Mortgage deposit

Robbie_G · 09-11-2016 03:13PM #1

Hi

Before i speak to mortgage advisor i have a quick question i cant get clear answer online .
Do you except a deposit that was gifted from family ?

Bank of Ireland: Elaine · 09-11-2016 04:19PM

Good Afternoon Robbie_G,

Thanks for getting in contact with us here on Boards.ie.

Yes we will accept a gift as part of a deposit. As part of the mortgage application assessment we will need to see evidence of repayment capacity and this generally includes regular savings and or rent paid for a period. Every application is different and it's worthwhile having a chat with one of our mortgage adviser to see what options are available.

You can contact our team by Facetime /Skype, request a call back or even book an appointment in your local branch here on the wesbite.

I hope this helps and if you need anything else, please don't hesitate to contact us again.

Elaine

Robbie_G · 09-11-2016 04:42PM

Bank of Ireland: Elaine wrote: »

Good Afternoon Robbie_G,

Thanks for getting in contact with us here on Boards.ie.

Yes we will accept a gift as part of a deposit. As part of the mortgage application assessment we will need to see evidence of repayment capacity and this generally includes regular savings and or rent paid for a period. Every application is different and it's worthwhile having a chat with one of our mortgage adviser to see what options are available.

You can contact our team by Facetime /Skype, request a call back or even book an appointment in your local branch on the wesbite.

I hope this helps and if you need anything else, please don't hesitate to contact us again.

Elaine

That helps alot thank you

Bank of Ireland: Elaine · 09-11-2016 04:45PM

You're more than welcome Robbie_G

Best of luck with your new home.

Elaine

Mortgage deposit

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