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Driving with Broken leg

2»

Comments

  • #32
    Blut2
    Registered Users, Registered Users 2 Posts: 3,467 ✭✭✭Blut2


    I badly damaged the tendons in my ankle a few years ago, was in a big plastic boot and on crutches for weeks. Drove around no problem during that time period (well, tenderly, in quite a lot of pain). Asked my GP and he said "probably not recommended, but if you have to" fairly casually.

    Are you legally obliged to inform your insurance in this situation? Neither the A&E doctors nor my GP told me I had to do so. Can't remember reading anything about obligations to inform your insurance of temporary injuries in the T&C either?


  • #33
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,685 Mod ✭✭✭✭Stheno


    Blut2 wrote: »
    I badly damaged the tendons in my ankle a few years ago, was in a big plastic boot and on crutches for weeks. Drove around no problem during that time period (well, tenderly, in quite a lot of pain). Asked my GP and he said "probably not recommended, but if you have to" fairly casually.

    Are you legally obliged to inform your insurance in this situation? Neither the A&E doctors nor my GP told me I had to do so. Can't remember reading anything about obligations to inform your insurance of temporary injuries in the T&C either?

    I only had to as my physio said I could not drive and he would not sign me off as fit to drive if I had an accident, so I then rang my insurance.


  • #34
    cdaly_
    Registered Users, Registered Users 2 Posts: 6,440 ✭✭✭cdaly_


    Blut2 wrote: »
    Are you legally obliged to inform your insurance in this situation? Neither the A&E doctors nor my GP told me I had to do so. Can't remember reading anything about obligations to inform your insurance of temporary injuries in the T&C either?
    It's not a 'legally obliged' thing but pretty much every insurer has a clause that says something along the lines of:

    "You must inform us of any change in your circumstances that might affect your risk. If you are not sure, you should inform us anyway."

    I'm pretty sure they'll use the broken leg as reason to refuse to pay out...


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