revenue issues threat to every homeowner in the country.

lazygal · 08-03-2013 05:33PM

username123 wrote: »

No. Late 30s. Redundant since 2011. Living off savings (not in a financial institution). Only my name on the mortgage, owned it before I married, never notified revenue of marriage and as it was abroad, doesnt exist on any official documentation here.

Where are your savings, under the mattress?

username123 · 08-03-2013 05:37PM

lazygal wrote: »

Where are your savings, under the mattress?

Well they are almost used up now (been redundant almost 2 years). They were in a bank (and some emergency amount under the mattress) but we had to live off them - my husband was redundant for some of that time as well. My husband supports me now but he isnt connected with the property in any official sense. Social welfare know we are married, but as we are so often told as an excuse why child benefit cant be taxed for example, social welfare and revenue have no interconnecting systems - so for property tax purposes, theres simply nowhere to take the money from with me.

ebbsy · 08-03-2013 05:40PM

If Joesphine comes to my door I will open it, wearing only a trenchcoat.

Banjo String · 08-03-2013 05:44PM

dxhound2005 wrote: »

How was putting hunger strikers up for election in Cavan/Monaghan and Louth going to make Thatcher rethink?

Their party operates a property tax in the North but claims it doesn't exist while opposing it in the Republic. How about that for cynicism.

The hunger strike party?

MadsL · 08-03-2013 05:45PM

Trying living elsewhere OP, oh wait, my property taxes were $2,500 last year.

So, how about quit yer whining.

CrazyRabbit · 08-03-2013 05:51PM

I'd suggest checking to see if you are entitled to any tax refunds. Many people don't realise that they can claim back some tax for many things.

I've claimed back over €1200 in taxes over the last 3 years. And it's all done online, with a very fast turnaround time.

So they may take a property tax from you, but you might be able to claim more back from them. Play them at their own game.

PAYE Registration link is below..not sure about self employed ( check ROS.ie)
http://www.revenue.ie/en/online/paye-anytime.html

mrsbyrne · 08-03-2013 05:53PM

SamHall wrote: »

How long of a process will that take them?

Possibly hundreds of thousands of homeowners will need to be identified, then bank accounts etc need to be associated with them?

We're not talking weeks I'd assume, prob a matter of years. (i could be wrong though)

I'll take my chances though.

The homeowners have already been identified. 1.6 million of us. The letter and the form to complete will be arriving to your door addressed personally to you sam hall, 123 dunmoving street ballygobackwards, in the next 4 weeks. If you do not respond to the letter in the given time, Revenue will proceed to put a charge against your house for the amount of the estimate they give you. they will simply access your wages or your company accounts or your DSP payments and take the money, plus a penalty.
There will be no appeals and no correspondence of any kind. There will be no negotiations entered into or discretion used.
Anyone who has ever dealt with revenue will tell you that this is how they operate.

MadsL · 08-03-2013 05:54PM

username123 wrote: »

Well they are almost used up now (been redundant almost 2 years). They were in a bank (and some emergency amount under the mattress) but we had to live off them - my husband was redundant for some of that time as well. My husband supports me now but he isnt connected with the property in any official sense. Social welfare know we are married, but as we are so often told as an excuse why child benefit cant be taxed for example, social welfare and revenue have no interconnecting systems - so for property tax purposes, theres simply nowhere to take the money from with me.

Revenue know you are married if you have ever taken advantage of the married tax rate. I assume you have.

Annasopra · 08-03-2013 05:55PM

SamHall wrote: »

Where?

The bit about the Island.

username123 · 08-03-2013 05:57PM

MadsL wrote: »

Revenue know you are married if you have ever taken advantage of the married tax rate. I assume you have.

No I havent.

Im interested to see how it plays out. Im willing to let them put a judgement against the property - itll never be sold in my lifetime anyway with the negative equity on it.

MadsL · 08-03-2013 05:58PM

username123 wrote: »

No I havent.

Why did you not take the tax advantage of being married???

username123 · 08-03-2013 06:00PM

MadsL wrote: »

Why did you not take the tax advantage of being married???

Because (a) we earned roughly the same so there was no tax advantage and (b) we just never bothered and (c) we both wanted to maintain financial independence from each other and (d) we're not that long married.

Mostly (b).

seamus · 08-03-2013 06:04PM

Assuming you were living in your current home before you were made redundant, then you probably received a tax credits cert in your name, to your address.

