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Insurance

  • 11-01-2021 04:57PM
    #1
    Stephen Gawking
    Registered Users, Registered Users 2 Posts: 293 ✭✭


    Well its getting to that time of year again, just gotten my insurance quote for my bike & while its good I've no doubt it could be better. Who do you find the best insurance comoany & why? Price? Customer service? Extras? Dealkng with claims/breakdowns etc? Just interested to see what people say.


Comments

  • #2
    Del2005
    Registered Users, Registered Users 2 Posts: 19,101 ✭✭✭✭Del2005


    Call them all and compare quotes and policies. What is good for one person won't be for someone else


  • #3
    Nozebleed
    Registered Users, Registered Users 2 Posts: 1,724 ✭✭✭Nozebleed


    i had a funny one this year..i rang CN and they wanted €410 an increase of €120 on last years price. when i highlighted the previous years price they asked what i was expecting to pay!! so i said id be happy to pay €220. the guy said he'd get back to me...10 mins later he came back with a price of €255..which i found reasonable enough. so when your on the phone..tell them what you're willing to pay and leave it with them. they will call back


  • #4
    zubair
    Registered Users, Registered Users 2 Posts: 1,920 ✭✭✭zubair


    How are people getting these prices? Breaks me heart.


  • #5
    MojoMaker
    Registered Users, Registered Users 2 Posts: 6,034 ✭✭✭MojoMaker


    Take many of them with a pinch of salt zubair - they do make for a good internet story alright.


  • #6
    Vikings
    Registered Users, Registered Users 2 Posts: 2,783 ✭✭✭Vikings


    Used principal insurance for the last few years find them easy to deal with and the most competitive on price for me. Renewal was €260 this year.


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  • #7
    Mjolnir
    Registered Users, Registered Users 2 Posts: 933 ✭✭✭Mjolnir


    People who get lower prices are generally older people with full licences, full ncb, and a lot of the time lower risk category bikes, most however will only tell you the price they get.
    Big difference on a 30 year old on a fireblade, R1,zx10r, gsxr1000 and a 60 year old on a xvs650 for example.


  • #8
    lipso
    Registered Users, Registered Users 2 Posts: 84 ✭✭lipso


    What’s insurance like for 2 bikes instead of 1? For example a 50cc and s 125cc? Is it much more expensive?


  • #9
    Mjolnir
    Registered Users, Registered Users 2 Posts: 933 ✭✭✭Mjolnir


    lipso wrote: »
    What’s insurance like for 2 bikes instead of 1? For example a 50cc and s 125cc? Is it much more expensive?

    Depends on the company.
    Most will insure the most expensive and add on the other.
    Think it was typically €50ish to add on with CN


  • #10
    frozenfrozen
    Registered Users, Registered Users 2 Posts: 7,677 ✭✭✭frozenfrozen


    Mjolnir wrote: »
    People who get lower prices are generally older people with full licences, full ncb, and a lot of the time lower risk category bikes, most however will only tell you the price they get.
    Big difference on a 30 year old on a fireblade, R1,zx10r, gsxr1000 and a 60 year old on a xvs650 for example.

    with 1 year ncb at 22 on an sv650 my insurance was 280 only a couple of years ago


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