Brexit discussion thread XII (Please read OP before posting)

Peregrinus · 12-02-2020 04:56AM

sondagefaux wrote: »

Getting Brexit done.

https://support.n26.com/en-gb/getting-started/account/my-account

The salient point here is that N26 could continue to trade in the UK. Obvs they can trade until end 2020, and after that the Bank of England has a Temporary Permission Regime they could avail of (though it would involve addtional costs, compared to the current rules). Then, in the worst analysis, they could apply for their own UK banking licence (more costs again) though there's obviously a chance that by then (2024) there'd be an FTA in place that offered a cheaper alternative to getting a UK banking licence.

But they have decided not to bother. The continuing indecision, the uncertainty about what the UK will do or even what it wants to do, the still conflicting statements emerging from government, the unrealistic positions adopted - the UK market is just not interesting enough to them to make a continuing commitment to the UK market while they wait to see whether, when the dust settles, it's going to be a market they want to be in. They've already opened in the US; they are about to open in Brazil; they may have other markets to explore/consider. The UK is a signficant market but that is weighed against the the delay, the indecision and possibly the increasingly negative signals from government about the likely intended landing zone, and they's decided it's not a priority for them.

And in fact this is going to be a large part of the impact of Brexit - not that investment in the UK will be excluded, but that it will be attended by more niusance and more political risk and, the size of the UK market notwithstanding, this tips the balance against pursuing opportunities in the UK.

banie01 · 12-02-2020 03:06PM

listermint wrote: »

german online bank N26 shutting down entire uk operationn and UK accounts.

Financial Services and in particular UCITS and ETF that rely on KIID and EU passporting are flowing out of Londo in staggering amounts.

The simple questions of economic intraoperability were just ignored in the UK's race to regain Sovreignty IMO.

Very little knowledge of what the EU is and what benefits it briings were apparent across all the debates.

I mean Ex-Pats living on the Costa coming home to vote leave is the abiding memory I will hold of the referendum.

serfboard · 12-02-2020 05:17PM

banie01 wrote: »

I mean Ex-Pats living on the Costa coming home to vote leave is the abiding memory I will hold of the referendum.

Saw an item on Channel 4 News of them interviewing retired English ex-pats in Spain and the amount of them that were Brexiteers was depressingly high.

I was both shocked, and not surprised, if that makes any sense.

El Weirdo · 12-02-2020 06:01PM

banie01 wrote: »

... Ex-Pats living on the Costa ...

serfboard wrote: »

... English ex-pats in Spain ...

Do you mean English immigrants? Because that's exactly what they are. Immigrants.

wexfordman2 · 12-02-2020 06:03PM

listermint wrote: »

Smallest operator?

You have current customer figures?

By market share, they are the third operator of the three with physical networks, yes.

serfboard · 12-02-2020 06:17PM

El Weirdo wrote: »

Do you mean English immigrants? Because that's exactly what they are. Immigrants.

Indeed.

Ex-pat is one of those irregular adjectives - a white person living in another country is an ex-pat, a brown person is an immigrant.

Strazdas · 12-02-2020 06:27PM

serfboard wrote: »

Indeed.

Ex-pat is one of those irregular adjectives - a white person living in another country is an ex-pat, a brown person is an immigrant.

Ex-pat suggests a person of means, whose career has taken them abroad for a couple of years.

serfboard · 12-02-2020 06:40PM

Strazdas wrote: »

Ex-pat suggests a person of means, whose career has taken them abroad for a couple of years.

Yeah, I think that's more accurate.

Tacitus Kilgore · 12-02-2020 06:41PM

Strazdas wrote: »

Ex-pat suggests a person of means, whose career has taken them abroad for a couple of years.

serfboard wrote: »

Yeah, I think that's more accurate.

So, a wealthy immigrant?

serfboard · 12-02-2020 06:46PM

Tacitus Kilgore wrote: »

So, a wealthy immigrant?

No, I think that there's a time factor:

Strazdas wrote: »

a person of means, whose career has taken them abroad for a couple of years.

Immigrant implies someone who's staying forever.

12-02-2020 06:53PM

Strazdas wrote: »

Ex-pat suggests a person of means, whose career has taken them abroad for a couple of years.

Correct!

Ex-pat is someone who can pay their way without working or claiming benefits (mostly pensioners, or early retired), quite different from a migrant who either comes to work or sponge.

