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Insurance Query

  • 11-01-2021 09:26AM
    #1
    Alittlehelp45
    Registered Users, Registered Users 2 Posts: 42 ✭


    Hi, 

    I bought a house recently that had a Yale wireless alarm fitted. I am looking to change the windows in the house and need to take down the sensors and reinstall them. I understand that the PSA allows a home owner to install their own alarm but don't want to void my house insurance. If this is correct I can take down and reinstall the sensors myself without voiding my house insurance. Can anybody confirm if this is correct?

    Thanks


Comments

  • #2
    altor
    Registered Users, Registered Users 2 Posts: 12,038 ✭✭✭✭altor


    Alittlehelp45 wrote: »
    Hi, 

    I bought a house recently that had a Yale wireless alarm fitted. I am looking to change the windows in the house and need to take down the sensors and reinstall them. I understand that the PSA allows a home owner to install their own alarm but don't want to void my house insurance. If this is correct I can take down and reinstall the sensors myself without voiding my house insurance. Can anybody confirm if this is correct?

    Thanks

    That system is a DIY alarm.

    As a home owner you can install and service your own alarm system.
    You need to confirm this with your insurance company.

    www.altor.ie



  • #3
    notepads
    Registered Users, Registered Users 2 Posts: 20 ✭notepads


    I heard by ticking you have a house alarm you only get a very small discount, might be better off saying you don't have a PSA installed alarm, if you were ever to forget to set alarm they might not pay out.


  • #4
    altor
    Registered Users, Registered Users 2 Posts: 12,038 ✭✭✭✭altor


    notepads wrote: »
    I heard by ticking you have a house alarm you only get a very small discount, might be better off saying you don't have a PSA installed alarm, if you were ever to forget to set alarm they might not pay out.

    It is a small deduction they give for standard standalone house alarm.
    A monitored alarm will get a bigger deduction.

    In all cases id advise asking insurance company where you stand with it on or off the policy.

    www.altor.ie



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