Revenue know who you are and where you live.

AnonoBoy · 08-03-2013 06:06PM

I upgraded all my houses to hotels last time I passed Go so they're not getting nuthin' from me.

Sincerely,

The Top Hat.

MadsL · 08-03-2013 06:09PM

username123 wrote: »

Because (a) we earned roughly the same so there was no tax advantage and (b) we just never bothered and (c) we both wanted to maintain financial independence from each other and (d) we're not that long married.

Mostly (b).

You would have had a huge tax advantage when your husband was working and you were not - in fact you probably will get a tax refund if you apply, instead of trying to tax dodge.

Banjo String · 08-03-2013 06:11PM

mrsbyrne wrote: »

The homeowners have already been identified. 1.6 million of us. The letter and the form to complete will be arriving to your door addressed personally to you sam hall, 123 dunmoving street ballygobackwards, in the next 4 weeks. If you do not respond to the letter in the given time, Revenue will proceed to put a charge against your house for the amount of the estimate they give you. they will simply access your wages or your company accounts or your DSP payments and take the money, plus a penalty.
There will be no appeals and no correspondence of any kind. There will be no negotiations entered into or discretion used.
Anyone who has ever dealt with revenue will tell you that this is how they operate.

Revenue said that from next week letters will be sent to owners of 1.6 million houses. It will take four weeks to send the letters.

Revenue chairman Josephine Feehily admitted that there would be errors. She said that some letters may sent to people who are deceased, while others may be sent in error to tenants instead of landlords.

Indeed.

http://www.rte.ie/news/business/2013/0307/374568-some-errors-expected-on-property-tax-letters/

bgrizzley · 08-03-2013 06:11PM

MadsL wrote: »

You would have had a huge tax advantage when your husband was working and you were not - in fact you probably will get a tax refund if you apply, instead of trying to tax dodge.

calling someone who has 0 income a tax dodger...:rolleyes:

username123 · 08-03-2013 06:21PM

bgrizzley wrote: »

calling someone who has 0 income a tax dodger...:rolleyes:

Thats what this country has come to. I dont get a cent from the state, I live off my savings, but Im now a tax dodger eh? You couldnt make it up. I tried to sell my property so I would have no liability for this tax but the bank wont let me due to the negative equity.

Banjo String · 08-03-2013 06:24PM

mango salsa wrote: »

The bit about the Island.

Fixed.:p

MadsL · 08-03-2013 06:33PM

bgrizzley wrote: »

calling someone who has 0 income a tax dodger...:rolleyes:

Husband has income according to her, or are married couples not jointly responsible for taxes in your world?

end of the road · 08-03-2013 06:36PM

NiallSparky wrote: »

You don't own a part of Ireland, you're effectively renting it.

rubbish, if you have payed your mortgage then you own the property and the land its on, if the government want to tax you on it they should buy it off you and charge you rent that way.

NiallSparky wrote: »

Why should you not have to pay rent for the bit of Ireland you're using

why should you? your not renting it.

NiallSparky wrote: »

if it ensures the most efficient use of the land?

NiallSparky wrote: »

How would you feel if 1 person bought half the property in the country and just left lying there doing nothing with it? Is that fair or should they be charged (via property tax) for this privilege?

no, theirs a compulsory purchase law to deal with such situations

NiallSparky wrote: »

That's how if happens in every other EU country with the exception of Malta.

were ireland, we don't have to do everything another european country does

NiallSparky wrote: »

That's without going into the free services you get from your local authority.

at least in other countries you do get services and efficiently to, in ireland you get the odd 1 from the council depending on where you live, most likely if left to local authorities to deliver all services they may end up being only half delivered (after all this is ireland, the land of the half do things)

NiallSparky wrote: »

If you want to take this uber-liberal attitude to property then pay for the roads outside your house, your water pipes, your street lighting.

may not be a bad idea, at least they might get maintained properly and fixed quick

username123 · 08-03-2013 06:37PM

MadsL wrote: »

Husband has income according to her, or are married couples not jointly responsible for taxes in your world?

His name is not on the property. Its not his tax liability.

