Near Field Communication - pay by phone

It will take consumers years to get over the fear factor involved in NFC.

Anyway the Nexus S has an NFC chip in it and has been available for a few months now. A retailer would have to provide the other end point, both hardware and software and pay for software to be developed for the device also.

In time I presume generic solutions will become available.

srsly78 wrote: »

You would need a payment processor in Ireland to support it. It's not something you could setup yourself I think... They are using it more and more in London.

@Draffodx: Wrong. Millions of people in London use NFC everyday. And have done for the last 5+ years. How did they get everyone to switch? 50% off when you use NFC, wallop everyone switched overnight.

London isn't as backwards as Ireland, can you see retailers offer 50% off here?

GetWithIt wrote: »

For any retailer looking to cut down on costs and differentiate themselves on the high street this seems to me to be a no brainer.

Paying by NFC option is far from a no-brainer as there's unlikely to be much interest in it. As an example NIB and the Blanchardstown centre ran a similar trial scheme for cashless payments. The takeup response was very poor.

Until NFC is as standard a component in phones as bluetooth, I cannot see much interest in progressing it.

I'd love to see it on Dublin bus / Luas instead of buying smart cards -that would be so convenient but it'll never happen based on the integrated ticketing fiasco so far.

There are terminals + gateway provider + infrastructure provider on the way.
Early next year I think.

What I don't know is if any banks are looking at the provision of touch cards, or whether the whole system is being aimed squarely at phone use.

GetWithIt wrote: »

Asked this in the Consumer Electronics - Mobiles PDAs section and drew a blank.

Does anyone have a handle on what a retailer would need to do to jump on board Google's pay by phone service, available in the summer by all accounts?

Near Field Communication device - any Irish distributors?

Develop your own app or would there be a generic service/app?

For any retailer looking to cut down on costs and differentiate themselves on the high street this seems to me to be a no brainer.

Have you looked at these guys? http://www.zapatag.ie/

Does NFC require a pin? They were trying for ages to put the chip and pin facilities into credit/debit cards in order to make them more secure so would there possibly be any legal issues with NFC from that point of view?

NFC is just the communication, I'd imagine a credit/debit card app will require a PIN