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Betting mistake

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  • 07-06-2021 9:11pm
    #1
    Hatch1989
    Registered Users Posts: 115 ✭✭


    Placed a bet the weekend.
    Bet lost.
    But I was paid out as a winner.

    Withdrew the money and hours later the bet was marked as a loss.

    I have deposited money since and it hasn’t been taken from me however I have notice saying : Return a discretionary payment with reference to their mistake.

    Has this happened anyone before?
    What has been the outcome?


«13

Comments

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    #2
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    Your account will be debited the amount.


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    #3
    Fils
    Registered Users Posts: 293 ✭✭Fils


    Drive on their mistake. Was it a big payout?


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    #4
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    Fils wrote: »
    Drive on their mistake. Was it a big payout?


    Well a big single bet

    Account is in credit at the moment as I placed €10 into it after to see....


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    #5
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    punisher5112 wrote: »
    Your account will be debited the amount.

    A friend said my account my go into negative.

    But it hasn’t.


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    #6
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    They have your card details, check their terms, the house never loses..... They will definitely get the money back off you. Unless you close everything and run away


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    #7
    punisher5112
    Registered Users Posts: 24,647 ✭✭✭✭punisher5112


    Hatch1989 wrote: »
    A friend said my account my go into negative.

    But it hasn’t.

    They ain't going to just take 10, your account will be frozen, I'd recommend putting it back and definitely do not spend it


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    #8
    SteelyDanJalapeno
    Registered Users Posts: 14,237 ✭✭✭✭SteelyDanJalapeno


    punisher5112 wrote: »
    They have your card details, check their terms, the house never loses..... They will definitely get the money back off you. Unless you close everything and run away

    So, not definetly :D


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    #9
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    I am willing to close the account with the amount at stake.

    Although the fact it hasn’t gone into the negative makes me wonder would they take it back off me if I deposited the full amount!


  • Options
    #10
    Darc19
    Registered Users Posts: 3,817 ✭✭✭Darc19


    Hatch1989 wrote: »
    Well a big single bet

    Account is in credit at the moment as I placed €10 into it after to see....

    What's a big single bet?

    To me it's €1,000, to someone else it's €25,000 and to someone else it's €100.


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    #11
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    Darc19 wrote: »
    What's a big single bet?

    To me it's €1,000, to someone else it's €25,000 and to someone else it's €100.


    €1500


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    #12
    Darc19
    Registered Users Posts: 3,817 ✭✭✭Darc19


    Hatch1989 wrote: »
    I am willing to close the account with the amount at stake.

    Although the fact it hasn’t gone into the negative makes me wonder would they take it back off me if I deposited the full amount!

    You know it's an error. They can look at legal action.

    A bank accidentally put about €20,000 into someone's account a few years ago, she went wild spending it and did not engage.

    She got suspended custodial sentence

    Here's a few more

    http://www.cearta.ie/2017/01/you-cant-keep-the-proceeds-of-a-bank-error-in-your-favour-and-if-you-do-you-probably-wont-be-able-to-get-out-of-jail-free/


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    #13
    Juwwi
    Registered Users Posts: 4,244 ✭✭✭Juwwi


    They cant take the money back off your card without your permission .

    I'd leave the account alone and see what they do , l wouldn't risk depositing into the account.


  • Options
    #14
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    Darc19 wrote: »
    You know it's an error. They can look at legal action.

    A bank accidentally put about €20,000 into someone's account a few years ago, she went wild spending it and did not engage.

    She got custodial sentence earlier this year.

    I’ll wait for them to engage so.
    Where the adjustment is I wouldn’t have seen it if I didn’t look for it.

    I have received no email from them either.
    I’ll see if they contact.


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    #15
    Fils
    Registered Users Posts: 293 ✭✭Fils


    The house has enough taken off you. Balancing the books now. Nice win op.


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    #16
    JustJoe7240
    Registered Users Posts: 1,438 ✭✭✭JustJoe7240


    Have the funds actually hit your bank account yet?


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    #17
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    JustJoe7240 wrote: »
    Have the funds actually hit your bank account yet?

