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It's Bertie's fault i'm so broke...

  • 05-05-2012 09:05PM
    #1
    Fighting Irish
    Registered Users, Registered Users 2 Posts: 7,062 ✭✭✭


    Was just having a looksie at Accommodation & Property from back in 2005/2006 :rolleyes:


«1

Comments

  • #2
    TehDagsBass
    Closed Accounts Posts: 223 ✭✭TehDagsBass


    Yeah 'cause people were being marched into the bank with a gun to their head and made take out mortgages.

    If you bought during the boom and are suffering now, it's your fault and yours alone.


  • #3
    danger mouse
    Registered Users, Registered Users 2 Posts: 559 ✭✭✭danger mouse


    Well according to my pay slip it's your man "paye" , "Prsi" and his new neighbour "USC" that have me so broke. It doesnt say anything about Bertie....


  • #4
    Captain Graphite
    Closed Accounts Posts: 1,272 ✭✭✭Captain Graphite


    Wow. You really know how to make the most of a Saturday night, don't you? :pac:


  • #5
    TehDagsBass
    Closed Accounts Posts: 223 ✭✭TehDagsBass


    danger mouse wrote: »
    Well according to my pay slip it's your man "paye" , "Prsi" and his new neighbour "USC" that have me so broke. It doesnt say anything about Bertie....
    If you want to feel real pain, when you check your pay slip work out how many weekly dole payments you're supporting with the taxes taken from your pay.

    Honestly, it has me in such a fit when I do it that I could almost march down to the dole queues and start trying to get the feckers working myself.


  • #6
    galwayrush
    Registered Users, Registered Users 2 Posts: 12,816 ✭✭✭✭galwayrush


    TehDagsBass wrote: »
    Yeah 'cause people were being marched into the bank with a gun to their head and made take out mortgages.

    If you bought during the boom and are suffering now, it's your fault and yours alone.

    Yeah, people being stupid paying market values for their homes.Silly fools should obviously have waited until now to buy, or better still , they should have bought 10 - 20 years sooner.


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  • #7
    IrishAm
    Registered Users, Registered Users 2 Posts: 1,576 ✭✭✭IrishAm


    TehDagsBass wrote: »
    Honestly, it has me in such a fit when I do it that I could almost march down to the dole queues and start trying to get the feckers working myself.

    Whats stopping you? Set up a business were a lad sends you his CV and you find him a job for a small fee.


  • #8
    TehDagsBass
    Closed Accounts Posts: 223 ✭✭TehDagsBass


    galwayrush wrote: »
    Yeah, people being stupid paying market values for their homes.Silly fools should obviously have waited until now to buy, or better still , they should have bought 10 - 20 years sooner.
    Sorry, I'll highlight that I said "...and are suffering now", directed at those who over-extended themselves and didn't plan for a change in the economy or their own position and are now crippled with debt that they signed for themselves, at terms they themselves agreed to.

    It's about responsible financial management.


  • #9
    Rolli
    Closed Accounts Posts: 588 ✭✭✭Rolli


    Fighting Irish wrote: »
    Was just having a looksie at Accommodation & Property from back in 2005/2006 :rolleyes:

    Join the que man...


  • #10
    EchoO
    Closed Accounts Posts: 353 ✭✭EchoO


    TehDagsBass wrote: »
    If you want to feel real pain, when you check your pay slip work out how many weekly dole payments you're supporting with the taxes taken from your pay.

    Honestly, it has me in such a fit when I do it that I could almost march down to the dole queues and start trying to get the feckers working myself.

    How smug.


  • #11
    Biggins
    Banned (with Prison Access) Posts: 34,567 ✭✭✭✭Biggins


    I can still afford me Jellybabies so I'm alright Jack!


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  • #12
    the keen edge
    Closed Accounts Posts: 1,533 ✭✭✭the keen edge


    TehDagsBass wrote: »
    If you want to feel real pain, when you check your pay slip work out how many weekly dole payments you're supporting with the taxes taken from your pay.

    Honestly, it has me in such a fit when I do it that I could almost march down to the dole queues and start trying to get the feckers working myself.
    A bit harsh really. Fair enough there are spongers on social welfare who want to get all they can and offer nothing in return.

