How much disposable income do you have after expenses?

Broads.ie · 19-01-2012 12:43AM #1

I'm "emigrating" to Cork City quite soon to seek work (I live in a village).

I've already forked out almost 400euro for the new flat, and I haven't even moved in yet.

It's going to be pretty fecking tight I tell ya. Now I'm living at home at the moment, and I can say it's quite comfy, enough money for a few tins of a weekend or maybe 2 or 3 pints, a packidge of fags.

But in the "big city" I think I'll literally be scraping the pennies.

So after all the rent, shopping, bills are done... what do you have leftover for "a few tins"? Working people may also reply.

BBDBB · 19-01-2012 12:44AM

surely one has servants who deal with this kind of minor detail?

Chuck Stone · 19-01-2012 12:45AM

https://www.youtube.com/watch?v=l91ISfcuzDw

Sindri · 19-01-2012 12:46AM

Broads.ie wrote: »

I'm "emigrating" to Cork City

Have you been inoculated?

Quare dangerous.......like.

dave3004 · 19-01-2012 12:46AM

After expenses I am left with 3k a month on the button.

KungPao · 19-01-2012 12:47AM

I dispose of all my income.

starbelgrade · 19-01-2012 12:47AM

Used to be three fiddy, but after the recent budget, it's about two fiddy seven.

cloud493 · 19-01-2012 12:49AM

Erm.... after paying rent, bills, and putting money aside for food/traveling expenses, I have say, 400 a month. Maybe less.

racso1975 · 19-01-2012 12:51AM

Fluc all after driving to Dublin everyday and paying for creche etc. poxy couple of quid to treat the kids every so often

Celly Smunt · 19-01-2012 12:53AM

racso1975 wrote: »

Fluc all after driving to Dublin everyday and paying for creche etc. poxy couple of quid to treat the kids every so often

that'll teach you for having sprogs.

ronano · 19-01-2012 12:57AM

25-30 euro a week after all bills,food,rent is paid

Logical Fallacy · 19-01-2012 01:05AM

At the moment about -100 bucks a week.

Red21 · 19-01-2012 01:50AM

Broads.ie wrote: »

So after all the rent, shopping, bills are done... what do you have leftover for "a few tins"? Working people may also reply.

I can never understand what all this recession sh*te people are bangin on about over the last few years is all about. I earn way less than the average wage yet i've everything I need, and still have lots of cash left over.
Of course some folks are in a different situation, they've no job or whatever but I can honestly say I don't know a single Irish person that I feel sorry for where money is concerned.
I reckon the amount of people that are really struggling is very very very small and blown way outta proportion by the media.
Night after night on t.v and the net people are banging on about this tax that charge and how much such and such a fella earns. I reckon i've less than most people I know, yet I live like a king and couldn't give a toss about all that recession sh!te.

Richard Hillman · 19-01-2012 01:53AM

€131 a week not including food, booze and smokes.

Celly Smunt · 19-01-2012 01:56AM

Red21 wrote: »

I can never understand what all this recession sh*te people are bangin on about over the last few years is all about. I earn way less than the average wage yet i've everything I need, and still have lots of cash left over.
Of course some folks are in a different situation, they've no job or whatever but I can honestly say I don't know a single Irish person that I feel sorry for where money is concerned.
I reckon the amount of people that are really struggling is very very very small and blown way outta proportion by the media.
Night after night on t.v and the net people are banging on about this tax that charge and how much such and such a fella earns. I reckon i've less than most people I know, yet I live like a king and couldn't give a toss about all that recession sh!te.

I have to agree,the amount of people i know complaining about tax this and recession that,how they can't afford to keep up with the bills yet they own a 2011 audi.

The people who really get to me though are those living in negative equity who never had any impulse of moving out of their houses since they bought pre 2008 yet still complain.

Ireland is just back to a normal state in terms of income.

later12 · 19-01-2012 02:01AM

To misquote Charlie McCreevy "when I have it, I'll spend it".

I dislike the idea of living a life where I'm saving more than I can spend. The day I open my own savings' account, if ever, is going to be a sad day in my life.

Red21 · 19-01-2012 02:03AM

Richard Hillman wrote: »

€131 a week not including food, booze and smokes.

Anybody can come out with a figure like that, I don't your situation do you live with your folks, do you work nixers etc. But I know plenty people who are outta work and money wise they seem to be getting on just fine. I'm sure they are people who are strapped but considering I haven't met a single person over the last few years I believe it's being blown outta proportion.

cruais · 19-01-2012 02:06AM

After mortgage is paid, car loan and other bills I'm left with €25 a week. I have to get petrol out of that too... It's tight, I never have money but as long as I have a roof and food on the table, Ill get over it!

