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Uk replace student grants with loans

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Comments

  • #2
    The_Valeyard
    Closed Accounts Posts: 12,452 ✭✭✭✭The_Valeyard


    This coming from people who probably benefited from free education. Or the elites who never have to worry about needing a loan or having debt.


    This could just add more debt to poorer families and students.


  • #3
    Speedwell
    Registered Users, Registered Users 2 Posts: 3,809 ✭✭✭Speedwell


    Because we can all see how well the student loan system works in the US :P


  • #4
    silverharp
    Registered Users, Registered Users 2 Posts: 18,853 ✭✭✭✭silverharp


    the main problem I see is that third level eductation costs will explode and just get trousered by University staff. Otherwise think carefully about what you study , medicine law or Stem and you might get your money back, do some useless communications degree and you will be dragging an anchor for a decade after you leave college

    A belief in gender identity involves a level of faith as there is nothing tangible to prove its existence which, as something divorced from the physical body, is similar to the idea of a soul. - Colette Colfer



  • #5
    irish_goat
    Moderators, Recreation & Hobbies Moderators Posts: 6,005 Mod ✭✭✭✭irish_goat


    My family made more than £25,000 but with 4 wains in the house there was no way my parents could afford to put us through uni themselves, hence we had to get loans/part-time jobs. Don't see why it should be different for anyone else.


  • #6
    mr.anonymous
    Registered Users, Registered Users 2 Posts: 481 ✭✭mr.anonymous


    Tories know the cost of everything and the value of nothing.


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  • #7
    Speedwell
    Registered Users, Registered Users 2 Posts: 3,809 ✭✭✭Speedwell


    irish_goat wrote: »
    My family made more than £25,000 but with 4 wains in the house there was no way my parents could afford to put us through uni themselves, hence we had to get loans/part-time jobs. Don't see why it should be different for anyone else.

    I expect if you gave it a little compassionate thought, you could see why.


  • #8
    Water John
    Registered Users, Registered Users 2 Posts: 21,997 ✭✭✭✭Water John


    We might as well do away with free second level and national school too. Lets even reverse the free playschool 2 years.
    Its all about money, not investing in people. Isn't that the way we should go?


  • #9
    irish_goat
    Moderators, Recreation & Hobbies Moderators Posts: 6,005 Mod ✭✭✭✭irish_goat


    Speedwell wrote: »
    I expect if you gave it a little compassionate thought, you could see why.

    I gave it compassionate thought when I was forced to spend every weekend working whilst those living off grants could spend their time studying or partying.


  • #10
    Alf Stewart.
    Closed Accounts Posts: 4,789 ✭✭✭Alf Stewart.


    I only finished paying mine off a few years ago.

    Was a nice feeling seeing its disappearance from the salary slip.


  • #11
    The Backwards Man
    Closed Accounts Posts: 18,299 ✭✭✭✭The Backwards Man


    Reading, writing and counting should be free to learn.

    If you want to learn how many million years old the pebble you found on the beach is or about the importance of mis en scene in the Maltese Falcon you can pay for it yourself.


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  • #12
    Water John
    Registered Users, Registered Users 2 Posts: 21,997 ✭✭✭✭Water John


    I think your Moniker says it all.
    Education is a key cornerstone for the future of both the people and the country.


  • #13
    Fleawuss
    Closed Accounts Posts: 2,681 ✭✭✭Fleawuss


    The Backwards Man wrote: »
    Reading, writing and counting should be free to learn.

    If you want to learn how many million years old the pebble you found on the beach is or about the importance of mis en scene in the Maltese Falcon you can pay for it yourself.

    The age of the pebble is useful scientific knowledge. Otherwise, spot on.


  • #14
    osarusan
    Registered Users, Registered Users 2 Posts: 17,059 ✭✭✭✭osarusan


    Tories must be heartbroken, brexit made them do it, no matter when it was decided.


  • #15
    LordSutch
    Closed Accounts Posts: 12,069 ✭✭✭✭LordSutch


    Specialun wrote: »
    Uk replace student grants with loans

    http://www.bbc.com/news/education-36940172?ocid=socialflow_twitter&ns_mchannel=social&ns_campaign=bbcnews&ns_source=twitter

    A better translation might be "Universities in England to replace student grants with loans".

    Scottish, Welsh and NI Universitis are not mentioned, therefore using 'UK' is a misleding.


  • #16
    Dirty Dingus McGee
    Closed Accounts Posts: 7,631 ✭✭✭Dirty Dingus McGee


    It cost me €2,000.00 per year to attend NUI Maynooth and that covered everthing I needed Registration Fee,Books and Transport costs.I got a grant for about £1,000.00 one year. Thats the way it should be.Crippling people with expenses for educating themselves is almost a puishment for trying to improve yourself.If secondary education is free (despite it not being so in the past) why shouldn't third level be relatively inexpensive aswell.


  • #17
    [Deleted User]
    Posts: 4,896 ✭✭✭ [Deleted User]


    irish_goat wrote: »
    I gave it compassionate thought when I was forced to spend every weekend working whilst those living off grants could spend their time studying or partying.

