Car insurance for driver with 0% ncb

tedwilson08 · 20-08-2018 03:06PM #1

Hi All,

I'm 50 and buying a second-hand car. I have a full licence but haven't had a policy for about 10 years. Which insurers will insure me? Thanks. TW

Henry Ford III · 20-08-2018 03:59PM

Potentially all of them. Ring around.

garv123 · 20-08-2018 04:02PM

tedwilson08 wrote: »

Hi All,

I'm 50 and buying a second-hand car. I have a full licence but haven't had a policy for about 10 years. Which insurers will insure me? Thanks. TW

Add 2 family members/ friends with a good NCB and no points, as named drivers.
you'll save 3-600

jay48 · 20-08-2018 04:04PM

Try kennco, 123 put me on to them when I was in a similar position as yourself and was having trouble getting a quote.

tedwilson08 · 20-08-2018 04:22PM

jay48 wrote: »

Try kennco, 123 put me on to them when I was in a similar position as yourself and was having trouble getting a quote.

Thanks. They have to give me a call back but just got a quote of e2800 from firstireland

stanley1989 · 20-08-2018 04:31PM

Its4women were the chespest for me .. Driving a small engined car will also reduce cost quite abit .. Insurance companys in Ireland are gready gits best of luck op

tedwilson08 · 20-08-2018 05:35PM

jay48 wrote: »

Try kennco, 123 put me on to them when I was in a similar position as yourself and was having trouble getting a quote.

I forgot to ask - what price quote did you get from them compared to what you were originally quoted? Thanks

jay48 · 20-08-2018 06:38PM

tedwilson08 wrote: »

I forgot to ask - what price quote did you get from them compared to what you were originally quoted? Thanks

I can't remember off hand, I didn't get a car in the end, iirc I got a quote of around 2400 and kennco came in around 1400. If you get a years named driver on a policy it opens the door to get quoted from all the other companies.

tedwilson08 · 21-08-2018 09:44AM

jay48 wrote: »

I can't remember off hand, I didn't get a car in the end, iirc I got a quote of around 2400 and kennco came in around 1400. If you get a years named driver on a policy it opens the door to get quoted from all the other companies.

Thanks again. But I'm confused as to the logic of it making my insurance cheaper if I just put a named driver on my policy. After all, it's still me driving the car.

garv123 · 21-08-2018 10:28AM

tedwilson08 wrote: »

Thanks again. But I'm confused as to the logic of it making my insurance cheaper if I just put a named driver on my policy. After all, it's still me driving the car.

If you have 2 named drivers there's a chance they'll be driving the car, so less chance of you driving, so less risk.

Trust me it 100% works.

I have my mother and gf on mine and it reduces it,

a friend came home from the UK recently and wanted insurance. No company would recognize her no claims in the UK because it was a company car, and wanted €1200, added 2 named drivers and it was down to 700

tedwilson08 · 21-08-2018 11:00AM

garv123 wrote: »

If you have 2 named drivers there's a chance they'll be driving the car, so less chance of you driving, so less risk.

Trust me it 100% works.

I have my mother and gf on mine and it reduces it,

a friend came home from the UK recently and wanted insurance. No company would recognize her no claims in the UK because it was a company car, and wanted €1200, added 2 named drivers and it was down to 700

Wow! I can put a mate and uncle on mine with 10+ years ncb. It doesn't seem to matter to the insurers that the added drivers don't live with me, no?

garv123 · 21-08-2018 12:03PM

tedwilson08 wrote: »

Wow! I can put a mate and uncle on mine with 10+ years ncb. It doesn't seem to matter to the insurers that the added drivers don't live with me, no?

Nope it doesn't

You can get a 10% discount with some people if someone in the house has a policy with them too tho.

Skatedude · 21-08-2018 12:33PM

garv123 wrote: »

Nope it doesn't

You can get a 10% discount with some people if someone in the house has a policy with them too tho.

I have my uncle and mothers friend as named drivers on her policy, no issue that they had different addresses. Is this a condition of some companies?

Car insurance for driver with 0% ncb

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