Car insurance - tell us your quotes/renewals

masterboy123 · 16-05-2022 12:23PM

anyone got Aviva car insurance promotional code please?

DaveyDave · 17-05-2022 05:48PM

Got a quote for the missus as a ballpark figure, she's named on my policy but will get her own policy once my new car arrives later in the year.

172 Golf 1.0 petrol, 29 year old, learner permit, 3 years named experience, me on the policy - €650 with Liberty.

Me, 30, full license, 4 years NCB - €616.

Having me on her policy drops it around €150 but still a very good price. My first policy was €2,500 with a named experienced driver bringing it down €500. I'm surprised named experience counts for that much considering a named learner generally doesn't have a ton of driving time. Cost very little to have her named on my policy too, maybe €300 for the 3 years?

ctgg · 18-05-2022 11:47AM

I just got a quote from AXA (after getting quote through AIB) for €400 -30yo 2016 Skoda Octavia Vrs- but there's something not sitting right with me. Apparently for me to drive my girlfriends car she would have to be named on my policy?

Never heard of this before, would have assumed if we both had Open Drive we would be sound.

Anyone come across this?

DaveyDave · 18-05-2022 02:23PM

https://www.boards.ie/discussion/comment/119079893#Comment_119079893

Assuming your policy has "driving other cars" cover which most should then you can drive her car without her on your policy and without open drive. If she lives with you she is then a partner then your policy may not cover damage to her car but should cover the third party car if you're at fault.

Looking at my Aviva documents as an example, it says it won't cover damage to the other car if it's owned by a partner or doesn't have its own policy. However under third party liability of driving other cars it doesn't have a clause for it being a partners car so if I was driving my girlfriend's car and I cause a crash it will still have third party cover but if it was a friend/family member's car it would be comprehensive cover.

mankteln · 25-05-2022 02:11PM

Anyone any good brokers they'd recommend? Been with marsh last two years and they've been good but premium has hardly dropped this year

septicsac · 25-05-2022 08:43PM

Just a bit of info:

Wife got her insurance with itsforwomen.ie this year, lowest by far after a few yrs being non-competitive. Changed car today and had to swap the new car on to the insurance, very easily done online and better still no charge for same, so many companies charge for the slightest admin these days, so this was a welcome surprise. If you are ok with dealing online they have been easy to deal with in our experience. Have to print your own disk, but again a lot of places doing that now and not a major issue for us.

mankteln · 02-06-2022 11:26AM

Campion my best quote so far, definitely seem to be getting better deals from brokers.

NATLOR · 08-06-2022 03:30PM

56 YO male 2014 Honda civic 1.6 diesel. Full license and NCD

370 comprehensive last year with FBD this year 414

Zurich same cover 295

djan · 08-06-2022 04:10PM

Coming up to renewal and strangely enough with an additional year of NCB having tried most of the brokers/comparison sites they are all coming in at least 400 EUR if not double the renewal quote. I wonder if the car coming to its 10th birthday is a factor...

Beagslife · 08-06-2022 05:32PM

Peugeot 207 2008 1.4 petrol. New Insurance for me with Allianz. Fully comp with normal extras and BP €475 (Full clean licence and NCB).

I'm not sure if it's allowed. If not please ignore.

As I was living abroad till recently, I need to get my NCB documents translated from Portuguese. My insurer requires translations by Official Irish Translation company. Are there any recommendations out there for one's you have used. Would prefer not to go down the Google route!

Thanks in advance for any help.

New Home · 08-06-2022 07:33PM

Try ringing the Portuguese embassy in Ireland, or the Irish one in Portugal - they may have a list of translators.

cagefactor · 10-06-2022 04:23PM

Bank of Ireland renewal - 490. Cost last year 370.

jeffk · 16-06-2022 10:36AM

BOI

407 last year with customer discount

656.90 and if im a customer 526 so im thinking of moving back an paying the 72 bank charges as with EBS moneymanager at the minute

frash · 17-06-2022 10:50AM

Me & the Mrs - both late 40s - both driving years with no claims

151 Volvo XC90

No 2nd car in the house

Renewal with BOI = €470 (up from €378 last year)

Zurich = €472

123 = €491

Allianz = €592

Aviva = €611

Chill = €472 (same as who BOI outsource it to)

AXA = €537

FBD = €555

Its4women = €455

Will give BOI a ring & see if they'll drop it a bit but either way I'll probably stick with them

happyoutscan · 21-06-2022 12:07PM

Mid 40's with 1 year no claims (was named driver for 10 years plus). Never had a claim.

