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fell for a online scam

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  • Registered Users, Registered Users 2 Posts: 10,262 ✭✭✭✭Joey the lips


    Ring the credit card company say your credit card is gone missing and you will be issued with a new one! The grat things is the company will contact you looking for it and you can choose either not to answer or confirm it canceled!

    Best of luck

    ps as said above and no it wont look suspect!


  • Registered Users, Registered Users 2 Posts: 2,728 ✭✭✭dilallio


    There is an article in todays Indo regarding this 'scam'

    http://www.independent.ie/lifestyle/smart-consumer/i-lost-hundreds-of-euros-in-this-internet-dieting-scam-1934514.html

    Here's what it says:

    'The most powerful fat-fighting formula in the entire world." This is how one website describes the acai berry.
    It's an inch-long reddish, purple fruit. It comes from the acai palm tree, which is native to Central and South America and it is a relative of the blueberry, cranberry and other dark purple fruits.
    But whether or not these berries can help you to lose weight, one thing is certain. If bought from unscrupulous online sellers, they can certainly help you to lose your money.
    Martha Colleran from Co Galway has already lost €302.57. When browsing on health sites online she clicked on an advert for acai berries advertising a 'no fee, free trial'.
    Clicking through to the site she learned that these berries had been discussed positively on the Oprah Winfrey Show and that they were a weight-loss agent.
    "It sounded so good," says Martha. "There was no risk involved and all I had to pay was €5 for post and packaging. It seems so great that I signed up for my free trial."
    On August 7, Martha's delivery of acai berries and a 'life cleanse' product arrived. She took the berries but found they upset her stomach, so she threw them out and seven days later wrote to the company saying that she did not want to start subscribing to get regular deliveries of the berries.
    "It was then," explains Martha, "that I noticed two charges on my Visa bill, each for €84.67. I contacted my bank who said that I had subscribed and so they couldn't stop the payments.
    "Then I contacted the company stating that I had not signed up and I asked for a refund, but they hung up on me.
    'Next my credit card was debited for three separate amounts totalling €133.23, under different company names and for different products I had never heard of."
    Martha feels that "these people are scammers to the hilt". "Once they get your credit card details," she believes, "you are dead meat."
    Martha has now cancelled her credit card, and her bank says they will try to refund her for the last three payments debited from her account.
    She has received three deliveries of acai berries she never ordered and has sent them back by registered post.
    Martha has contacted the European Consumer Centre Ireland (ECC) for further help, but she says: "I feel helpless. I don't have the money and this is a crisis for me."
    The ECC's Caroline Curneen reveals that in the past two weeks, they have already received 12 complaints about this, a sign that they are just witnessing the beginning of a potentially huge problem.
    "Typically," she explains, "consumers respond to an offer, either on a dedicated website or via a pop up, for a 'free 15-day trial pack' of Acai Berry Diet Pills.
    "People taking up the 'free' offer are then asked to supply their credit-card details to cover the postage and packing," she continues.
    "Customers later discover that they have inadvertently subscribed to receive more of the products at an average cost of €83 per month unless they take almost immediate action to cancel the 'contract'.
    "The trader argues that all the information the customer needs is available in the terms and conditions. However, these may not be immediately obvious," says Ms Curneen.
    Indeed, the terms and conditions do say that the product is supplied as part of a trial promotion which is then automatically followed by the subscription. The customer must cancel the subscription within 15 days or additional supplies will be sent and money will be debited.
    But Bernie Conway's 19-year-old daughter Colleen did read the terms and conditions and she still lost money.
    Bernie explained that Colleen heard about the acai berry on the Oprah Winfrey Show and linked through to an advert she saw while online.
    An experienced shopper, Colleen realised she had to cancel within 15 days. So she did.
    "She cancelled over the phone," says Bernie, "but then I noticed that €83.21 was charged to my Visa account. So Colleen called the company again, who told her that her order had been cancelled and that they would send her email confirmation.
    "Instead she got an email just saying that you have to cancel within 15 days. But she had already done that."
    So far, we have a tale of unclear sales information, credit cards debited after cancelling the order and big health claims.
    Caroline Curneen says that Trading Standards in the UK are currently looking into the matter. The company operates under various names, and while a UK address is used, the company appears to originate outside of the EU.
    What's more, this 'scam' is operating worldwide, with complaints also coming from customers in Australia, New Zealand, the United States, Canada, Spain, France, Italy, Germany and the UK.
    And is there an Oprah connection? Oprah's website does describe acai berries as "nature's energy fruit". However, nowhere does the website suggest that this fruit is a diet aid.
    Furthermore, in August, Harpo Inc, Oprah Winfrey's company, filed a lawsuit for trademark infringement against 40 internet marketers of dietary supplement, including acai berry products.
    Her website states: "Neither Oprah Winfrey nor Dr Oz has ever sponsored or endorsed any acai berry ... or dietary supplement product". But do the berries work?
    Dr Daniel McCartney from the Irish Nutritional and Dietetic Institute provided some interesting information.
    He reports that: "David A Bender, senior lecturer in Biochemistry at the University College London, wrote about the health claims made for acai berries in the October 2008 edition of HealthWatch.
    He concluded that of the 10 Medline citations available relating to acai berries, "there is no mention in any of these papers of any possible or likely weight-reducing action".
    Mr McCartney adds that a search he conducted last Friday "revealed 25 citations in total relating to acai berries, but again, none of these referred to any possible or probable weight-reducing effects".
    Aveen Bannon of the Dublin Nutrition Centre agrees. "Acai berries are high in vitamin c but they don't aid weight loss.
    "There is no magic pill for weight loss", she adds, "instead it all comes down to three things: healthy eating, exercise and a balanced diet."
    - Tina Leonard
    Irish Independent