Capt'n Midnight · 12-02-2020 07:10PM

https://www.theguardian.com/uk-news/2020/feb/12/home-office-tells-man-101-his-parents-must-confirm-id

An Italian man was asked to get his parents to confirm his identity by the Home Office after he applied to stay in the country post-Brexit.

He's lived in the UK since 1966. He is 101 years old.

While the mistake seemed like a small computer bug, it was not a small mistake because the computer system “only recognised the last two digits of his year of birth”, Assuntino continued.

Even after that they still asked for proof of residence even though his pension is being paid.

If easy stuff like this is broken it's hard to have any faith in the difficult stuff.

I might look up the numbers later but IIRC about half of the people who applied using the app got the lesser status rather than full rights.

serfboard · 12-02-2020 07:16PM

Deleted User wrote: »

Ex-pat is someone who can pay their way without working

Don't think that's true.

The Irish community in Brussels, many of whom work on secondment for the EU, are often referred to as an "ex-pat" community, but they could not pay their way without working.

CelticRambler · 12-02-2020 08:51PM

Deleted User wrote: »

Ex-pat is someone who can pay their way without working or claiming benefits (mostly pensioners, or early retired), quite different from a migrant who either comes to work or sponge.

On the contrary: an "ex-pat" for most purposes is someone who is living and working in a country other than their home, but essentially retains all their links with their native country pending their expected return. My sister would be one of them - although living and working in Germany for more than a decade, she'll hop on a plane to Ireland as often as she can, still has her house in Dublin, and would be hard pressed to tell you what was going on in Germany beyond the boundaries of her adopted city.

A migrant is someone who's left and burnt the bridge behind them, with every intention of settling in their chosen land and no plan ever to return "home". I'm one of those: a fully-fledged immigrant who count on one hand the number of anglophones I've spoken to this month, and when a friend texted me to ask what I thought of the election results, I had to google it to find out what had happened (... I was distracted by work over the weekend, otherwise I'd probably would have paid attention - but it wasn't a priority).

In practical terms, when referring to retirees, you'd almost be better describing them as "stateless" - they don't work, they don't integrate, they don't necessarily contribute to the local culture, they often do remain whole-heartedly anchored in the socio-political traditions of their homeland - even when these have evolved in their absence. That may be a good reason for not allowing them to vote in any elections - but there's probably some human rights rule about it somewhere ... :rolleyes:

moon2 · 12-02-2020 09:06PM

serfboard wrote: »

Indeed.

Ex-pat is one of those irregular adjectives - a white person living in another country is an ex-pat, a brown person is an immigrant.

Precisely. I have worked abroad in more than one company with high quantities of immigrant employees. In my experience ex-pat is used pretty much exclusively by white immigrants. It didn't correlate to wealth or income.

Immigrant was my preferred term to describe my status. I didn't like the "I'm a white immigrant but don't want to call myself an immigrant" connotations associated with "ex-pat".

That's neither here nor there though

RobMc59 · 12-02-2020 09:14PM

Deleted User wrote: »

Correct!

Ex-pat is someone who can pay their way without working or claiming benefits (mostly pensioners, or early retired), quite different from a migrant who either comes to work or sponge.

I used to work in Wales but live in England,the Welsh lads would give the English workers lighthearted flak for taking their jobs!Would that make us economic migrants or does`nt it count if it`s all the UK?

moon2 · 12-02-2020 09:33PM

[Deleted User] wrote: »

You are a complete and utter retard if you don't understand how the expat versus immigrant argument works.

No need to be insulting.

I understand your argument about the idealised interpretation of these phrases. My experience is that the idealised interpretation does not apply in practice.

Either you're calling me a liar or you are choosing to disregard my experience because it doesn't match yours. Which is it?

BonnieSituation · 12-02-2020 10:21PM

[Deleted User] wrote: »

You're not allowed to call people liars in this forum. My use of "You" was not specific to any one person.

I want to speak to my lawyer.

You're not allowed call people retards either. Didn't stop you.

sondagefaux · 12-02-2020 10:35PM

Deleted User wrote: »

Correct!

Ex-pat is someone who can pay their way without working or claiming benefits (mostly pensioners, or early retired), quite different from a migrant who either comes to work or sponge.

