Car insurance - tell us your quotes/renewals

Prefect_1998 · 23-11-2020 11:38AM

25Plus Car Insurance query

is this a mickey mouse company ?

their quote is half the 'traditional' insurers and that always raises questions.

also i am having issues getting online quotes for a 640d.
zero points
full irish licence over 10 years
owner car over 12 months

seems crazy

cplwhisper · 23-11-2020 12:07PM

danielle_door wrote: »

25Plus Car Insurance query

is this a mickey mouse company ?

their quote is half the 'traditional' insurers and that always raises questions.

also i am having issues getting online quotes for a 640d.
zero points
full irish licence over 10 years
owner car over 12 months

seems crazy

640d is normally group 41 thus -
All drivers over 30, no a/c/c or PP(3 can be ok)
No open driving option
Depending on value - tracker may be needed

ILikeBoats · 23-11-2020 12:07PM

25plus are underwritten by AIG

naughtysmurf · 23-11-2020 12:11PM

ILikeBoats wrote: »

25plus are underwritten by AIG

We had two cars with them for years, no issues also had a claim during that time sorted with no hassles, left about 4 years ago because we had to get the young lad on the road so switched to Aviva, all with them now

frozenfrozen · 23-11-2020 12:14PM

cplwhisper wrote: »

640d is normally group 41 thus -
All drivers over 30, no a/c/c or PP(3 can be ok)
No open driving option
Depending on value - tracker may be needed

what group is a 335d out of interest?

cplwhisper · 23-11-2020 12:24PM

frozenfrozen wrote: »

what group is a 335d out of interest?

43

cplwhisper · 23-11-2020 12:29PM

Update for 2020 - 640d 2-dr is group 50

2011-2018
model SE

650i SE 2d Auto 49
640d SE 2d Auto 50
640i SE 2d Auto 50
650i (449bhp) SE 2d Auto 50

M Sport Limited Edition

640d M Sport Limited Edition 2dr Auto 2d 50
640d M Sport Limited Edition 4dr Auto 4d 50

CoBo55 · 23-11-2020 06:56PM

danielle_door wrote: »

25Plus Car Insurance query

is this a mickey mouse company ?

their quote is half the 'traditional' insurers and that always raises questions.

also i am having issues getting online quotes for a 640d.
zero points
full irish licence over 10 years
owner car over 12 months

seems crazy

Myself and other family members were with them for years they certainly aren't a Mickey mouse company.

Prefect_1998 · 23-11-2020 09:08PM

cplwhisper wrote: »

640d is normally group 41 thus -
All drivers over 30, no a/c/c or PP(3 can be ok)
No open driving option
Depending on value - tracker may be needed

I am good for all the above .

Quote is up 300 from last year

Prefect_1998 · 23-11-2020 09:09PM

cplwhisper wrote: »

Update for 2020 - 640d 2-dr is group 50

2011-2018
model SE

650i SE 2d Auto 49
640d SE 2d Auto 50
640i SE 2d Auto 50
650i (449bhp) SE 2d Auto 50

M Sport Limited Edition

640d M Sport Limited Edition 2dr Auto 2d 50
640d M Sport Limited Edition 4dr Auto 4d 50

Can I ask why they are changing this model of car ?

Prefect_1998 · 23-11-2020 09:10PM

CoBo55 wrote: »

Myself and other family members were with them for years they certainly aren't a Mickey mouse company.

Thanks for that, will give them a go

TheBody · 23-11-2020 09:16PM

Your Age: 39
Car type and engine: Ford Focus 1.6
years driving: 19 years full licence.
any claims: No.
Price and provider: Aviva renewal quote of €553. Got a quote of €450 with AIG. Called Aviva back and they offered me the same policy as I had for €443. Went with that.

Financesetc. · 25-11-2020 07:54AM

AA car insurance €640 tpft
Full licence 14 years
32 yrs old
2008 1.8 petrol avensis
10+ years no claims bonus
1 claim, no claims protected.
AA membership, 4cent off per litre of petrol at the pump.

spurious · 25-11-2020 08:43AM

AA car insurance €464 Fully Comp (Aviva)
Full licence 11 years
57 yrs old (+ one full licence named driver)
2007 1.4 petrol Skoda Roomster
10+ years no claims bonus
1 windscreen replacement

Initially quoted 483 to renew, rang in, did the merry dance and got it down a few bob.