    Hold on a minute, isn't that you are meant to do at 3rd level? God, this morbid attitude of wanting to shove people as quickly as possible into a lifetime of work & debt. People are only young once. Let them them enjoy it as much as they can.


  • #18
    irish_goat
    Moderators, Recreation & Hobbies Moderators Posts: 6,005 Mod ✭✭✭✭irish_goat


    Deleted User wrote: »
    Hold on a minute, isn't that you are meant to do at 3rd level? God, this morbid attitude of wanting to shove people as quickly as possible into a lifetime of work & debt. People are only young once. Let them them enjoy it as much as they can.

    Yes, difference being I couldn't afford to go to uni without working as I didn't qualify for a grant.


  • #19
    FishOnABike
    Registered Users, Registered Users 2 Posts: 5,364 ✭✭✭FishOnABike


    [sarcasm]I can see this ending well.[/sarcasm]

    Are graduate salaries going to be increased in line with the loan repayment costs ? I very much doubt it.

    I can see it being beneficial to go bankrupt a year or two after graduating (particularly in jurisdictions which have a one year bankruptcy regeime).


  • #20
    [Deleted User]
    Posts: 4,896 ✭✭✭ [Deleted User]


    irish_goat wrote: »
    Yes, difference being I couldn't afford to go to uni without working as I didn't qualify for a grant.

    Unfortunate in your case, but it doesn't mean the grants system is wrong though. Those who go on to employment will pay back way more in taxation to the state over their working lives than they took in grants.


  • #21
    Austria!
    Registered Users, Registered Users 2 Posts: 1,437 ✭✭✭Austria!


    Why should we pay for their education? It's not like society at large gets any benefit, culturally or economically, from having a well educated population.


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  • #22
    PopePalpatine
    Registered Users, Registered Users 2 Posts: 12,222 ✭✭✭✭PopePalpatine


    FishOnABike wrote: »
    [sarcasm]I can see this ending well.[/sarcasm]

    Are graduate salaries going to be increased in line with the loan repayment costs ? I very much doubt it.

    I can see it being beneficial to go bankrupt a year or two after graduating (particularly in jurisdictions which have a one year bankruptcy regeime).
    I recall that student loans are one of the few debts you CAN'T walk away from in the USA, I wouldn't put it past the UK to have a similar law, probably brought in during Thatcher's rule.


  • #23
    steddyeddy
    Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    I would rather they put third level on the individual and pump more funding second and primary level education.


  • #24
    Water John
    Registered Users, Registered Users 2 Posts: 21,997 ✭✭✭✭Water John


    I presume Austria, your tongue is very firmly lodged in your cheek.


  • #25
    Your Face
    Closed Accounts Posts: 7,275 ✭✭✭Your Face


    Austria! wrote: »
    Why should we pay for their education? It's not like society at large gets any benefit, culturally or economically, from having a well educated population.

    Ahahhahaahaaahaaaa.


  • #26
    xLisaBx
    Registered Users, Registered Users 2 Posts: 901 ✭✭✭xLisaBx


    I always thought that the courses with pretty much guaranteed jobs, with professions that the country needs, should be free. Things like nursing, medicine, physio, computer science (all courses with high employment) should be funded because they will spend 40 years paying it back in high tax brackets anyway.
    Why should the government fund theology with women's rights or the likes of it, with next to no employment? These people probably won't be paying it back in a high tax bracket.


  • #27
    Water John
    Registered Users, Registered Users 2 Posts: 21,997 ✭✭✭✭Water John


    Not sure how to police that. Lisa?


  • #28
    padd b1975
    Registered Users, Registered Users 2 Posts: 10,910 ✭✭✭✭padd b1975


    Austria! wrote: »
    Why should we pay for their education? It's not like society at large gets any benefit, culturally or economically, from having a well educated population.

    Exactly.

    There's a staggering amount of bullcrap courses in all third level colleges that really shouldn't be subsidised by the taxpayer.


  • #29
    Iwasfrozen
    Registered Users, Registered Users 2 Posts: 16,250 ✭✭✭✭Iwasfrozen


    Good news, colleges have been suffering from lack of funding for years. Student loans will increase the college's intake while motivating students to work hard at worthwhile degrees.


  • #30
    steddyeddy
    Registered Users, Registered Users 2 Posts: 27,565 ✭✭✭✭steddyeddy


    It's worth nothing that Brexit will make it a lot more expensive to run universities in the UK than it will in Ireland. So this is not something we need to introduce yet.


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  • #31
    [Deleted User]
    Posts: 17,847 ✭✭✭✭ [Deleted User]


    I have always felt that a loan system would be better than the current grant one. There is a Hell of a lot of waste. If for example, a Clonmel Leaving Cert student has a course in mind that is available in Clonmel, but they want to do the same course in Dublin, then they should not be allowed receive a grant, assuming they are eligible for one. If students have to borrow and pay back over a number of years, it might focus their minds and lead to fewer dropouts.


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