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Is everybody broke?

17891113

Comments

  • Registered Users, Registered Users 2 Posts: 690 ✭✭✭hurikane


    Completely effin broke. Earn good salary but only making ends meet.



  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    I don't agree that most households would come to a standstill. Lots of people are just brainwashed by the movies. A car is the second most expensive purchase of a lifetime, it should be carefully considered but it often is not.

    What are you talking about compassion for? You'd think I've kidnapped your firstborn.



  • Registered Users, Registered Users 2, Paid Member Posts: 22,606 ✭✭✭✭Leg End Reject


    I can do a week's shopping in less than half an hour, physically going to the supermarket means I can pick things with a longer date and ensure it lasts the week.

    I've only used online shopping once when I had Covid and I wasn't impressed with the quality of some things or what they considered a suitable substitute. Online shopping is only an option with Dunnes and Tesco where I live (a large town in a commuter county) and would cost a lot more than a quick trip to Aldi or Lidl.

    You're making out that the weekly grocery shop is a mission, it's really not with a car.



  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    The CSO also indicates that irish households are saving tonnes of cash a year. Most people will not tell you if they are doing OK, that's the issue.



  • Registered Users, Registered Users 2 Posts: 32,375 ✭✭✭✭Wanderer78


    …as others have rightly stated, you dont seem to be able to understand life from others perspective, which is actually a considerable problem for you, and i suspect is causing you issues in other aspects of your life, particularly offline!

    …again, many households would simply come to a standstill without the car, period, this is due to the fact modern life is completely depended and designed around the private car, this is not the ireland of the 70's and 80's, whereby there was far less cars in ownership, therefore our society was far different, and it was possible to be without a car, i.e. we lived in a country that was designed for far less cars…

    during this period, most households only needed a single income to function, this is not the case now, as many households now struggle on two incomes, this also means theres far less time available to parents to preform household needs, this is where the car is critical, i.e. moving to alternative modes of transport, if they even exist, simply isnt a reality, due to this time constraint…..



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  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    You've misunderstood, I've only offered suggestions for lower cost alternatives to consider. All are free to live as they choose.

    To answer your question 'would I cycle 30kms etc.' TBH I wouldn't have arranged my life that way in the first instance, but that's just me personally. I get that people don't pre plan and then find themselves struggling after, I'm just suggesting alternatives that may be helpful.

    Some people take offense to that because of the psychology of habit forming and emotional connection to machines.



  • Registered Users, Registered Users 2 Posts: 32,375 ✭✭✭✭Wanderer78


    …yes ireland currently is experiencing record deposits, but again, devils in the detail, we re not privy to who exactly these people are, and dont forget, averages dont mean everybody is saving! as the saying goes, if bill gates walks into a bar, everyones a millionaire!

    …its also important to realise, a large proportion of those deposits are being saved in order to purchase property!

    …you re coming across as being condescending now, that your decisions are superior!



  • Registered Users, Registered Users 2, Paid Member Posts: 22,606 ✭✭✭✭Leg End Reject


    Can you not accept that people may have preplanned to live in a rural area for their quality of life and are happy to drive when needed?

    Can you not accept that people preplan but are limited by their budget?

    Here's a 72m² house (from a thread in AH) in Cabra, you'd manage without a car but, and it's a big but, the bidding is now at €560k. Not everyone can plan to have a budget of over half a million.



  • Registered Users, Registered Users 2 Posts: 26,991 ✭✭✭✭Mrs OBumble


    Most households?

    Some, for sure.

    But the majority don't live in rural areas or have children so young that they need to be taken everywhere.



  • Registered Users, Registered Users 2 Posts: 6,255 ✭✭✭Deeec


    I dont know your personal circumstances. I would imagine though that you dont have children or your children are grown up. You dont seem to realise the challenges facing families if they dont have a car if they live outside of Dublin where public transport is very poor. As I said earlier a car is a necessity for most people not a luxury!

