Naming and Shaming bad debts = bad form?

Jayminator wrote: »

Sammy your next...Jokin ffs... Anyhow yes I agree it lacks class but what can ya do eh

Jay-your a gent on and off the table-the fact that you actually posted shows how badly your being messed around. I think the money will eventually come back to you. I hope it all works out.

YULETIRED wrote: »

I realise i look like a jumkie but im actually afriad of drugs since 89.:pac: (i;m drunk atm so cuse spellin)

Ya I remember the '89 epidemic meself, I was seven, really turned me off drugs that year did

eagle eye wrote: »

Firstly if you had put up a post something like this and not mentioned a name, I would not have been against you.

What would be the point of the thread in Jay's view if he didn't mention a name. Hotspur was spot on when he said Jay's motives were -

1) Let people know not to lend to this guy
2) Try to shame him into paying, if only to keep Jay shut and his reputation / credit line with others in good shape
3) Revenge. Calling him out for being a scumbag.

Its tough when something like this happens but I don't like this outing someone on a forum where there are countless unknowns reading your post and from who knows where.

Why, whats the problem with letting other people know not to get stung by this guy? If he has no problem taking loans and not repaying them there's obviously a very good chance he'll do it again. At least when he's outed some people who could've gotten stung will know better than to lend.

I would personally face the issue head on, i.e. wait until I see him playing in a cash game and call him aside and request my money right there and then, and if he does not deliver, I would inform him that I will be waiting until he cashes out and let him know he will not be leaving without making at least a part payment on what I am owed.

Lol, here you go with the Schwarzenegger stuff again, you can let him know all you like that he "will not be leaving without making at least a part payment on what I am owed", but when he decides that he is precisely what he is gonna do you are fecked.

And I'd say Jay has faced the issue head-on by this stage, as he said he has "demanded the money back personnally on more than 1 occasion and been ignored". So he's down to his last resort, outing the guy on a public forum. Have you got any other options in mind? If you were owed serious cash by someone who was taking the piss by still playing high stakes while refusing to pay you what would you do at this stage after asking for your money back numerous times and being ignored?

fwiw i, as others have mentioned know Jay to be a gent and sound guy - and so id guess that he only posted the initial thread as an absolute last resort.

hope it all turns out good - for all parties involved

Apoligies, only a joke, didnt think people would get that upset over it.

eagle eye wrote: »

Naming and shaming on a public forum is not the way to go about helping someone with a serious addiction. This does not help anyone not the creditor nor debtor. The creditor came on here and got lambasted by a few people, and I'm sure that he is not happy about that. The debtor will undoubtedly hear about this, and who knows how he will take that news.
So tell me now what good has it done?

Jay should have done what most other people do. Write a blog and then link to it. That one seems to be a gray area and avoids any issues with "public forums" tbh.

Hope it gets sorted in your favour Jay. You come across fairly sound via your posts.

eagle eye wrote:

3. Yeah, just forget about it if it goes this far. I know one thing for certain, if it was me who was the person owing the monies and had a big list, I know who would certainly be on the bottom of the list for repayments now.

So much for "having the stones" to get your money back and letting the borrower know that "they won't be leaving without at least making a part repayment on the money owed". In other words, you'd just throw in the towel and the guy who ripped you off is free to do it again and again to other people without consequence - and that's precisely the reason why he'll keep doing it.

eagle eye wrote:

Naming and shaming on a public forum is not the way to go about helping someone with a serious addiction. This does not help anyone not the creditor nor debtor.

I couldn't give two f*cks about 'helping' someone beat a gambling addiction when that person has helped themselves to mine and other peoples money. I'd only be interested in getting my money back, it's up to them to sort themselves out and stop inflicting misery on other people with their problem.
As I said earlier I got stung by a close friend for a decent amount of money so I have strong views on this whole issue. I'm actually back on good terms with this person these days but when I was approached by them for a loan recently, and I was fairly surprised by the cheek of it tbh, I made them aware in no uncertain terms that there was no chance it was happening and I told them exactly why.

The creditor came on here and got lambasted by a few people, and I'm sure that he is not happy about that. The debtor will undoubtedly hear about this, and who knows how he will take that news.
So tell me now what good has it done?

Here's are the advantages of naming and shaming.

Advantages:
1). Other potential lenders are made aware that the borrower is not good for the money and they are unlikely to be repaid. This could/will save upstanding members of the general poker community alot of cash and hardship.

2). When all other avenues of trying to retrieve your money have been thoroughly exhausted, naming and shaming offers one last chance of getting it back if the borrower wants to keep his reputation intact. It's the same as auld ones ringing up Joe Duffy or Gerry Ryan to whinge about some issue they want resolved, it doesn't always work but alot of the time it does and that's why they keep doing it.

3). The borrower learns that there are consequences to their actions and dishonesty. They lose their good name and they don't just get off scot free, riding off into the sunset with other peoples money time after time. I'm a believer in justice - If you f*ck someone over you should not just get away with it.

Disadvantages of naming and shaming:
1). You no longer get to stealborrow money off people that you have no intention of paying back. Oh wait, that only applies to the guy who is taking advantage of other people. Hmmm, I'm finding it hard to think of any disadvantages of letting people know that someone is ripping people off.