I am a member and also have Home Insurance with them.

Financesetc. · 25-11-2020 08:50AM

spurious wrote: »

AA car insurance €464 Fully Comp (Aviva)
Full licence 11 years
57 yrs old (+ one full licence named driver)
2007 1.4 petrol Skoda Roomster
10+ years no claims bonus
1 windscreen replacement

Initially quoted 483 to renew, rang in, did the merry dance and got it down a few bob.

I am a member and also have Home Insurance with them.

Wow thats is great. Il be standing my ground when i get my renewal. Im driving the last 16 years but for some reason my no claims only says 9 years plus. No option to add the 16years no claims. I don't think i ever had a no claims cert that has stated anything over 10. Is that normal

johndaman66 · 25-11-2020 10:12AM

Financesetc. wrote: »

Wow thats is great. Il be standing my ground when i get my renewal. Im driving the last 16 years but for some reason my no claims only says 9 years plus. No option to add the 16years no claims. I don't think i ever had a no claims cert that has stated anything over 10. Is that normal

Very much normal. Insurers will only show a maximum number of years no claims discount on their certificates irrespective of the number of years no claims the Client has. If I recall correctly Aviva my current provider only show a maximum of 8 on the certificates they issue to me even though I have away more than that.

Just be sure to keep note of how many years actual claims free you actually have. I have being told by Brokers/ Companies more than once that its not a problem if my non claims certificate shows a lesser number of years than I say when getting a quotation/ taking out cover with a new provider. They seem to know the maximum number of years no claims the other providers show on their certificates.

Financesetc. · 25-11-2020 10:22AM

johndaman66 wrote: »

Very much normal. Insurers will only show a maximum number of years no claims discount on their certificates irrespective of the number of years no claims the Client has. If I recall correctly Aviva my current provider only show a maximum of 8 on the certificates they issue to me even though I have away more than that.

Just be sure to keep note of how many years actual claims free you actually have. I have being told by Brokers/ Companies more than once that its not a problem if my non claims certificate shows a lesser number of years than I say when getting a quotation/ taking out cover with a new provider. They seem to know the maximum number of years no claims the other providers show on their certificates.

My latest ones says 9 years no claims but i have built up 16years worth but on paper i dont know where they are.

Girly Gal · 27-11-2020 02:27PM

Anyone know best place to get insurance for an old car. Looking to insure a 98 Toyota Corolla, a lot of companies either won't give a quote or else give an insane quote, more than the value of the car. Any help appreciated.

duffman3833 · 27-11-2020 03:14PM

duffman3833 wrote: »

Age:29
Car: 2008 BMW E90 320i (170)
Years driving: 11
Claims: 0
No Claims: 11 years
Type: Fully Comp

Axa - €869.84
AA - €792.42
Aviva - n/a
Liberty - €549.73
AnPost - €895.28
FBD - €1,018.02
123.ie - €452.84
Chill - €596.00
allianz - €793.85
Its4Women - €825.00
25plus - €953.04

Ended up paying 490 with 123.ie as the extra 42 euro was to get full NCD protection
cant believe how cheap i got it this year especially in the BMW

This year on a BMW 520D F10
AIG €733.59
Chill €849.00
Kenco €1,084.45
Axa €1,061.22
An Post €765.62
FBD €745.69
Its4women €694.73
25plus €738.01
AA €1,188.39

renewing with current provider 123.ie at €550

cplwhisper · 27-11-2020 05:44PM

Financesetc. wrote: »

Wow thats is great. Il be standing my ground when i get my renewal. Im driving the last 16 years but for some reason my no claims only says 9 years plus. No option to add the 16years no claims. I don't think i ever had a no claims cert that has stated anything over 10. Is that normal

My dads ncb cert says 52...one of the original pmpa clients from ‘68.

cplwhisper · 27-11-2020 05:50PM

Girly Gal wrote: »

Anyone know best place to get insurance for an old car. Looking to insure a 98 Toyota Corolla, a lot of companies either won't give a quote or else give an insane quote, more than the value of the car. Any help appreciated.