  • Registered Users, Registered Users 2 Posts: 1,599 ✭✭✭BumbleB


    Sorry to hear some of you guys lost money.I got caught by those scammer mobile companies and their text messages for a little bit of money.



    I think the way to react when you get scammed is to call up and know nothing of the transaction ,then it gets passed to the fraud investigation and you gte reimbursed.


  • Registered Users, Registered Users 2 Posts: 5,430 ✭✭✭Sizzler


    MIN2511 wrote: »
    Me three!!!

    It has cost me €115 and the bank won't charge it back because i signed up for it :(

    They were spinning you a line here. In your case and the OP's case you didnt sign anything and it is almost impossible for a merchant (seller) to prove the charge against you, even more so considering how spurious this company seems to be.

    At the end of the day all you need to do is tell your bank / credit card company that "no product or service" was supplied and they will have to refund you. Most call centre agents will not be briefed or will in all probability be discouraged from giving you the info you need. To get a satifsactory solution you will have to write to them. If you dont get the outcome you want first time then crank it up on the second letter and tell them you will complain to the financial regulator etc. It will work in the end. A merchant has no right to charge you for something you never got, regardless it being a scam or not!


  • Registered Users, Registered Users 2 Posts: 1,599 ✭✭✭BumbleB


    Sizzler wrote: »
    They were spinning you a line here. In your case and the OP's case you didnt sign anything and it is almost impossible for a merchant (seller) to prove the charge against you, even more so considering how spurious this company seems to be.

    At the end of the day all you need to do is tell your bank / credit card company that "no product or service" was supplied and they will have to refund you. Most call centre agents will not be briefed or will in all probability be discouraged from giving you the info you need. To get a satifsactory solution you will have to write to them. If you dont get the outcome you want first time then crank it up on the second letter and tell them you will complain to the financial regulator etc. It will work in the end. A merchant has no right to charge you for something you never got, regardless it being a scam or not!


    Thats a great post ,it is 100% true and the amount of times I rang call centre's and they will not tell you this information . I found it out from a girl who worked for visa in coppers one night but that another story ..................................


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  • Registered Users, Registered Users 2 Posts: 166,012 ✭✭✭✭LegacyUser


    Hi folks..

    right the latest....

    My first shipment arrived today, and after reading their site the sample must be returned within the 14 day trail to cancel (it was mailed 5 days ago so should take 5 days to send back, and they have 4 days to process my cancellation).. so i have mailed it straight back, completely unopened (even the jiffy bag) and i sent it reg'd post with a letter explaining to cancel my membership?/Trial? and have the same letter going to my credit company to prove that i have told them to cancel it and to block any payments to that company. as i am not authorizing any further payments!! my new credit card also arrived yesterday so i have no worries that they will get bitter and share my details with anyone else.. the card is cancelled.. im just following up with these companies one by one to make sure all direct debits are completely cancelled.. i have been doing research and come across a few addresses and phone numbers for these companies.. i will share them with you as soon as i know im in the clear.. cos i dont want this dispute to become messy for me by publishing anything..

    cheers..

    I'll keep you posted when the other packages arrive..


  • Registered Users, Registered Users 2 Posts: 166,012 ✭✭✭✭LegacyUser


    ..and before Acai it was Hoodia.

    IMO the ad networks are complicit in this mess - they know very well many of these advertisers are scam artists but continue to run their ads. There's some legislation currently being introduced in the US to try to regulate the affiliate marketing area but it probably won't do a whole lot to stop this type of thing happening.

    Here's an example of someone trying to filter out these ads from his website, and how some of the ad networks do little or nothing to help this (as if they should carry the ads in the first place) -

    http://www.habitationofjustice.com/why-affiliate-marketers-are-scum-of-the-earth-and-should-rot-in-hell


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