    We're a family of 5. It is not possible to live near everything we need. There is not enough hours in the day to cycle everywhere we need to be - I would never be off me bike 🤣. For most people what you are suggesting is unworkable.



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  • Registered Users, Registered Users 2 Posts: 4,005 ✭✭✭DellyBelly


    I think someone mentioned it to you already but the poster was talking about a politician who on the late late show mentioned how difficult it was to manage on a huge salary to run a few houses…beleive it was Padraig Flynn



  • Registered Users, Registered Users 2 Posts: 32,375 ✭✭✭✭Wanderer78


    apologies, i shouldnt have included that generality, but its probably many, particularly younger generations with or without young kids….



  • Registered Users, Registered Users 2 Posts: 3,986 ✭✭✭Rocket_GD


    Ye as stated above you clearly don't seem to be able to understand life from others perspective.

    TBH I wouldn't have arranged my life that way in the first instance

    This just stinks of entitlement. People now a days have to make sacrifices in where they live whether it be for financial (can't afford the urban/suburban town they want) or logistical reasons (they're job has moved to a different area of the country). What if the local GAA club has closed down as the demand isn't there and like a lot of others merge with another village 15km away (which is happening a lot in rural Ireland).

    It seems that you had an exact plan for your entire life and no circumstances could ever change that could potentially impact you because you "pre planned" whereas others are simply idiots for struggling in life due to reasons that could be no fault of their own.

    Anyway this has gone completely off topic and there's probably better threads to discuss this.

    To answer the OP, no most aren't broke, some are doing very well, some are struggling but go into Dublin any evening even midweek and most bars and restaurants are full, suburbs flooded with 241 jeeps, Dublin airport at full capacity and 2 bed houses in Cabra with an asking price of 420 has bids currently at 560k.

    The boom has well and truly been back for a number of years since COVID.



  • Registered Users, Registered Users 2 Posts: 1,518 ✭✭✭csirl


    Its very easy for someone who has an expensive Tesla company car given to them by their employer to advocate that peiple dont buy their own cars and to give out about those who cant afford to get rid of their "unfriendly to the environment" 10 year old hatchback.



  • Registered Users, Registered Users 2 Posts: 3,794 ✭✭✭tinytobe




  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    Are you asking how I do it personally or how people ought to do it? Personally I walk to the shop and give the cans back and buy something. As for people generally, I'm sure they can organise that themselves.

    Escooters are a great invention, I generally use it as an extension of public transport. And yes e bikes are very cheap, a fraction of the cost of a car and even cheaper on bike to work scheme. More people should think seriously about this type of mobility to save time and money.

    Regarding safety, yes, there is a risk posed by car drivers that should be factored in your decision and a key part of that is the type of road you'll be using with one. Most urban roads you're fine, but there's still car drivers going around using Instagram so have your wits about you.



  • Registered Users, Registered Users 2 Posts: 17,238 ✭✭✭✭whisky_galore


    Fierce bang of "I'm alright Jack" off these posts.



  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    Fairplay. I can't cope with them generally.

    The online shop is indeed a bit of a dark art in terms of what you get but once you get used to it you know instinctively how to work it.

    If you decide to give it another go i would recommend as a general rule to use it to stock up on frozen, canned, dry goods and cleaning products. And use the favourite list, saves so much time. Personally I use the online bulk shop once a month. Then for meats or fresh vegetables I pick them up in the greengrocer or butcher on the day or day before I intend to cook.



  • Registered Users, Registered Users 2 Posts: 11,536 ✭✭✭✭billyhead


    In relation to the car debate, why do people need these huge SUV gas guzzlers taking up half the road? Unless you have 4-5 kids to transport around or you live in the country pulling trailers etc there's no need for them. Is it some kind of status symbol which to me is a lack of confidence or do people feel safer in them?



  • Registered Users, Registered Users 2 Posts: 3,017 ✭✭✭Hooked


    Been reading this topic for a few days now and this comment above really jarred with me… "Completely effin broke. Earn good salary but only making ends meet."