    Still it has to be acknowledged that are in the midst of a hell of a global recession .
    The jobs market is hugely depressed, and even if all those on the dole had the academic credentials of Stephen Hawkin coupled with the likeability of Ron Burgundy the dole queues would still remain enduring.


  • #13
    golden lane
    Registered Users, Registered Users 2 Posts: 1,364 ✭✭✭golden lane


    poor bertie....gets blame for everything......


  • #14
    grindle
    Registered Users, Registered Users 2 Posts: 6,025 ✭✭✭grindle


    galwayrush wrote: »
    Yeah, people being stupid paying market values for their homes.Silly fools should obviously have waited until now to buy, or better still , they should have bought 10 - 20 years sooner.
    If the market value is clearly in a heightened "bubble" state, then yes, you could say "stupid".

    You should say "mindlessly, ignorantly, greedily, obnoxiously stupid", but you can settle on "stupid", if you want to spare their feelings.
    I don't though, so I'll stick with what should be said.


  • #15
    Biggins
    Banned (with Prison Access) Posts: 34,567 ✭✭✭✭Biggins


    golden lane wrote: »
    poor bertie....gets blame for everything......

    Bertie Basset B'stard! :o


  • #16
    Rango555
    Registered Users, Registered Users 2 Posts: 87 ✭✭Rango555


    http://www.boards.ie/vbulletin/showthread.php?t=188752

    Sounds like he was doing well until: Location: Melbourne


  • #17
    gurramok
    Closed Accounts Posts: 13,992 ✭✭✭✭gurramok


    Fighting Irish wrote: »
    Was just having a looksie at Accommodation & Property from back in 2005/2006 :rolleyes:

    Linkies to actual threads back then OP?

    Notice how those who proclaimed then that high prices were justified disappeared off boards once the crash came :)


  • #18
    christmas2012
    Banned (with Prison Access) Posts: 2,827 ✭✭✭christmas2012


    thats it im ****ing off somewhere where they dont tax air and for bricks and mortar you just paid for etc..


  • #19
    admiralofthefleet
    Closed Accounts Posts: 15,515 ✭✭✭✭admiralofthefleet


    christmas2012 wrote: »
    thats it im ****ing off somewhere where they dont tax air and for bricks and mortar you just paid for etc..

    legoland is closed afaik


  • #20
    golden lane
    Registered Users, Registered Users 2 Posts: 1,364 ✭✭✭golden lane


    grindle wrote: »
    If the market value is clearly in a heightened "bubble" state, then yes, you could say "stupid".

    You should say "mindlessly, ignorantly, greedily, obnoxiously stupid", but you can settle on "stupid", if you want to spare their feelings.
    I don't though, so I'll stick with what should be said.

    in any housing boom....there are winners, and there are losers......

    therefore...it is a gamble......

    why are the winners never mentioned.........?????


  • #21
    grindle
    Registered Users, Registered Users 2 Posts: 6,025 ✭✭✭grindle


    golden lane wrote: »
    in any housing boom....there are winners, and there are losers......
    I agree.
    therefore...it is a gamble......

    why are the winners never mentioned.........?????

    Because the losers outnumber them, and are generally not the type to read economic news or books, so it's a self-fulfilling prophecy of sorts.
    My dad was a winner, but he wasn't expecting it, he was just lucky.

    gurramok wrote: »
    Linkies to actual threads back then OP?

    Notice how those who proclaimed then that high prices were justified disappeared off boards once the crash came :)
    Most here seemed cautious in this thread, though the Politics.ie forum was full of gung-ho lunatics back then.

    I quite like this quote from the thread on boards though:
    TheBigLebowski wrote: »
    Dochasach, people gave very similar arguments 5 years ago and if you had bought a house then, instead of renting, you'd be doing very well.
    Obviously the current rate of increase can't last forever. That's obvious, but there is a difference between a slow down in the rate of increase and the doomsday scenario you predict. If property prices were to fall it is unlikely that they will fall by much. It is considered a property price crash is if prices drop 10-15%. I would stake my life that a house that sells now for 300k will never sell for less than 250k.
    At the current rate of increase, if you bought a house now. Your property will increase by that 10-15% within 2 years anyway, and I don't see a crash coming within 2 years. Also I'm pretty sure you wouldn't be waiting too long for prices to pick up again as peoples wages are only going to go up.


