Insuring a UK plate in Ireland before I will buy it from UK

boy2litle · 22-07-2016 11:44AM #1

Hi,

I want to buy a car from UK. I've agreed with the seller when I will be there to get the car. I will be my first car, so for the moment I do not have a car insurance in Ireland. But I want to know couple of things:

1. BEFORE ARRIVE IN IRELAND

1.a) After I'll buy it, I will be able to drive it through UK in order to get to Holyhead, UK to get the ferry?

1.b) Should I have a temporary car insurance for couple of days made in UK?

1.c) Will I be able to do that, due to the fact I reside here in Ireland, not in UK?

2. AFTER I WILL ARRIVE IN IRELAND

2.a) After I will get off from the ferry, will I be able to drive the car to my home?
2.b) It's possible in a way or another to have an irish car insurance before I will arrive back in Ireland? Or I will be able to use the temporary one from UK?
2.c) It will be available here, in Ireland, till I will registered the vehicle to Revenue?
2.d) There are some people that told me, that you should leave the car in the port, till you will pay all the taxes and registered the vehicle, is it right?

3. WHAT TAXES AND HOW MUCH - FOR REGISTRATION THE CAR IN IRELAND
3.a) What taxes and how can I find what will be the amount for every tax that I should pay in order to registered this vehicle (Vauxhall Astra 1.3 CDTI, year 2005, 130.000 miles, hatchback) here. I know that's a calculator for VRT on Revenue's website, but what about the other taxes?
3.b) Can a make an appointment for NCT before I will have the irish registration plates?

4. CAR INSURANCE IN IRELAND FOR CAR FIRST REGISTERED OUTSIDE OF IRELAND
4.a) The car insurance for this kind of car, it will be different as price? Is it important car the car insurance company in what country it was for the first time registered the car?
4.b) Can I have a long term car insurance before a have the Irish plates, using the UK registration plates?

Thank you guys!

Sam Russell · 22-07-2016 12:01PM

If you buy a car in the UK, the Motor Tax is cancelled and you have to tax it your self. You get the unused portion back (min one month must be paid). They have NPR camera everywhere, particularly in N Wales, so you need a valid tax paid, and current MOT.

Your best bet would be to get a friend with insurance to collect, transferring their insurance for the journey.

Irish insurance will cover the car with UK or Irish plates.

VRT and motor tax are the only taxes. You will need an NCT as well.

boy2litle · 22-07-2016 02:15PM

I should not pay customs (in the port maybe, when enter for the first time in the country) for the car before get it home?

bazz26 · 22-07-2016 02:18PM

OP it sounds like you have done no research on importing a car from the UK. You have 7 days from bringing the car into the country, to get a VRT inspection appointment at your local NCT centre. Once they inspect it they will give you a VRT figure, you pay that amount and they then issue you with an Irish registration number. You can then tax the car a few days later online and they will send you out an Irish log book for it.

Are you getting the car inspected over there before you buy it?

dodzy · 22-07-2016 02:25PM

The absolute first thing you should be doing is getting prices for insurance.
1st car.
I hope you're sitting down when you are making the enquiries.

millington · 22-07-2016 02:29PM

boy2litle wrote: »

I should not pay customs (in the port maybe, when enter for the first time in the country) for the car before get it home?

No customs from the UK as it's still in the EU

boy2litle · 22-07-2016 04:20PM

bazz26 wrote: »

OP it sounds like you have done no research on importing a car from the UK. You have 7 days from bringing the car into the country, to get a VRT inspection appointment at your local NCT centre. Once they inspect it they will give you a VRT figure, you pay that amount and they then issue you with an Irish registration number. You can then tax the car a few days later online and they will send you out an Irish log book for it.

Are you getting the car inspected over there before you buy it?

I will just buy it. I also need to do some small repairs on it. The flywheel is rattleing when the engine is ticking over. The actual owner says that it has been like this since he have owned the vehicle and hasn't caused a problem. The rear seat stitching is splitting. The windscreen has a large crack on the passenger side.

I think that those can be some issue for getting an NCT.

Sam Russell · 22-07-2016 05:24PM

boy2litle wrote: »

I will just buy it. I also need to do some small repairs on it. The flywheel is rattleing when the engine is ticking over. The actual owner says that it has been like this since he have owned the vehicle and hasn't caused a problem. The rear seat stitching is splitting. The windscreen has a large crack on the passenger side.

I think that those can be some issue for getting an NCT.

If the car does not have a valid MOT cert, then you will have difficulties getting it VRted - not to mention taxing it in the UK before you leave..

If the flywheel is loose, then ask yourself why has the current owner not had it fixed. Do you happen to know how long he has owned it - it probably caused him no problems because he never drove it. Check the MOT history of the vehicle. [Just google MOT history].
Click here

I would be very careful buying a car with known faults in a far away place.

tossy · 22-07-2016 05:36PM

LIGHTNING wrote: »

Where are you getting that from? I have never been asked for anything to do with the MOT cert when registering a car here.

