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as it happens... Live Commentary Thread

1246710

Comments

  • Closed Accounts Posts: 1,805 ✭✭✭Lennonist


    antoobrien wrote: »
    A car bought today is seen as another 12 reg i.e. just another one year old car in about 4 weeks.

    It will still be seen like that. Splitting hairs with that one I reckon and wonder how much will be spent on bringing in the change necessary. Obviously the car sales companies still have a lot of clout at governmental level.


  • Closed Accounts Posts: 2,857 ✭✭✭Reloc8


    What do the mean by Maternity Benefit Taxable from July 2013?

    You can get it but you have to pay tax on it as income.


  • Registered Users, Registered Users 2 Posts: 10,902 ✭✭✭✭Riskymove


    What do the mean by Maternity Benefit Taxable from July 2013?

    it will taxable as income

    up to now it hasn't been

    really an issue if you are paid what your salary was as maternity pay rather than just the state payment I think


  • Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    What do the mean by Maternity Benefit Taxable from July 2013?
    Basically you get less money, because they'll tax it like any other income.


  • Registered Users, Registered Users 2 Posts: 6,106 ✭✭✭antoobrien


    Lennonist wrote: »
    It will still be seen like that. Splitting hairs with that one I reckon and wonder how much will be spent on bringing in the change necessary.

    Yes, but it will change next year. The value of a car will not take as sharp a drop, supposedly making it easier to sell on.

    It won't cost anything to bring in.


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  • Registered Users, Registered Users 2 Posts: 10,902 ✭✭✭✭Riskymove


    NO SW rate cuts


  • Closed Accounts Posts: 9,193 ✭✭✭[Jackass]


    Primary Social Welfare unchanged. Surprised but not sure which way I feel about it...

    Massive drain on finances vs maintaining money supply and purchasing power...


  • Registered Users, Registered Users 2 Posts: 29,322 ✭✭✭✭_Kaiser_


    So to summarise so far then... all these changes are going to hit the 30-60k working stiff hardest then - AGAIN! - is that right?


  • Registered Users, Registered Users 2 Posts: 10,902 ✭✭✭✭Riskymove


    €10 off child benefit


  • Registered Users, Registered Users 2 Posts: 10,570 ✭✭✭✭dsmythy


    Riskymove wrote: »
    €10 off child benefit

    Increase in childcare places for low income workers.


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  • Registered Users, Registered Users 2 Posts: 6,106 ✭✭✭antoobrien


    Kaiser2000 wrote: »
    So to summarise so far then... all these changes are going to hit the 30-60k working stiff hardest then - AGAIN! - is that right?

    All I can see is €5 pw increase in PRSI contribution. Not exactly a massive hit.


  • Registered Users, Registered Users 2 Posts: 24,584 ✭✭✭✭Sleepy


    Increase to prescription charge to €1.50 for those on medical cards


  • Closed Accounts Posts: 3,871 ✭✭✭Scortho


    Gilally wrote: »
    So the relief on mortgages prior 2008 still exists?

    Not that I can see. It is still there until 2017.


  • Closed Accounts Posts: 9,193 ✭✭✭[Jackass]


    Can't see anything on ticker. Any major announcements relating to third level education? Student Contribution / Fees / Grants?


  • Registered Users, Registered Users 2 Posts: 29,322 ✭✭✭✭_Kaiser_


    antoobrien wrote: »
    All I can see is €5 pw increase in PRSI contribution. Not exactly a massive hit.

    + car tax increases
    + taxable maternity leave for the ladies/families
    + HHC/Property Tax charge increase for home owners


  • Registered Users, Registered Users 2 Posts: 10,902 ✭✭✭✭Riskymove


    [Jackass] wrote: »
    Can't see anything on ticker. Any major announcements relating to third level education? Student Contribution / Fees / Grants?

    now going into education


  • Closed Accounts Posts: 3,871 ✭✭✭Scortho


    Sleepy wrote: »
    Increase to prescription charge to €1.50 for those on medical cards

    Pharmacy and GP fees to fall as well to save 80 m.

    Shall be making for fun times for me in 2 years time!