A lot of the Corolla, if an import, will be loaded due to the risk that it’s a ‘levin’ from Japan. If you supply the VIN number to Axa to prove it’s an Irish car the underwriter can regroup the car to standard group 8 to 11 depending on 1.3 or 1.6 petrol or group 10 if 2.0 diesel.
If the car is grey import (uk originally) then again proof of vin will help with liberty & FBD

wotzgoingon · 27-11-2020 06:09PM

Girly Gal wrote: »

Anyone know best place to get insurance for an old car. Looking to insure a 98 Toyota Corolla, a lot of companies either won't give a quote or else give an insane quote, more than the value of the car. Any help appreciated.

Liberty and AXA are the only two I know of. And you can lower that to one as Liberty who I am insured with on a 1998 Levin will not give me a new quote but since I am already with them they just keep sending out renewals every year and cheaper than AXA too.

Financesetc. · 28-11-2020 08:43AM

Financesetc. wrote: »

AA car insurance €640 tpft
Full licence 14 years
32 yrs old
2008 1.8 petrol avensis
10+ years no claims bonus
1 claim, no claims protected.
AA membership, 4cent off per litre of petrol at the pump.

Just got my renewal quote based on the details above they quoted me over 1500 euro!!

SCOOP 64 · 28-11-2020 02:56PM

^Must want you to move on with that quote^

JoeyJJ · 30-11-2020 07:26AM

My dad recently passed away and need to sort out insurance for my mum but she was getting high quotes. Does anyone know best companies to use named driver exp ? I'll do research next week but if anyone knew market here that might point me to best companies to start with. Thanks

cplwhisper · 30-11-2020 08:14AM

JoeyJJ wrote: »

My dad recently passed away and need to sort out insurance for my mum but she was getting high quotes. Does anyone know best companies to use named driver exp ? I'll do research next week but if anyone knew market here that might point me to best companies to start with. Thanks

Firstly, sorry for your loss.

The Insurance company that your Dad had his cover will be the best rate for your mum for cover normally.
If she was always named driver they will have 2 options.
1. Normally the Insurer will simply note your dads policy title to the exec of the late ‘dads name’ & internally note your mum as main driver until the policy comes to its natural renewal date.
2. The insurer will incept a policy in your mums name, give her the full ncb percentage subject she has at least 6yrs n-driver experience.
As we all know insurance is cheaper for couples so the insurer will generate the quote based on what the premium would be if your dad was still alive & generate the credit note to have the annual premium reflect same.

The policy will be for your mum only on the certificate & schedule for year 1.
Unfortunately the insurer will not normally list additional drivers in year 1, like yourself, unless you too have your policy with them.
If for example you have Driving-other-cars extension then that’ll possibly cover you depending on your personal cover.
Let us know if more help needed

Pudsey64 · 02-12-2020 08:56PM

Pudsey64 wrote: »

Age 55
Location Meath
No penalty point's.
Full NCB
Car 2013 Audi A3 1.6TDI
Renewal Quote from Supervalu/AXA , Comp. €631.90
Comp. from AIG 394.00
No more searching.

Went with AIG again this year. €357.00.

smellyoldboot · 06-12-2020 01:17AM

Your Age: 37
Car type and engine: 2016 Toyota Yaris 1.5 Hybrid
years driving: 0
any claims: No
Price and provider: €1900 AA Insurance

Was quoted €200 cheaper with 123go but with a telematics box fitted and km restriction so happy enough with the above.

Perinho · 09-12-2020 09:55AM

I got onto insuremycars.ie over 2 years ago to insure a Civic and a Accord but quoted around €2k.
Since then I've took out a separate policy which turned out a lot cheaper.

Have insuremycars.ie gotten more reasonable lately??

cherryghost · 09-12-2020 11:22AM

Your Age: 33
Car type and engine: 2020 Seat Arona 1L Petrol
Years driving: 1
Any claims: No
Price and provider: €690 Liberty Insurance

Down from my 1440 on 123Go, thank the lord!

Car insurance - tell us your quotes/renewals

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