An imported car now needs to have passed the equivalent of an NCT in it's country of origin.

wonski · 22-07-2016 05:41PM

First car bought in UK, with rattling flywheel and cracked windscreen.

What is so special about this car to even consider buying it?

I know it doesn't answer your question, but I am curious why do you want to do it without doing any math before bringing this car here?

Sam Russell · 22-07-2016 05:43PM

LIGHTNING wrote: »

Where are you getting that from? I have never been asked for anything to do with the MOT cert when registering a car here.

What kind of examination is carried out at an NCTS centre? What paperwork do I need relating to the vehicle?
The NCTS examination has two separate parts. The first part is to ensure that the documentation presented at registration is complete and fulfils the requirements of registration.

The second is to verify that the vehicle details described in the paperwork matches the vehicle to identify the vehicle accurately for taxation purposes and to ascertain that the vehicle meets the definition of a 'mechanically propelled vehicle' provided for in VRT legislation i.e.

has been designed and constructed for road use,
has a certificate of conformity to the required European Community standard,
is intended to be driven by a mechanical/electrical means or by a combination of both mechanical and electrical means, and
is at the time of presentation of registration capable of being driven.

I always assumed that this meant it had a valid NCT (MOT). Maybe I am wrong.

wonski · 22-07-2016 05:44PM

tossy wrote: »

An imported car now needs to have passed the equivalent of an NCT in it's country of origin.

That's just plain stupidity if true.

So a car needs to have mot to be eligible for nct

tossy · 22-07-2016 05:47PM

wonski wrote: »

That's just plain stupidity if true.

So a car needs to have mot to be eligible for nct

No. It needs to have one to be eligible for VRT and a VRT inspection, it needs to be registered here to be eligible for an NCT lol

wonski · 22-07-2016 05:52PM

tossy wrote: »

No. It needs to have one to be eligible for VRT and a VRT inspection, it needs to be registered here to be eligible for an NCT lol

That's what I meant, eventually all cars need to be tested here so what do they need the mot for ?

boy2litle · 22-07-2016 05:54PM

Sam Russell wrote: »

If the car does not have a valid MOT cert, then you will have difficulties getting it VRted - not to mention taxing it in the UK before you leave..

If the flywheel is loose, then ask yourself why has the current owner not had it fixed. Do you happen to know how long he has owned it - it probably caused him no problems because he never drove it. Check the MOT history of the vehicle. Just google MOT history.
Click here.

I would be very careful buying a car with known faults in a far away place.

the owner it says that the Mot until december. Thank your for the infos, it will help me alot. I will check for sure the MOT history.

tossy · 22-07-2016 05:55PM

wonski wrote: »

That's what I meant, eventually all cars need to be tested here so what do they need the mot for ?

Did i make the rule ?

Sam Russell · 22-07-2016 05:57PM

wonski wrote: »

That's what I meant, eventually all cars need to be tested here so what do they need the mot for ?

I would imagine to stop the import of wrecks.

emeldc · 22-07-2016 05:59PM

As it happens I was looking on DD last night at '04, '05, '06 Astras. There's tons of them. Real nice one's, for under €1500. Why on earth would you buy a broken one in England

.

boy2litle · 22-07-2016 06:56PM

wonski wrote: »

First car bought in UK, with rattling flywheel and cracked windscreen.

What is so special about this car to even consider buying it?

I know it doesn't answer your question, but I am curious why do you want to do it without doing any math before bringing this car here?

I can tell you why. The car the I will buy it is an Vauxhall Astra (MK5) 1.3 cdti, diesel, december 2005, hatchback, around 140 000 miles, in 5 doors and I will have it for just 500 euros. I'm aware that because I have to bring in Dublin, and make it pass the NCT, also to pay the VRT (337 euro), is still a good price.

For me to find here something similar around 1200-1300 with NCT it was impossible. It's true there are some things to improve on it, but still, those kind of cars you can get them in here around 3500 euros.

In my opinion it will be a good deal. What do you think?

wonski wrote: »

That's just plain stupidity if true.

So a car needs to have mot to be eligible for nct

I think that he want to say about an equivalent of MOT in order be able to register here in Ireland, for Irish plates/VRT.

punisher5112 · 22-07-2016 06:59PM

boy2litle wrote: »

I can tell you why. The car the I will buy it is an Vauxhall Astra (MK5) 1.3 cdti, diesel, december 2005, hatchback, around 140 000 miles, in 5 doors and I will have it for just 500 euros. I'm aware that because I have to bring in Dublin, and make it pass the NCT, also to pay the VRT (337 euro), is still a good price.

For me to find here something similar around 1200-1300 with NCT it was impossible. It's true there are some things to improve on it, but still, those kind of cars you can get them in here around 3500 euros.

In my opinion it will be a good deal. What do you think?

Have you added cost of repair and other potential service costs?

boy2litle · 22-07-2016 07:20PM

emeldc wrote: »

As it happens I was looking on DD last night at '04, '05, '06 Astras. There's tons of them. Real nice one's, for under €1500. Why on earth would you buy a broken one in England .

