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AIB Platinum credit card

  • 08-05-2023 09:01AM
    #1
    Registered Users, Registered Users 2 Posts: 30


    Hi all,

    I applied and was approved for the AIB platinum credit card, mainly due to losing my Ulster bank cc with the closure.

    My limit on the UB card was 15k, but AIB of course do not tell you the limit until the card comes, so does anyone have experience with what the minimum amount they generally apply onto these cards?

    thanks!



Comments

  • Registered Users, Registered Users 2 Posts: 58 ✭✭jjnaas


    5K minimum for Platinum.



  • Registered Users, Registered Users 2 Posts: 103 ✭✭OrangeLavender


    You can also request a credit limit increase in the app a couple of times every year.



  • Registered Users, Registered Users 2 Posts: 16,477 ✭✭✭✭Seve OB


    I’m pretty sure default is 15.

    it will be on your statement also



  • Registered Users, Registered Users 2 Posts: 30 pablo82


    Thanks all, got the card this morning and yes 15k limit, so thats a relief!



  • Registered Users, Registered Users 2 Posts: 4,417 ✭✭✭Tefral


    handy card to have, the bonus rebate isnt the best but its enough to cover the stamp duty and a litttle bit more with it.



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  • Registered Users, Registered Users 2 Posts: 58 ✭✭jjnaas


    My limit was 5k, have always been approved for my limit increases though. Would have loved that 15K default 😁 but everyone in my family got the 5K default - maybe it's us!



  • Registered Users, Registered Users 2 Posts: 16,477 ✭✭✭✭Seve OB


    You probably don’t have platinum card then

    or else they don’t like ya 🤣



  • Registered Users, Registered Users 2 Posts: 1,932 ✭✭✭huskerdu


    I have an AIB platinum card and my limit is €5600 . This was the limit on my vanilla AIB card before I got a platinum card . I didn’t ask for a bigger limit , so I’m not bothered , but they didn’t offer to increase it



  • Registered Users, Registered Users 2 Posts: 26,015 ✭✭✭✭coylemj


    After the last financial crash, the Central Bank told the local banks they could not increase the limit on a credit card account, unless the cardholder asked.



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