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  • #22
    gurramok
    Closed Accounts Posts: 13,992 ✭✭✭✭gurramok


    grindle wrote: »

    Most here seemed cautious in this thread, though the Politics.ie forum was full of gung-ho lunatics back then.

    I quite like this quote from the thread on boards though:

    Has TheBigLebowski left this planet since? :)

    I like Morningstar posts, quite humourous and sums up the mentality in 2005\06 of the bubble.


  • #23
    Kidchameleon
    Closed Accounts Posts: 5,482 ✭✭✭Kidchameleon


    TehDagsBass wrote: »
    Yeah 'cause people were being marched into the bank with a gun to their head and made take out mortgages.

    If you bought during the boom and are suffering now, it's your fault and yours alone.

    Oh seriously, get over yourself


  • #24
    grindle
    Registered Users, Registered Users 2 Posts: 6,025 ✭✭✭grindle


    gurramok wrote: »
    Has TheBigLebowski left this planet since? :)

    In another thread:
    TheBigLebowski wrote: »
    I wouldn't recommend askaboutmoney.com
    Da Funky Munky wrote: »
    Based on what?
    TheBigLebowski wrote: »
    Based on the fact that there are a lot of posters with vested interests. And also the fact that you are very limited about what you post about and you may get banned for posting with a negative sentiment on financial matters.

    "What do you mean you think the economy is going down the tubes and housing market is overvalued? Here's a two week ban. Don't come back until you change your attitude."
    :pac::pac::pac:
    Anyway, that's terrible, rifling through the past like that. He's stuck to the football commentary since.


  • #25
    golden lane
    Registered Users, Registered Users 2 Posts: 1,364 ✭✭✭golden lane


    grindle.....well done your dad......

    but i cannot see that the losers outnumber the winners.....

    it is sad the lots of people fell for the...."they must keep gpoing up" syndrome.....

    but that happens everywhere there is a housing boom.......

    negativev equity is only relevent if you cannot pay your mortgage.........if you can pay....it is not a loss, just a number.....


  • #26
    Kidchameleon
    Closed Accounts Posts: 5,482 ✭✭✭Kidchameleon


    golden lane wrote: »
    negativev equity is only relevent if you cannot pay your mortgage.........if you can pay....it is not a loss, just a number.....

    Its also relevant if you want to move, as it is for myself. I have no trouble paying the mortgage though.


  • #27
    superstoner90
    Closed Accounts Posts: 2,076 ✭✭✭superstoner90


    OP, if you got an issue,heres a tissue.

    *tissue sent by pm.*


  • #28
    yore
    Closed Accounts Posts: 1,127 ✭✭✭yore


    galwayrush wrote: »
    Yeah, people being stupid paying market values for their homes.Silly fools should obviously have waited until now to buy, or better still , they should have bought 10 - 20 years sooner.


    Yeah, of course. God forbid they rented. Bleedin' morto .


  • #29
    golden lane
    Registered Users, Registered Users 2 Posts: 1,364 ✭✭✭golden lane


    Kidchameleon wrote: »
    Its also relevant if you want to move, as it is for myself. I have no trouble paying the mortgage though.


    but surely....if your house price has dropped...so have others...

    i am in the uk.....and house prices vary enormously from area to area...even what school is in the catchment area has a great affect on prices....

    i lived in a village.....bought my house for 10,000 pounds....sold it for
    265,000 thousand pounds.....

    but a similar house elsewhere is..135,00 pounds...


  • #30
    danger mouse
    Registered Users, Registered Users 2 Posts: 559 ✭✭✭danger mouse


    TehDagsBass wrote: »
    If you want to feel real pain, when you check your pay slip work out how many weekly dole payments you're supporting with the taxes taken from your pay.

    Honestly, it has me in such a fit when I do it that I could almost march down to the dole queues and start trying to get the feckers working myself.

    In all fairness the dole was there when I needed it. Thank god I'm off it now.

    I Wouldn't begrudge a man the dole at all. It's the fail safe every first world country should have for it's people. It sure helped me climb up out of a hole and sort myself out.


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  • #31
    Snowie
    Closed Accounts Posts: 22,048 ✭✭✭✭Snowie


    fvck bertie i blame the brown paper envelope :mad:


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