    Yes within 4 hours of withdrawing


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    #18
    Hulk Hands
    Registered Users Posts: 6,013 ✭✭✭Hulk Hands


    If your accounts not in negative it's grand you're back to normal. It would've went into negative and that's prob when you got the notice but a decision has to be taken on whether to leave in negative or not and yours was obviously put back to normal. Play away


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    #19
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    Hulk Hands wrote: »
    If your accounts not in negative it's grand you're back to normal. It would've went into negative and that's prob when you got the notice but a decision has to be taken on whether to leave in negative or not and yours was obviously put back to normal. Play away

    Yeah, surprised it didn’t go into the negative. They must think they’ll get it back soon enough anyway haha


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    #20
    Juwwi
    Registered Users Posts: 4,244 ✭✭✭Juwwi


    I don't think there's anything they can do .


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    #21
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Cancel your card, ignore your account and enjoy the winnings.


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    #22
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    davidod1983 wrote: »
    Cancel your card, ignore your account and enjoy the winnings.

    Yes cancelling the account might nip it on bud


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    #23
    The chan chan man
    Registered Users Posts: 824 ✭✭✭The chan chan man


    If OP sees this through does it impact credit rating for mortgage applications etc?


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    #24
    Dice75
    Registered Users Posts: 644 ✭✭✭Dice75


    Happened me recently with a horse bet, checked account and money was there so withdrew. Jockey forgot to weigh in so horse was disqualified about 30 mins later. Got an email from them later that day to say my account was in negative balance. I genuinely didnt know about the horse being disqualified when withdrawing but told them they cannot have a gambling account in negative balance so they manually corrected it. Slightly different circumstances than a bookie error I guess but still.


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    #25
    Hulk Hands
    Registered Users Posts: 6,013 ✭✭✭Hulk Hands


    davidod1983 wrote: »
    Cancel your card, ignore your account and enjoy the winnings.

    Why would you cancel your card. The bookie isn't going to deposit from your card without your permission

    The seems to be a bit of paranoia here around bookmakers. They don't have a young lad sitting there monitoring the account and then as soon as the OP deposits a few hundred quid the young lad takes it and says "lovely boss we got a bit of it back from him".

    They might have shady practices but they're still held to very high regulatory standards. They can't take money from a customer once it's been taken out. If you deposit again it'll still be there an hour later or a month later


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    #26
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    The chan chan man wrote: »
    If OP sees this through does it impact credit rating for mortgage applications etc?


    How would applying for a mortgage be affected by a mistake ?


  • Options
    #27
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    Dice75 wrote: »
    Happened me recently with a horse bet, checked account and money was there so withdrew. Jockey forgot to weigh in so horse was disqualified about 30 mins later. Got an email from them later that day to say my account was in negative balance. I genuinely didnt know about the horse being disqualified when withdrawing but told them they cannot have a gambling account in negative balance so they manually corrected it. Slightly different circumstances than a bookie error I guess but still.

    Interesting.

    I don’t know why the account isn’t gone into negative if it’s a thing bookies do?


  • Options
    #28
    Hatch1989
    Registered Users Posts: 115 ✭✭Hatch1989


    Hulk Hands wrote: »
    Why would you cancel your card. The bookie isn't going to deposit from your card without your permission

    The seems to be a bit of paranoia here around bookmakers. They don't have a young lad sitting there monitoring the account and then as soon as the OP deposits a few hundred quid the young lad takes it and says "lovely boss we got a bit of it back from him".

    They might have shady practices but they're still held to very high regulatory standards. They can't take money from a customer once it's been taken out. If you deposit again it'll still be there an hour later or a month later

    True, there is much bigger fish than me I’m sure !


  • Options
    #29
    seaninbayarea
    Registered Users Posts: 11 ✭seaninbayarea


    Why not just give them their money back since it belongs to them? If you accidentally overpaid your car repair would you expect them to return it?


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    #30
    Hulk Hands
    Registered Users Posts: 6,013 ✭✭✭Hulk Hands


    The chan chan man wrote: »
    If OP sees this through does it impact credit rating for mortgage applications etc?

    Gambling has nothing to do with credit ratings. Over anxious people working in the mortgage depts of banks sometimes look poorly on gambling transactions on the statement when applying. You can gamble 50k a month through other methods (paypal or neteller etc) and it'll never affect you if you keep it off the 6 months of statements the bank request to see when applying for a mortgage


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  • Options
    #31
    Dice75
    Registered Users Posts: 644 ✭✭✭Dice75


    Hatch1989 wrote: »
    Interesting.

    I don’t know why the account isn’t gone into negative if it’s a thing bookies do?

    They can do it as per my case but I guess its not a good look should it be made public.


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