Motor Incident

francie81 · 13-12-2019 11:06AM #1

Hi just looking for some advice on a motor incident.

Yesterday whilst driving out of the city centre my car was struck on the corner of the rear bumper by a Tesco truck driver as he was turning right and I was going straight it caused a little bit of damage which we want to repair, I did follow him and when he came to a stop going about his work he apparently had no idea it happened, he did give me his details so am trying to make contact with the store as am guessing I would have to open a case directly with Tesco?

Thanks

NUTLEY BOY · 13-12-2019 11:07AM

1. Notify your insurers.
2. Notify Tesco.
3. Get an estimate for damage to your vehicle.

beachhead · 13-12-2019 11:41AM

Submit photos of damage to both Tesco and your insurer when you have the estimate

13-12-2019 11:58AM

Be careful about rushing to claim off your own insurer. You may well be better off claiming directly off their insurer than off your own for a simple, uncomplicated matter like this, in terms of your future claims history.

francie81 · 13-12-2019 12:04PM

Am thinking also if Tesco would just cover the costs naturally say without having to make a claim off Insurance that could potentially put my premium up?

seagull · 13-12-2019 03:58PM

Just get the details of Tesco's insurers, and then go through them. There's no need to claim from your insurance.

francie81 · 13-12-2019 04:43PM

Notified my Insurance company first and was advised by them not to do anything else until they Investigate and get back to me.

Appreciate the helpful advice guys, thanks.

SEPT 23 1989 · 13-12-2019 04:47PM

Tesco would be self insured

peteb2 · 13-12-2019 04:52PM

SEPT 23 1989 wrote: »

Tesco would be self insured

Unlikely for motor!

Lenar3556 · 13-12-2019 06:09PM

Truck as in articulated lorry or home delivery van? If it’s the former, I have a feeling that is fully outsourced to a logistics company.

francie81 · 13-12-2019 06:23PM

Lenar3556 wrote: »

Truck as in articulated lorry or home delivery van? If it’s the former, I have a feeling that is fully outsourced to a logistics company.

Oh yeah it was a home delivery van.

meathstevie · 13-12-2019 07:16PM

peteb2 wrote: »

Unlikely for motor!

Multi billion company, not unlikely that they have their own fund in place. Either or, if no satisfactory solution is forthcoming one can still go down a more formal route.

peteb2 · 14-12-2019 09:58PM

meathstevie wrote: »

Multi billion company, not unlikely that they have their own fund in place. Either or, if no satisfactory solution is forthcoming one can still go down a more formal route.

Cmon now, no-one wants a lesson in captive insurance. For the liability yes, motor no. They'd have to have a captive, not a fund.

Motor Incident

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