Questions you were asked when making mortgage application

Grand be the way you are and no bank will accept your mortgage application. There not obligated to loan you money.

Save for 30 years instead so.

I'm going to go out on a limb here and say no, they won't. Just a hunch.

I say they'll be delighted rather than dealing with you!

I think you under-estimate just how unimportant your business is to any bank.

I worked in branch banking for years and I learned the best way to deal with someone threatening to take their money out was to offer to help them do it there and then.

9 times out of 10 they'd make an excuse and that'd be the end of it.

Some business just isn't worth the hassle and timesink.

I engaged the services of a financial adviser before applying for our last mortgage and arranged to meet him for lunch near to where I was working at the time. I told him what we were planning to do and he thought it was a great idea, I told him how much we would need and his only question was "You brought me all the way down here for that?" I asked what was wrong and he said "FFS, I could have got you twice that over the phone."

That was at the height of the boom and the arse fell out of the economy not long after we signed for the loan, mighty glad we didn't take more than we needed and even happier he advised a Tracker mortgage.

Dead right that €150k in interest is far more important to them that the millions of fines they'd receive for breaching the 5th AMLD.

OP you say you've never messed up in the past, fair play. You're 100% messing up now though. Simple and very standard questions about cash deposits into an account and being unwilling to show them you're Revolut account are massive red flags for the bank.

What do you want everyone here to be telling you?

That your opinion is very mature, the banks are evil and incompetent and to pat you on the head for fighting the good fight?

You are not entitled to a mortgage. A bank does not have to give you a mortgage.

Generally when someone has a thing that you want you go along with the questions they ask to get the thing you want. It's not rocket science.

OP sounds like the definition of a Narcissist to be honest. High and Mighty and feel there better than everyone else. Bank should be privileged he choose them as he's King of the World and how dare they question him! They should take for granted how great he is.

Yes, the deluded bank that will lose your valued custom. 50 k is it?