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Named driver v own policy

johayes999 · 2025-07-28 17:27:47

My wife and I are considering downsizing to one car. If she cancels her policy and is a named driver on mine, will she be treated as a new driver if she wants to get a policy in her own name in the future. Also how will her being a named driver without her own car affect my policy?

28-07-2025 06:27PM

#1

johayes999

Registered Users, Registered Users 2 Posts: 8 ✭

Join Date: January 2008

Posts: 6

My wife and I are considering downsizing to one car. If she cancels her policy and is a named driver on mine, will she be treated as a new driver if she wants to get a policy in her own name in the future.
Also how will her being a named driver without her own car affect my policy?

0

Comments

#2 28-07-2025 06:40PM

Sarn

Registered Users, Registered Users 2 Posts: 3,144 ✭✭✭

Join Date: February 2003

Posts: 3101

Her no claims will expire after 2 years. As you are married, alternate who insures the car each year to maintain it, having the other person as a named driver.
Her being a named driver on your policy could bring down the cost.

4