Housing crisis solution

ygolometsipe · 05-09-2018 06:17PM #1

How about all us renters move to a cheap to live country like thailand for about 1-2 years.

Nobody pays anyone elses mortgage. Unless their rich, they default, we all come back and get morgages for ourselves.

I call it reverse exploitation.

begbysback · 05-09-2018 06:21PM

So what you saying is, you can't afford a mortgage so you rent, you are then going to move to Thailand to spend all of your savings, then miraculously return with enough money to get a mortgage

Can't see any flaws there....

zl1whqvjs75cdy · 05-09-2018 06:22PM

Defaulting doesn't lead to repossession here so you're ****ed.

Noveight · 05-09-2018 06:23PM

Plan is fairly flawed, apart from the savings you'd make on hookers.

Great value for money in Thailand... Or so I'm told.

ToddyDoody · 05-09-2018 06:31PM

I'd propose caravans. Get em cheap (used) over the net and let the homeless be on their way.

Your Face · 05-09-2018 06:33PM

I've a solution to the housing crisis - build more houses.

Apiarist · 05-09-2018 06:36PM

ToddyDoody wrote: »

I'd propose caravans.

Or renters can build shacks for themselves and live there until rents come down!

160525133401-paraisopolis-rugby-para-todos-exlarge-169.jpg

Seth Brundle · 05-09-2018 06:37PM

Your Face wrote: »

I've a solution to the housing crisis - build more houses.

Yaay more urban sprawl with poor transport and facilities.

Your Face · 05-09-2018 06:43PM

Seth Brundle wrote: »

Yaay more urban sprawl with poor transport and facilities.

You assume too much.

Feisar · 05-09-2018 07:13PM

Your Face wrote: »

I've a solution to the housing crisis - build more houses.

That won't happen in a bubble though. The people that build them, the actual trades will be on high wages due to the cost of their rent/mortgage, therefore meaning they will be building expensive houses. The matierials used wont pop out of the sky, similar situation there.

dxhound2005 · 05-09-2018 07:18PM

Your Face wrote: »

I've a solution to the housing crisis - build more houses.

There are plenty of houses. So many in fact that 176,000 people have more than one. Property Tax statistics for 2017.

https://www.revenue.ie/en/corporate/documents/statistics/lpt/local-property-tax-2017.pdf

Multiple Property Owners

There are around 176,000 individuals and other entities that are designated liable persons for two or more properties (this covers 551,000 properties). Properties owned by LocalAuthorities and approved housing bodies are excluded from the analysis.

Ray Palmer · 05-09-2018 07:47PM

dxhound2005 wrote: »

There are plenty of houses. So many in fact that 176,000 people have more than one. Property Tax statistics for 2017.

https://www.revenue.ie/en/corporate/documents/statistics/lpt/local-property-tax-2017.pdf

Multiple Property Owners

There are around 176,000 individuals and other entities that are designated liable persons for two or more properties (this covers 551,000 properties). Properties owned by LocalAuthorities and approved housing bodies are excluded from the analysis.

I own more than one property but as I rent them out they have a higher occupancy rate than privately owned property in the area. Rented property always has a higher occupancy because people rent the space they need while people who buy do so for what they may need and then keep it longer than the need they have.

Bubbaclaus · 05-09-2018 07:50PM

dxhound2005 wrote: »

There are plenty of houses. So many in fact that 176,000 people have more than one. Property Tax statistics for 2017.

https://www.revenue.ie/en/corporate/documents/statistics/lpt/local-property-tax-2017.pdf

Multiple Property Owners

There are around 176,000 individuals and other entities that are designated liable persons for two or more properties (this covers 551,000 properties). Properties owned by LocalAuthorities and approved housing bodies are excluded from the analysis.

You do realise the vast vast majority of those extra houses are being rented to people that , you know, rent?

Landlords have to live somewhere.

dxhound2005 · 05-09-2018 07:53PM

Bubbaclaus wrote: »

You do realise the vast vast majority of those extra houses are being rented to people that , you know, rent?

Landlords have to live somewhere.

I have no way of knowing that. But as 121,000 of the 176,000 multiple owners have only 2 houses, I am making the assumption that a lot of them are holiday homes. Which could be used to house the homeless.

Bubbaclaus · 05-09-2018 07:59PM

dxhound2005 wrote: »

I have no way of knowing that. But as 121,000 of the 176,000 multiple owners have only 2 houses, I am making the assumption that a lot of them are holiday homes. Which could be used to house the homeless.

Why are you assuming that over them being a landlord with 1 rental property?

dxhound2005 · 05-09-2018 08:02PM

Bubbaclaus wrote: »

Why are you assuming that over them being a landlord with 1 rental property?

There is bound to be some of both. I said a lot of them. The holiday homes could be used to house the homeless.