New car bought last summer so cheapest for me being named driver was RSA with 123.ie at €556.

This years renewal price with the same is €551.

Rang them and price is as is as I only have 1 years no claim bonus.

No joy with chill.

Went on Axa and quoted €337 (€500 excess) Comprehensive even though I only have 1 years NCB (I was able to tick the box 5+ named driver experience).

Is this too good to be true?

jeffk · 21-06-2022 08:46PM

I noticed more and more we cant quote (2012 car so dreaded ten year age)

Also now a windscreen claim is a claim but you still have full no claims bonus from my Insurance (BOI/RSA)

27-06-2022 09:27AM

https://www.boards.ie/discussion/comment/119232491#Comment_119232491

Ive a 2009 car and had no problems at all for no quotes, fbd, aviva, axa, alliance, an post , bank of ireland , aig chill to name a few.

jeffk · 27-06-2022 10:40AM

https://www.boards.ie/discussion/comment/119255696#Comment_119255696

Unless it's because its "import"

European car, sent out, then brought back over

spurious · 22-07-2022 04:38PM

51 year old female common law spouse, driving a joint car for over ten years accident free. Got her own car (2010 Hyundai i10 - 1.2l) last year. Still accident and claim free. No points. One year full NCB in her own name now.

Last year's insurance 583-74, steep we thought, but first year in her own name etc...

This year's quote 779-26 - wtf?

Allianz through AA. Other car and home policies also with them (at the moment). Also AA members.

Direct online quote with Allianz 538-18. AA better start dropping considerably or we and all our policies will be off.

Questions1245 · 27-07-2022 08:45PM

Just curious as to what people pay.

Your Age: 42
Car type and engine: KIA RIO EXE 5DR, 2018
years driving: 13 (Since 2008)
any claims: never
Price and provider: Got them all in a spreadsheet.

gussieg · 28-07-2022 09:51PM

renewal quote 308 third party.

went back in and redid quote via the website myself, 289 fully comp

waiting to see will they ask for my documents again before realizing they have them already.

thats 123.ie

i did try others , not even worth mentioning.

tbf, they have been very good this year with letting me make policy changes through their new web portal, very simple and decent.

has anyone won any of their competitions?

i keep trying ...

Midnight_EG · 28-07-2022 11:07PM

123 came in this year at €503 for me which is unreal... 30 in Tallaght with an LS460

raxy · 29-07-2022 10:03PM

I'm just starting the yearly trawl.

181 diesel megane, 42 male but added my wife with a provisional a few months ago. Fully comp indurance

Last year €440. Renewel with Allianz 672. Adding my wife cost €23 6 months ago so not sure why renewal is so high.

So far 123.ie €740

An post 605/630 depending on full or step back ncb.

Aig wouldn't quote, suggested a sister site for young drivers with 1000+ quote.

Amouar · 01-08-2022 06:29PM

Hi everyone,

I received a renewal quote from Liberty for €729.43, however when I go in their website and get a quote as new customer, I'm quoted €586! This is a huge difference! Should I go ahead and just purchase the insurance as a new customer if I'm happy with the new quote, or is this something not allowed by the insurance companies?

EDIT: It looks like the price difference is maily due to the online discount of 25% which is not given for renewals.

Thanks

wotzgoingon · 01-08-2022 08:18PM

You can take the new quote if you want. Just because you are already with them doesn't mean you have to take the renewal. Bit more hassle setting up again by sending in the NCB and photo of licence etc.. which you don't have to do if you went with renewal.