Where To · 19-01-2012 02:07AM

€25 a week, the joys of being self employed :rolleyes:

RickRoll · 19-01-2012 02:07AM

A neighbor of mine was in earlier talking to my Ma and she was bangin' on about this new broadcasting tax and how she is on the breadline as it is (she's a school teacher and husband a postman) all the while she's driving around in a 10' Audi A6. :rolleyes:

cruais · 19-01-2012 02:09AM

RickRoll wrote: »

A neighbor of mine was in earlier talking to my Ma and she was bangin' on about this new broadcasting tax and how she is on the breadline as it is (she's a school teacher and husband a postman) all the while she's driving around in a 10' Audi A6. :rolleyes:

She could be paying a whopper loan on that car and can't sell it now because she would get feck all on it.

Red21 · 19-01-2012 02:10AM

where do i go from here wrote: »

€25 a week, the joys of being self employed :rolleyes:

Everyone I know who are self employed are living like kings.

Richard Hillman · 19-01-2012 02:12AM

Red21 wrote: »

Anybody can come out with a figure like that, I don't your situation do you live with your folks, do you work nixers etc. But I know plenty people who are outta work and money wise they seem to be getting on just fine. I'm sure they are people who are strapped but considering I haven't met a single person over the last few years I believe it's being blown outta proportion.

I live at home with my parents and pay rent. I buy my own food for breakfast, lunch and dinner but not butter, milk, cheese and crisps.

eaglej13 · 19-01-2012 02:16AM

very easy answer, in the minus

KKkitty · 19-01-2012 02:21AM

There's too much week at the end of my money

Where To · 19-01-2012 02:35AM

Red21 wrote: »

Everyone I know who are self employed are living like kings.

How many kings' personal finances do you know intimately?;)

simit · 19-01-2012 02:38AM

Not enough, not nearly enough.

Red21 · 19-01-2012 02:46AM

where do i go from here wrote: »

How many kings' personal finances do you know intimately?;)

None, I don't have to know their finances they all have nice houses, nice cars, flat screen tv, shy, internet connection, mobile phones, gym membership and a load of other sh!te. When I see people with this stuff I consider them to be living like kings.

dave3004 · 19-01-2012 02:46AM

When you attempt to live within your income, the outcome is usually a comedown !

OR

It is better to live rich than to die rich

IrishEyes19 · 19-01-2012 04:17AM

Red21 wrote: »

I can never understand what all this recession sh*te people are bangin on about over the last few years is all about. I earn way less than the average wage yet i've everything I need, and still have lots of cash left over.
Of course some folks are in a different situation, they've no job or whatever but I can honestly say I don't know a single Irish person that I feel sorry for where money is concerned.
I reckon the amount of people that are really struggling is very very very small and blown way outta proportion by the media.
Night after night on t.v and the net people are banging on about this tax that charge and how much such and such a fella earns. I reckon i've less than most people I know, yet I live like a king and couldn't give a toss about all that recession sh!te.

Sorry but that's bulls**t......you only have to look around at the ghost towns, emmigration figures and business closures to really understand the situation. Its not enough to say the people you know deserve no sympathy. that's your social circle. It doesnt speak for the rest of the country.

Posts like this actually infuriate me because there really are a serious amount of people out there struggling with families, no jobs, and serious bills to pay and most people dont drive around in new cars, and f**k it if they do, maybe it was one bloody treat they've got in a long time. I would never begrudge anyone that as long as priorities are in check. Its really tough being a young person these days, so many companies asking them to work for free, no jobs out there and emmigration rising.

Ive seen work colleagues let go, and their words being "Ive lost everything, everything is gone. Pensions destroyed. Families with no way to help their kids go to college or even secure a job so that kid might have a chance. And then you have the middle class families who many arent entitled to any form of a grant and they cant afford to go to college or a postgrad ect. And there are many people, not just a few who have no jobs, and I honestly think its one of the most frightening things to lose your job, unless you have a good support network of family and friends and a get and up and go attitude, its really soul destroying.

Congratulations if you live like a king on very little as you claim. Thats certainly a great thing you have going. But speak for yourself.

TanG411 · 19-01-2012 04:20AM

You're moving to Cork boi? Lethal, we go gattin' that night. Giz a text when you're down.

How much disposable income do you have after expenses?

Comments