Does Ireland have an Irish Naturalisation and Ex-Pat Service for these folks?

http://www.inis.gov.ie/

Does Ireland offer a special Ex-Pat Stamp for these folks?

http://www.inis.gov.ie/en/INIS/Pages/Stamp%200

sondagefaux · 12-02-2020 10:47PM

Strazdas wrote: »

Ex-pat suggests a person of means, whose career has taken them abroad for a couple of years.

So a retired plumber from Essex living in Spain is a person of means whose career has taken them abroad for a couple of years?

?u=https%3A%2F%2Fd.ibtimes.co.uk%2Fen%2Ffull%2F1502183%2Fbritish-pensioners-spain.jpg

listermint · 12-02-2020 10:53PM

[Deleted User] wrote: »

Correct!

Ex-pat is someone who can pay their way without working or claiming benefits (mostly pensioners, or early retired), quite different from a migrant who either comes to work or sponge.

Your definition of migration is flawed.

Specifically the part about migrants .

Let's see is it that EU migrants contribute £2300 more per year to the economy than the average british citizen.

Yeah perhaps it's that.

You should be embarrassed expressing such baseless definitions, they only highlight a lack of thought.

Strazdas · 12-02-2020 10:54PM

sondagefaux wrote: »

So a retired plumber from Essex living in Spain is a person of means whose career has taken them abroad for a couple of years?

I would say the Brexit pensioners are not ex-pats, neither are those younger people doing bar or club work in Ibiza. They are immigrants.

sondagefaux · 12-02-2020 11:19PM

Strazdas wrote: »

I would say the Brexit pensioners are not ex-pats, neither are those younger people doing bar or club work in Ibiza. They are immigrants.

Of course they are. Ex-pats is a loaded term, invented and used by snobs who can't bring themselves to admit they're no better than any other immigrants.

mayo.mick · 12-02-2020 11:20PM

Handy questioner guide to brexit here;

https://www.gov.uk/transition-check/questions

sondagefaux · 12-02-2020 11:26PM

A practical example of what leaving the EU is going to mean for UK business:

https://www.dragoneurotrade.com/shipping

This Dutch wholesaler has a minimum order of €750 for Switzerland, whereas it's only €100 for the EU.

In addition, its shipping charges to Norway (in the Single Market, not in the Customs Union) is €35.00, plus a €30.00 clearance fee, compared to only €12.50 for shipping to Sweden.

Similarly, shipping charges to Switzerland are far higher than for EU countries: €29.50 plus a €30.00 clearance fee for Switzerland, compared to only €11.95 for shipping to Poland.

Even if there's a trade deal between the UK and the EU, the requirement to make a far higher minimum order, and to pay far higher delivery charges (currently only €9.50 to the UK) than now, will mean that some UK businesses won't be able to import from this company.

Result? Less choice for UK consumers, less competition, higher prices.

strandroad · 12-02-2020 11:36PM

The original meaning of expat is someone sent temporarily abroad (expatriated) by their company or institution to serve in its local branch, be it a global bank or an embassy. Usually living in a compound or villa with next to no contact with local daily life, children educated privately in dedicated schools etc. Part of a clearly defined milieu with people coming and going as their contracts end.

Anyone else claiming to be an expat, whether it's an Essex plumber in Spain or a TEFL teacher from Limerick in South Korea is just a bog standard immigrant with notions...

looksee · 12-02-2020 11:46PM

strandroad wrote: »

The original meaning of expat is someone sent temporarily abroad (expatriated) by their company or institution to serve in its local branch, be it a global bank or an embassy. Usually living in a compound or villa with next to no contact with local daily life, children educated privately in dedicated schools etc. Part of a clearly defined milieu with people coming and going as their contracts end.

Finally, someone who knows what they are talking about.

ancapailldorcha · 13-02-2020 12:57AM

Mod: Enough of the immigrant/expat stuff please.

Peregrinus · 13-02-2020 02:27AM

Deleted.

54and56 · 13-02-2020 01:05PM

BoJo's happy clappy cabinet reshuffle has descended into farce with Sajid Javid resigning in protest at being told to sack all his advisers because Dominic Cummings didn't like them.

These are the guys who are going to do several FTA's with larger countries/trading blocks with better equipped and more experienced negotiating teams.

What could possibly go wrong?

The wheels are beginning to come off earlier than I had expected given the majority BoJo has to play with.

Taking back control eh?

Brexit discussion thread XII (Please read OP before posting)

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