Using DeGiro

Supercell · 30-01-2019 7:53am

Sabre Man wrote: »

Can't you just place orders within your available to trade amount to avoid borrowing money?

Doesnt work like that, available to trade includes the credit line - so as my other stocks change value when the market is open its confusing to figure out what is my money and what is being offered as credit. I called customer care and they said it should be possible to change it back but to email the request instead, no reply yet.

AlmightyCushion · 30-01-2019 11:01am

Supercell wrote: »

Doesnt work like that, available to trade includes the credit line - so as my other stocks change value when the market is open its confusing to figure out what is my money and what is being offered as credit. I called customer care and they said it should be possible to change it back but to email the request instead, no reply yet.

Could you go with the amount that is in you EUR MONEY MARKET FUNDS? That should show you your cash in Degiro.

gavmcg92 · 01-02-2019 11:17pm

Pussyhands wrote: »

Dividend tax on Degiro. Does this have to be paid? Wouldn't I be paying twice if I'm then taxed on Irish income?

Where are the shares domiciled? If it is a country with a double taxation agreement with Ireland then the tax that is being deducted is a dividend withholding tax that is assumed to have been already paid when you declare your dividend to revenue.

The tax deducted isn't paid to Revenue. It is paid to the country where the shares are domiciled. So in short. Yes it definitely has to be taken.

Supercell · 23-02-2019 11:21am

Has anyone changed bank accounts with Degiro?, looks like you have to contact customer care for that - any idea on the turnaround for that?
I'm moving from Ulsterbank to N26 so want to fund from them instead and close my Ulsterbank account.
My experience with Degiro support tells me that this is likely to be painful and slow and may just be easier to open another account? Any advice?

q85dw7osi4lebg · 23-02-2019 2:40pm

Supercell wrote: »

Has anyone changed bank accounts with Degiro?, looks like you have to contact customer care for that - any idea on the turnaround for that?
I'm moving from Ulsterbank to N26 so want to fund from them instead and close my Ulsterbank account.
My experience with Degiro support tells me that this is likely to be painful and slow and may just be easier to open another account? Any advice?

I fund it from two different accounts. I accidentally made the transfer from the wrong account and they contacted me asking if I wanted to add it as an additional account, only took a day or two.

Supercell · 23-02-2019 3:05pm

Awesome, thanks heavens for that, thanks InstaSte!
If you wanted to withdraw you presumably have two choices or there is a primary one you have to use?

CardinalJ · 26-02-2019 4:00pm

Does anyone know how long it takes for Degiro to verify your account details?

320d · 02-03-2019 11:50am

Anyone else having issues logging onto DEGIRO today?

scooby77 · 02-03-2019 4:40pm

320d wrote: »

Anyone else having issues logging onto DEGIRO today?

Yep not recognising passcode or passwords. Thought be fixed by now!

Supercell · 02-03-2019 6:25pm

Working fine here all day for my account and my account in my wife's name

cefh17 · 02-03-2019 6:36pm

Supercell wrote: »

Working fine here all day for my account and my account in my wife's name

Why the two?

Supercell · 02-03-2019 7:05pm

cefh17 wrote: »

Why the two?

Tax - capital gains, though we are assessed together for PAYE but for capital gains its calculated separately, she just lets me get on with it

TiGeR KiNgS · 02-03-2019 10:42pm

Hi All,

Can someone check if DeGiro online is working for them today ?

I am not getting access to my account today.
The message when I try to log in is the following;

Something went wrong. Please try again later.

Thanks,

delta_bravo · 02-03-2019 11:48pm

TiGeR KiNgS wrote: »

Hi All,

Can someone check if DeGiro online is working for them today ?

I am not getting access to my account today.
The message when I try to log in is the following;

Something went wrong. Please try again later.

Thanks,

Working for me

TiGeR KiNgS · 03-03-2019 12:26am

delta_bravo wrote: »

Working for me

Yeah its back working for me now. Thanks

Sabre Man · 04-03-2019 11:55pm

CardinalJ wrote: »

Does anyone know how long it takes for Degiro to verify your account details?

I think it took 3-4 days for me but that was in 2015 so things may have changed.

Naos · 05-03-2019 10:00am

Anyone having issues transferring money?

Made a transfer from my AIB account to Degiro last night but the money ended up being refunded to my AIB account today.

delta_bravo · 05-03-2019 10:29am

Naos wrote: »

Anyone having issues transferring money?

Made a transfer from my AIB account to Degiro last night but the money ended up being refunded to my AIB account today.

They changed accounts I think within the last year. I got caught the same way. Did you update their details?

AlmightyCushion · 27-03-2019 9:47pm

I received some dividends in USD yesterday but they are staying on my portfolio as USD MMF. Any idea how I change them to Euro? I have Auto FX turned on so I thought that would automatically exchange them into Euro when I got paid them but it didn't happen for some reason.

Sabre Man · 27-03-2019 9:52pm

AlmightyCushion wrote: »

I received some dividends in USD yesterday but they are staying on my portfolio as USD MMF. Any idea how I change them to Euro? I have Auto FX turned on so I thought that would automatically exchange them into Euro when I got paid them but it didn't happen for some reason.

Are they upcoming dividends or have you already received them in your account?

AlmightyCushion · 27-03-2019 10:51pm

Sabre Man wrote: »

Are they upcoming dividends or have you already received them in your account?

I have already recieved them, they're in my account.

TiGeR KiNgS · 28-03-2019 12:13am

They will be converted in the next few days automatically.

Outvestor · 30-03-2019 2:09pm

Is DeGiro the best platform to use investing in stocks in Ireland?

Are there are con's to the platform?

dotsman · 30-03-2019 8:45pm

Outvestor wrote: »

Is DeGiro the best platform to use investing in stocks in Ireland?

To be honest, it is the only one (especially for small investors). It is in a completely different league for pricing compared to the traditional ones when it comes to people who want to invest thousands and tens of thousands.

Outvestor wrote: »

Are there are con's to the platform?

Nothing major stands out.

Taylor365 · 31-03-2019 12:57pm

Not actually owning the stocks you buy maybe....

Shai · 31-03-2019 1:10pm

Taylor365 wrote: »

Not actually owning the stocks you buy maybe....

that's why you use a custody account

Taylor365 · 31-03-2019 9:11pm

Shai wrote: »

that's why you use a custody account

And lose out on a slice of all your dividends too!

Shai · 31-03-2019 10:01pm

Taylor365 wrote: »

And lose out on a slice of all your dividends too!

you're correct. I forgot about the dividend processing fee detailed in https://www.degiro.ie/data/pdf/ie/IE_Feeschedule_CUSTODY.pdf.

sharky86 · 01-04-2019 9:57pm

too much choice!!! I have no idea where to start with DeGiro -what how to buy etc.

tesla38 · 02-04-2019 5:19pm

Taylor365 wrote: »

Not actually owning the stocks you buy maybe....

Hi,
Can you explain to a newbie about owning stock?who does?also what about custody and tax on dividend?
thanks

Using DeGiro

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