  • Registered Users, Registered Users 2 Posts: 10,902 ✭✭✭✭Riskymove


    Kaiser2000 wrote: »
    + car tax increases
    + taxable maternity leave for the ladies/families
    + HHC/Property Tax charge increase for home owners

    but they apply to everyone, not just thos on 30-60k p.a.


  • Closed Accounts Posts: 3,871 ✭✭✭Scortho


    Lennonist wrote: »
    Who buys cars on that basis, I buy a car when I need one.

    Plate snobs.....:D


  • Registered Users, Registered Users 2 Posts: 9,306 ✭✭✭Mycroft H


    student contribution up 250 euros and 250 on top of that in 2014


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  • Closed Accounts Posts: 1,805 ✭✭✭Lennonist


    Scortho wrote: »
    Plate snobs.....:D

    Ah yes, I remember them:pac:


  • Registered Users, Registered Users 2 Posts: 10,742 ✭✭✭✭MJohnston


    Scortho wrote: »
    Plate snobs.....:D

    Ah here, in fairness there is a bit of a financial incentive to buying a car at the start of the year if you're planning to re-sell at some point. Or sometimes, just something really annoying - mines a late 07 and therefore falls under the older engine-sized based car tax bands. Two months later, the exact same car would be judged on CO2 emissions instead (which are really good for this particular model) and the car tax price is a good 300 euro less. It's never just plate snobbery imo.


  • Registered Users, Registered Users 2 Posts: 10,902 ✭✭✭✭Riskymove


    severence pay for Ministers abolished


  • Registered Users, Registered Users 2 Posts: 6,106 ✭✭✭antoobrien


    Kaiser2000 wrote: »
    + car tax increases
    + taxable maternity leave for the ladies/families
    + HHC/Property Tax charge increase for home owners

    That argument is as valid as claiming the SW classes are being unfairly targeted by the increases in excise on fags & booze.


  • Registered Users, Registered Users 2 Posts: 9,306 ✭✭✭Mycroft H


    WOOO no cut's to 3rd level grants :D


  • Registered Users, Registered Users 2 Posts: 1,077 ✭✭✭KAGY


    antoobrien wrote: »
    All I can see is €5 pw increase in PRSI contribution. Not exactly a massive hit.
    Maybe not, but for those that have a small extra income of 5k from self employed income its a big chunk out of that. And that's before USC, PL, IT, ...
    Again it's hitting the low income earners more


  • Registered Users, Registered Users 2 Posts: 2,776 ✭✭✭Jhcx


    So its a bit like apple all predictable so far?


  • Closed Accounts Posts: 3,871 ✭✭✭Scortho


    MJohnston wrote: »
    Ah here, in fairness there is a bit of a financial incentive to buying a car at the start of the year if you're planning to re-sell at some point. Or sometimes, just something really annoying - mines a late 07 and therefore falls under the older engine-sized based car tax bands. Two months later, the exact same car would be judged on CO2 emissions instead (which are really good for this particular model) and the car tax price is a good 300 euro less. It's never just plate snobbery imo.


    There is no financial incentive to buy a new car. The depreciation in the first 3 years is over 50%.
    Personally I'd rather buy a 3 year old high specked BMW or Audi than a Paddy spec passat or skoda!
    The old tax system on cars is totally regressionary. It rewards those who could buy a new car and disadvantages those who couldnt afford to.


  • Registered Users, Registered Users 2 Posts: 6,106 ✭✭✭antoobrien


    KAGY wrote: »
    Maybe not, but for those that have a small extra income of 5k from self employed income its a big chunk out of that. And that's before USC, PL, IT, ...
    Again it's hitting the low income earners more

    The only "low income" measure I can see is the abolition of the PRSI exemption - which works out at €5 payment per week.


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  • Registered Users, Registered Users 2 Posts: 10,902 ✭✭✭✭Riskymove


    So we're expected to pay €157 for all of 2013, despite it being replaced by a Property Tax halfway through the year, and pay that on top of the 157?

    the €157 applies for the first six months of 2013

    I am not 100% what happens then but it could mean the annual tax applies for July to July each year - i.e. july 2013 - July 2014 and so on


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