Are you going to retire at 66

Excellent work well done.
I strive to be in this position myself.
Early 40s, both working, 3 young kids and a chunkyish mortgage to pay.

Feck it though as others have said you have to enjoy life as much as possible and the mortgage will look after itself once the economy doesn’t tank.

What others theory about those who dont want to retire did something go wrong, and all they have is work? I am glad to report the vast majority of those who retired when I was working…said goodbye, nice to have worked with you, and then ran out the door.

I don't actually know. I quite enjoy my job but have no idea what my mindset will be when I hit 66. Perhaps I might be quite content to keep going or maybe I'd be happy to chuck it in and travel the world or something.

I intend to retire this year when I reach 60. I enjoy golf, walking, travel etc but I would like to work a day or two a week for the social element but not in a finance or management related role.

It's all about routine. The first few weeks are meant to be grand but then unless you have hobbies etc, it can get very boring.

I think a minority of people will have and retirement they imagine. Older kids still at home or in education far later than previous generations. Cost of living through the roof. Medical costs.

Unless there's a crash and a reset.

yes, I saw this. I'm Im sure alot of people who retire early do so because they have health issues. However, everything is relative. I retired at 55 myself and it was best thing I ever did, enjoying every moment especially not having to get up to face out in our cold, damp, wet, dreary winter mornings. Lots of time to spend on exercising /diet as I value my health enormously. I love spending precious time with adored grand children and frequently disappear to Spain for weeks at a time. Most of all I love alone time too, going for walks in nature, sitting by a stream with a book and having all the time in the world to do so……bliss.

hi,64 now and going strong,been at it 37 years,.yes i do feel it a bit in those parts body doing big areas, and back of the neck when doing ceilings,ill keep going till i cant,😁

I might work part time as an uber driver, that's assuming all cars won't be driverless by then.

I appreciate that viewpoint but it's quite a modern concept where people can retire when they're physically fit to work/contribute.

My mentality is that I'd feel useless pottering about doing things of no consequence to anyone but myself.

I do think working part time or volunteer work might be a good compromise.

A lot of it depends on your circumstances. I can't imagine going to work becaue its your only escape from your adult children still living at home.

A relative of my other half was stil working in his 70s doing agency and consultancy work in the area of project managmet, then he suddenly retired. We never got the full story, but they were getting less and less work as they got older. This person has real issues with getting older and is very unaccepting of moving on in life.

Always leave on your own terms, move on and enjoy life. I know that is not possible for everybody.

Donald Trump is the perfect example of why people should never retire and continue to work well into old age. Just keep doing what you love ! 🙄

Women in that situation seem to adapt so much better; they are the ones doing all the free stuff in the library, free exercise class, walk and talk groups, making the most of their free travel card, heading off with their friends, men not so much.

Also i would say a lot of the smaller new builds in counties surrounding Dublin and other major cities are sold to people selling up houses and apartments in Dublin or other major cities, making money on that, plus getting an A-rated house with no maintenance, setting themselves up for the future possibley giving their children money to help them buy.

We had planned that we would sell our typical rural large house in a field in the middle of nowhere and buy something smaller in a nice town by the coast (Gorey is a favourite). With the housing challenges though we’ll probably need to keep it in case any of the 4 kids need a home. Can’t see all of them being out by the time I’m retiring.