Ive said I am happy for revenue to put a judgement against the property - how does that make me a tax dodger or do you just like to spout personal abuse because some people have different financial circumstances to yourself?

end of the road · 08-03-2013 06:43PM

irish-stew wrote: »

Am sure their will be people comparing this to the council tax in England, my self included. When that was first launched, there was protests, and people refusing to pay as well. Now its pretty much normal

but you do more or less get services for your money (all though with some their are post code lotteries which is not good enough)
i also wouldn't want the style of local authorities britain have, to much power for my liking and just another form of government, yes the thinking behind it was good but in practice its not working i believe.

irish-stew wrote: »

councils came down hard with persecutions if it was not paid up.

of course they did, shur they need the money for their expenses for the tay and hang sangwidges do they not?

bgrizzley · 08-03-2013 06:45PM

MadsL wrote: »

Husband has income according to her, or are married couples not jointly responsible for taxes in your world?

Play fair. She didnt take advantage of that to her benefit when she lost her income.

Occam · 08-03-2013 06:57PM

username123 wrote: »

Because (a) we earned roughly the same so there was no tax advantage and (b) we just never bothered and (c) we both wanted to maintain financial independence from each other and (d) we're not that long married.

Mostly (b).

This makes no sense, at all, unless you are so wealthy that the tax benefit is just a drop in the ocean

I guess your master plan to avoid property tax will work.... so long as you

continue to loose out on 1000s of euros of tax credits every year
never claim any state benefits
never work for the rest of your life
never claim a state pension
never claim a private pension
never keep money in a bank
continue to be supported by your husband

Of course, even then, they will just tack the bill onto your estate...with interest.

mrsbyrne · 08-03-2013 07:01PM

SamHall wrote: »

Indeed.

http://www.rte.ie/news/business/2013/0307/374568-some-errors-expected-on-property-tax-letters/

If a letter arrives at your home adressed to someone who doesnt live there, you could return it unopened or ignore it, Then Revenue will proceed to pursue that person for the tax. When it quickly becomes obviuous that that person is not liable for the tax, it will be quite easy to find out who is, and charge the current owner. They will also fine the owner as it is your responsibilty as a liable home owner to self-assess for LPT.

username123 · 08-03-2013 07:03PM

Occam wrote: »

This makes no sense, at all, unless you are so wealthy that the tax benefit is just a drop in the ocean

Im not going into more detail on a public forum, suffice to say there are personal reasons why we never did.

There is no master plan, I am simply observing that currently there is no way for revenue to go after my wages, social welfare or bank accounts. There are thousands of other people in a similar position.

What happens when Im dead is of little concern to me.

mrsbyrne · 08-03-2013 07:11PM

username123 wrote: »

Im not going into more detail on a public forum, suffice to say there are personal reasons why we never did.

There is no master plan, I am simply observing that currently there is no way for revenue to go after my wages, social welfare or bank accounts. There are thousands of other people in a similar position.

What happens when Im dead is of little concern to me.

Are you connected to electricity username 123? I presume you are. Revenue have accessed all the utilities companies to trace ownership of properties. If you refuse to deal with them they will ultimately have the Sherriffs office come to your home to take goods to the value of the tax plus penalties plus costs that you owe your fellow citizens.

Occam · 08-03-2013 07:14PM

username123 wrote: »

Im not going into more detail on a public forum, suffice to say there are personal reasons why we never did.

There is no master plan, I am simply observing that currently there is no way for revenue to go after my wages, social welfare or bank accounts. There are thousands of other people in a similar position.

What happens when Im dead is of little concern to me.

There are very, very few people with no income, bank accounts or social welfare benefits who are property owners, and not jointly assessed with their spouse. Even less of these will maintain that status for the rest of their life.

Once they get a state pension, for example, they will be liable for tax, interest and penalties, which will add up, especially after a few years.

username123 · 08-03-2013 07:14PM

mrsbyrne wrote: »

Are you connected to electricity username 123? I presume you are. Revenue have accessed all the utilities companies to trace ownership of properties. If you refuse to deal with them they will ultimately have the Sherriffs office come to your home to take goods to the value of the tax plus penalties plus costs that you owe your fellow citizens.

What a bunch of scaremongering rubbish.

I do not deny that revenue know who I am. I am happy for them to put a judgement against the property. I am simply observing that the current threats of "it will be taken from your wages, social welfare or savings" do not wash with me as I have none of the above.

Id be happy at a spell in prison for this, I have dental work outstanding that I simply cannot afford to have done.

revenue issues threat to every homeowner in the country.

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