Ray Palmer · 05-09-2018 08:05PM

dxhound2005 wrote: »

I have no way of knowing that. But as 121,000 of the 176,000 multiple owners have only 2 houses, I am making the assumption that a lot of them are holiday homes. Which could be used to house the homeless.

It's a ridiculous assumption

dxhound2005 · 05-09-2018 08:06PM

It is a quicker solution to use existing empty properties than to wait for new ones to be built.

gctest50 · 05-09-2018 08:07PM

dxhound2005 wrote: »

There are plenty of houses..........

There'll be a lot more soon :

Plug n play housing

http://www.thejournal.ie/modular-homes-dublin-city-council-housing-4220629-Sep2018

Dublin City Council issues €1bn tender for factory-built homes in effort to reduce social housing list

The council has plans to construct around 1,000 rapid-build homes at different locations throughout the city

dxhound2005 · 05-09-2018 08:11PM

There are 200,000 empty houses in the country.

https://www.irishmirror.ie/news/irish-news/theres-200000-empty-homes-ireland-11915348

colm_mcm · 05-09-2018 08:16PM

dxhound2005 wrote: »

It is a quicker solution to use existing empty properties than to wait for new ones to be built.

You can rev up and **** off if you think those that worked for a holiday home should have to give it up so some randomer who’s probably never done a tap of work in their life.

Franz Von Peppercorn · 05-09-2018 08:17PM

Your Face wrote: »

I've a solution to the housing crisis - build more houses.

Too radical.

Franz Von Peppercorn · 05-09-2018 08:19PM

colm_mcm wrote: »

You can rev up and **** off if you think those that worked for a holiday home should have to give it up so some randomer who’s probably never done a tap of work in their life.

Well just give the houses to tax paying PAYE renters. For a nominal sum.

Wheeliebin30 · 05-09-2018 08:19PM

gctest50 wrote: »

There'll be a lot more soon :

Plug n play housing

http://www.thejournal.ie/modular-homes-dublin-city-council-housing-4220629-Sep2018

The left want 100’000 social houses.

Does that mean the tax payer would have to fork out 100 billion for the sponger class brigade???

You have got to be kidding.

Ray Palmer · 05-09-2018 08:19PM

dxhound2005 wrote: »

There are 200,000 empty houses in the country.

https://www.irishmirror.ie/news/irish-news/theres-200000-empty-homes-ireland-11915348

How many people are in nursing homes? They can't rent the property out in that case.

Are you suggesting the state just seize the properties from people?

PWEI · 05-09-2018 08:21PM

There are 12 rooms/properties to rent in Castleknock on Daft altogether.
There are 29 rooms/properties in Castleknockon Air BnB.
It's not the main reason why there is a housing crisis but it is one of the main reasons why there is a shortage of rental rooms in the capital.
In Berlin as soon as locals were having difficulty finding rental accomadaiton & rents started increasing, they banned Air BnB.
It wouldn't solve the housing crisis but it would certainly free up a lot of rooms to rent.
But I doubt this government will do anything about Air BnB as so many TD's are also landlords so its in their interest to keep properties prices & rents high.

05-09-2018 08:25PM

ygolometsipe wrote:

Nobody pays anyone elses mortgage. Unless their rich, they default, we all come back and get morgages for ourselves.

You've missed the most important part. There is a housing shortage. Unless by the time you come back (with no money) there is a massive increase in the amount of housing you'll return to the same situation.

Wheeliebin30 · 05-09-2018 08:25PM

PWEI wrote: »

There are 12 rooms/properties to rent in Castleknock on Daft altogether.
There are 29 rooms/properties in Castleknockon Air BnB.
It's not the main reason why there is a housing crisis but it is one of the main reasons why there is a shortage of rental rooms in the capital.
In Berlin as soon as locals were having difficulty finding rental accomadaiton & rents started increasing, they banned Air BnB.
It wouldn't solve the housing crisis but it would certainly free up a lot of rooms to rent.
But I doubt this government will do anything about Air BnB as so many TD's are also landlords so its in their interest to keep properties prices & rents high.

1 in 5 are landlords,

It’s hardly a huge amount to put your tinfoil hat on.

Most landlords are selling because the government has made it impossible with tax, rent caps, no way of getting a tenant out who doesn’t pay etc.

Away to the conspiracy theory forum with you.

dxhound2005 · 05-09-2018 08:25PM

Ray Palmer wrote: »

How many people are in nursing homes? They can't rent the property out in that case.

Are you suggesting the state just seize the properties from people?

I have detected a great groundswell of sympathy for the homeless. I think that 10,000 of those people with an empty house would be willing to give them over to such a good cause.

begbysback · 05-09-2018 08:25PM

I love the Germans - they don't mess about

Ray Palmer · 05-09-2018 08:36PM

dxhound2005 wrote: »

I have detected a great groundswell of sympathy for the homeless. I think that 10,000 of those people with an empty house would be willing to give them over to such a good cause.

You are daft as a brush. Not going to happen why should only some people hand over a valuable asset

Housing crisis solution

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