    I'm the polar opposite - earn a BANG average salary - always have. But, that's the career I chose (design & print). The wages just aren't great. However - before meeting my wife, I had my own gaff and no loans (other than mortgage). Always had plenty for myself. No new cars. No designer clothes. Do all my own DIY, etc. Bring a lunch to work. It all adds up.

    That gaff is now sold and we (married, I'm 45) now live in an obscenely big house in the country. I say that - because it's just us 2. She earns a very decent wage. And we live like millionaires. Well, maybe not millionaires. LOL

    WHY?

    Because we have (a) a very VERY manageable mortgage and (b) no kids. Reading back across this thread - it seems that kids (and ALL the associated costs that they bring) and pissing money away on rent are the 2 big big money-drains.

    And believe me… I'm VERY AWARE of how lucky I am to not have money worries.



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  • Registered Users, Registered Users 2 Posts: 26,452 ✭✭✭✭Creamy Goodness


    are we still debating cars, been at least 4 pages of it now?

    Took the cargo bike to work today, hoping it's dry for kid pickup :pac:



  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    Again you seem to be picking up a few suggestions I've made and stabbed yourself in the heart with it.

    If people can't manage without their car fine i wish them well and hope they can afford it. I'm just saying that most can get a long without if they just put effort into planning things out.



  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    Decisions that are well planned are usually superior in outcome, yes. Do you find that statement controversial? It would be considered common sense to most in my opinion.



  • Registered Users, Registered Users 2 Posts: 32,375 ✭✭✭✭Wanderer78


    …and again, you simply dont seem to understand the needs of others!

    do you walk to the shops with your kids, in order to return your cans and to make your purchases, how do you do this, with also carrying your shopping?

    yes these e devices are great inventions, but again, where does a household, whos probably already paying extremely high mortgages payments or rent, find the money to supply the whole household with such devices, and are these devices truly safe on irish roads? yes these devices are indeed generally cheaper than a car, but is it truly possible to achieve all household transport needs via such, and in a timely manner, so that all household members have adequate rest?

    noting, some extremely serious, fatal accidents, have recently occurred on irish urban, well maintained roads on e devices!



  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    Yes I accept all of that and never stated otherwise.



  • Registered Users, Registered Users 2, Paid Member Posts: 22,606 ✭✭✭✭Leg End Reject


    If you'd read my post you have noticed that only 2 shops have an online shopping option, they're shops I don't use.

    I bet I spend less time doing a weekly shop than you do doing your big monthly shop online and all your visits to the butcher and greengrocer. I bet I get home quicker too. 😁



  • Registered Users, Registered Users 2 Posts: 32,375 ✭✭✭✭Wanderer78


    …again, you re condescending and even narcissistic!



  • Registered Users, Registered Users 2 Posts: 7,826 ✭✭✭maidhc


    you do realise Donegal doesn’t have a railway…



  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    And like I said, if it suits you then fine. I'm not saying I've an issue with it. I don't agree with your perception of 'most' from a purely statistical stand point. But I guess you base 'most' on the people you know only.

    I have thus far chosen to not have children as they don't align with my life goals and it would be completely unfair for me to have children while not being 110% dedicated to their best interests at all times.

    And that is a choice that may change later in my life but for now it's a decision that is well affirmed by my day to day experience.

    I see a lot of people who also don't want children but have had them anyway for lots of reasons, sleepwalking and brainwashing chief among them. I actually live near to a school and have been nearly killed by mothers mounting the footpath in military style vehicles and chucking the little ones off. The little ones are mostly as wide as they are tall and are usually ramming a jambon down their neck while waddling into the school gate.

    Those kids have learned that walking is bad, convenience is king and they've learned that when mummy is in a hurry all law and order and common civility is suspended while she takes chucks out of the pavement and u-turns on the main street. And thus entitlement culture is perpetuated. The same mummy is also likely to be bemoaning the cost of living.



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  • Registered Users, Registered Users 2 Posts: 10,541 ✭✭✭✭cgcsb


    You can take personal offence if you wish but that is entirely your own choice.



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