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UK car auctions and tax

2

Comments

  • Registered Users, Registered Users 2 Posts: 1,571 ✭✭✭Builderfromhell


    I've bought tree vehicles in the UK. Flew over, paid fort hem and drove them back. I informed my insurance company thet I would be changing my insurance to the UK registered vehicle.
    Never stopped for Tax eventhough sometimes driving to Holyhead at early hours of morning.


  • Banned (with Prison Access) Posts: 1,288 ✭✭✭sawdoubters


    it needs valid mot, insurance


    it might have a tax disc on it


  • Registered Users, Registered Users 2 Posts: 809 ✭✭✭filbert the fox


    corktina wrote: »
    UK traffic cops have no Fathers...FACT

    What's more the fine could well just come in the post there....they don't need to stop you. No Insurance or SORN and the Registered Owner will get a fine the post. Not a concern to an Irish Resident perhaps (yet).

    Just because they're doin' their job. Don't know what you do but if you do it well you'd be upset to say the least that someone would call your parentage into disrepute. :mad:


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    Ask one and he'll tell you!

    Thing is they do do their jobs, you won't get through one of their checkpoints if anything is not correct.


  • Banned (with Prison Access) Posts: 1,288 ✭✭✭sawdoubters


    You should contact your insurance company in the first instance as they may cover you temporarily whilst you bring the car over.


    http://www.transfermate.com/en/uk_car_imports.html


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  • Registered Users, Registered Users 2 Posts: 2,279 ✭✭✭commited


    Interesting legislation coming into the UK which will make things difficult/risky for private exports from October 2014:
    Motorists that sell cars privately will not be entitled to offer the “unexpired tax” incentive from October 2014, the Automobile Association has revealed. Sellers will have to claim vehicle excise duty refunds for any remaining months from the Driver Vehicle Licensing Agency (DVLA). Buyers will then have to pay road tax online, at post offices or via telephone before taking to the road.
    http://www.motoring.co.uk/car-news/private-cars-cannot-be-sold-with-road-tax-from-october-2014_60347?utm_source=motoring.co.uk&utm_medium=newsletter&utm_campaign=newsletter&src=motoring


  • Registered Users, Registered Users 2 Posts: 1,747 ✭✭✭traco


    commited wrote: »

    That looks like a handy system, tax it online for a month and away you go with no worries.

    If they set it up in such a way that all thats required is the Reg, V5 details, chassis number then anybody could do it in 5 mins.


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    They wont do it online unless you have an Insurance Policy in the database. That's the whole point of all the changes there, everything will be in the computer system

    Nor will they do it if it's not your in your name or has no MoT


  • Registered Users, Registered Users 2 Posts: 2,279 ✭✭✭commited


    corktina wrote: »
    They wont do it online unless you have an Insurance Policy in the database. That's the whole point of all the changes there, everything will be in the computer system

    Nor will they do it if it's not your in your name or has no MoT

    Exactly it's going to be a disaster for Irish people exporting cars.


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    It certainly will cause problems for us. It wasn't so long ago I'd happily drive home with nothing but insurance, no longer would I risk that. I don't fancy standing on the side of the road somewhere 100 miles from my booked and paid for ferry with no car


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  • Registered Users, Registered Users 2 Posts: 68 ✭✭mikefrommeath


    it will take to long and is to messy if I have to get the car taxed in which I buy from auction.

    If I buy from a dealer, they can tax it for 6 months, which will cost about £80. Must dealers I have spoken to offer this service.


    If you were going to chance it, it sound like you need to be very unlucky to be stopped.


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    you'll still have to get a policy for the car and get it on the database f you don't want hastle


  • Registered Users, Registered Users 2 Posts: 68 ✭✭mikefrommeath


    update.

    I bought the car from a garage. They insured me to get the car out of the country and I had the option of paying £77 for road tax. I didnt take it.
    Drove the car to holy-head with no problems.

    thanks for the advise all


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    you can get insurance in the UK dfor very short periods, 24 hours maybe. Probably that's what they did for you. I don't think a non-resident would be able to, worth remembering. You'd possibly be OK with no tax provided you had evidence of insurance and MoT and a very recent receipt. Glad it went well.


  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Thanks for the relpys,

    I am not buying it of a dealer, I,m buying it from a auction. All I want to do is drive it 3 hours to the ferry in holly-head.
    Would you chance it?
    What would happen if I was stopped, fin etc?

    I did this last year.
    Bought car in London and drove it untaxed to Holyhead.
    I didn't get pulled over. I passed 2 police cars on the way, which could have had ANPR.
    I had my Irish insurance transferred to new car (on UK plates) and had email confirming this fact printed with me.
    I was probably taking a risk, but tax would cost over £100 so it was worth it.


  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    corktina wrote: »
    I wouldn't bank on this tbh.

    Fact that non-UK resident is not able to tax the car is definitely right.


  • Registered Users, Registered Users 2 Posts: 899 ✭✭✭Xpro


    i live in the uk… two things

    1.: anpr's are all over the country!! especially coming into ports etc so chances of getting a pull are high
    2.: any car sold in auctions here are usually, fukced , clocked and ungenuine.

    You might be living in the UK, but you definitely haven't got a clue about UK auctions.

    I don't know what auctions are you buying from:confused: maybe Ebay??


  • Moderators, Business & Finance Moderators Posts: 17,959 Mod ✭✭✭✭Henry Ford III


    update.

    I bought the car from a garage. They insured me to get the car out of the country and I had the option of paying £77 for road tax. I didnt take it.
    Drove the car to holy-head with no problems.

    thanks for the advise all

    Well done.

    Sure as eggs are eggs though someone else here will try the same, and for the sake of €77 get themselves into a whole heap of easily avoidable hastle.

    I forsaw that in my tea leaves earlier.


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    CiniO wrote: »
    I did this last year.
    Bought car in London and drove it untaxed to Holyhead.
    I didn't get pulled over. I passed 2 police cars on the way, which could have had ANPR.
    I had my Irish insurance transferred to new car (on UK plates) and had email confirming this fact printed with me.
    I was probably taking a risk, but tax would cost over £100 so it was worth it.

    The Insurance thing won't work as it wont show on their database and they will seize any car without it's own policy as they have to have either a policy or be sorned. All transferring your policy will do is give you cover in the event of an issue, it will not satisfy their requirement for Continuous Insurance.


  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    corktina wrote: »
    The Insurance thing won't work as it wont show on their database and they will seize any car without it's own policy as they have to have either a policy or be sorned.
    But by transferring my Irish policy to UK registered car, then this policy covers that car. It becomes the own policy for that car.
    Yes - it won't show on their database, but it doesn't change a fact that this cover is valid.
    All transferring your policy will do is give you cover in the event of an issue, it will not satisfy their requirement for Continuous Insurance.

    IMHO it should.


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  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    CiniO wrote: »
    But by transferring my Irish policy to UK registered car, then this policy covers that car. It becomes the own policy for that car.
    Yes - it won't show on their database, but it doesn't change a fact that this cover is valid.



    IMHO it should.

    the cover is valid but the car can still be seized, which is what I said. They have no way of checking your printed email is genuine and possibly would seize the car until such time as there is proof of cover. Highly inconveniant as you could find yourself stood at the road side somewhere in deepest Britain


  • Registered Users, Registered Users 2 Posts: 5,728 ✭✭✭George Dalton


    I got caught driving an untaxed car from Leeds to Holyhead about 7 or 8 years ago. Was caught by an ANPR van near Chester and pulled in by a marked car about a mile up the road.

    I managed to give a relative's address and get away with an on the spot fine. It was a close run thing though, one of the officers was definitely going to take the car off me, the other one had some common sense and I managed to talk him around.


  • Moderators, Business & Finance Moderators Posts: 17,959 Mod ✭✭✭✭Henry Ford III


    CiniO wrote: »
    ...IMHO it should.

    That's not the issue. Sadly the world (and within it specifically motor insurance, compliance therein and the UK Police) are not perfect.


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    That's not the issue. Sadly the world (and within it specifically motor insurance, compliance therein and the UK Police) are not perfect.

    the problem is as far as I can see, the UK Police have two ways of checking your insurance ; their database or by phoning the Insurance Bureau run by the Insurance Companies. Neither of these will show an Irish policy (why should it?). I suspect they would have no way of phoning an Irish Company and we do not have an equivalent Bureau as far as I know. Which means you would presumably have to get documentation sent by post and meanwhile be stranded


  • Moderators, Business & Finance Moderators Posts: 17,959 Mod ✭✭✭✭Henry Ford III


    corktina wrote: »
    the problem is as far as I can see, the UK Police have two ways of checking your insurance ; their database or by phoning the Insurance Bureau run by the Insurance Companies. Neither of these will show an Irish policy (why should it?). I suspect they would have no way of phoning an Irish Company and we do not have an equivalent Bureau as far as I know. Which means you would presumably have to get documentation sent by post and meanwhile be stranded

    Makes sense.

    I don't think it's at all unreasonable to have an obligation to carry valid documentation and proof thereof whilst driving in another jurisdiction.


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    Yup I always do, but you have to realise that it may still not be acceptable to them, and third party extensions etc are of no use whatsoever. It's not much use to a guy to know he has the right documentation whilst stood at the side of the road with no car


  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    corktina wrote: »
    the problem is as far as I can see, the UK Police have two ways of checking your insurance ; their database or by phoning the Insurance Bureau run by the Insurance Companies. Neither of these will show an Irish policy (why should it?). I suspect they would have no way of phoning an Irish Company and we do not have an equivalent Bureau as far as I know. Which means you would presumably have to get documentation sent by post and meanwhile be stranded

    What about someone driving foreign registered car in UK (including Irish registered).
    In such case, UK police also have no way of verifying if a small piece of paper stating that car has a valid insurance policy is genuine.


  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    CiniO wrote: »
    What about someone driving foreign registered car in UK (including Irish registered).
    In such case, UK police also have no way of verifying if a small piece of paper stating that car has a valid insurance policy is genuine.

    Different situation . They have little choice but to accept the bit of paper in these circumstances. No doubt if they weren't satisfied, they would seize the car first and ask questions after


  • Registered Users, Registered Users 2 Posts: 10,826 ✭✭✭✭Marcusm


    CiniO wrote: »
    What about someone driving foreign registered car in UK (including Irish registered).
    In such case, UK police also have no way of verifying if a small piece of paper stating that car has a valid insurance policy is genuine.

    When in international traffic, you must carry your original insurance certificate pus the vehicle registration document. IN most cases, these would be in the same name and quite official looking. A fax or printed email that cover has been transferred would not be as obvious.


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  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Marcusm wrote: »
    When in international traffic, you must carry your original insurance certificate pus the vehicle registration document. IN most cases, these would be in the same name and quite official looking. A fax or printed email that cover has been transferred would not be as obvious.

    Indeed Irish insurance certificates look official enough.
    But f.e. in Poland if policy is purchased online, you just get your certificate as PDF and print it yourself. Not too official looking IMO.
    Even though I didn't hear about anyone having problems with it anywhere in Europe.


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