Great Emeldc, maybe you are write, but my last 2 week I spend searching this type of car, and it was impossible to find something similar.

Maybe I'm not the best searcher, maybe we do not use the same tools. Can you tell me where did you search? I had Doneal, Adverts, Facebook, Carzone and Carsireland and did not had luck at all.

I want this particular kind of car (see post above) because it will be my first insurance here in Ireland and I need the smallest diesile engine. Diesel because even cheaper that petrol. Also Astra MK5 2005 or 2006 because after 2-3 years an Astra MK 4 it will difficult to sell it for an upgrate. I want Opel because in my family I have persons who have Opel and they are glad by their choice.

Thank you for your reply!

boy2litle · 22-07-2016 07:27PM

punisher5112 wrote: »

Have you added cost of repair and other potential service costs?

Yes and is still OK. Maybe I'm wrong, can be possible, how much you will add if you will be in shoes for those problems? ("the flywheel is rattleing when the engine is ticking over.")

What do you think that can be? What can be the cost?
The flywheel on eBay is around 300 euros and the work of the guy that it will fix it.

Maybe later on I will change the windscreen, with an used one, but without scratches from a scrap yard. Do not know how much can be.

Skatedude · 22-07-2016 07:28PM

Have you actually gotten an insurance quote yet? It's a 05 so over 10 years old so some insurance companies wont touch it, And it's your first insurance in ireland?

Never, ever buy a car for Ireland without getting insurance quotes anymore as the industry is nuts atm.

bazz26 · 22-07-2016 08:32PM

boy2litle wrote: »

Yes and is still OK. Maybe I'm wrong, can be possible, how much you will add if you will be in shoes for those problems? ("the flywheel is rattleing when the engine is ticking over.")

What do you think that can be? What can be the cost?
The flywheel on eBay is around 300 euros and the work of the guy that it will fix it.

Maybe later on I will change the windscreen, with an used one, but without scratches from a scrap yard. Do not know how much can be.

It is recommended to change the clutch with the flywheel as it saves you on labour. You could be looking at around €800 or a bit more for a clutch and flywheel kit fitted by an indy. So €500 + €340 VRT + €800 clutch and flywheel + €300 for flights/ferry/fuel = €1940. Then you probably have spend more to get it through the NCT.

emeldc · 22-07-2016 09:25PM

OP, i didn't notice it was a 1.3 d you had your eye on. Not many of them around right enough. But unless you're going to be doing high mileage there is little to gain if any over a petrol model. That windscreen will have to be fixed for the NCT as well. I can't see how bringing a car of that calibre back from England will be of any benefit to you. Oh yea, and you really need to check the insurance. If you are under 25 you could be looking at anywhere between €3k and €6k.

wonski · 22-07-2016 09:43PM

boy2litle wrote: »

I can tell you why. The car the I will buy it is an Vauxhall Astra (MK5) 1.3 cdti, diesel, december 2005, hatchback, around 140 000 miles, in 5 doors and I will have it for just 500 euros. I'm aware that because I have to bring in Dublin, and make it pass the NCT, also to pay the VRT (337 euro), is still a good price.

For me to find here something similar around 1200-1300 with NCT it was impossible. It's true there are some things to improve on it, but still, those kind of cars you can get them in here around 3500 euros.

In my opinion it will be a good deal. What do you think?

I think that he want to say about an equivalent of MOT in order be able to register here in Ireland, for Irish plates/VRT.

It is definitely not worth 3.5k here.

A guy I work with just bought 1.0 Seat Ibiza with full year nct for 500 euro. That's the kind of a car I would be aiming for if I was you.

Just because yours is 1.3 diesel doesn't mean it will be cheap to insure. I paid over 2k for insurance on 1.1 Seicento years ago as my first car.

CiniO · 22-07-2016 11:44PM

Sam Russell wrote: »

If the car does not have a valid MOT cert, then you will have difficulties getting it VRted

tossy wrote: »

An imported car now needs to have passed the equivalent of an NCT in it's country of origin.

That is totally wrong.

No need to have valid test from country of origin on imported car.

boy2litle · 23-07-2016 12:24AM

years a

emeldc wrote: »

OP, i didn't notice it was a 1.3 d you had your eye on. Not many of them around right enough. But unless you're going to be doing high mileage there is little to gain if any over a petrol model. That windscreen will have to be fixed for the NCT as well. I can't see how bringing a car of that calibre back from England will be of any benefit to you. Oh yea, and you really need to check the insurance. If you are under 25 you could be looking at anywhere between €3k and €6k.

I am 31, full Irish driving licence, I've passed the test in another EU country 9 years ago.

firestarter51 · 23-07-2016 12:39AM

No need for a current mot when paying the vrt
You also have 30 days to pay the vrt from when it's imported or have proof of where it was stored

Link

https://www.ncts.ie/1155

I think it's a mad idea getting that car from the uk, could be no end of problems
Fly wheel
Clutch
Windscreen
That could only be the start

Pick up a punto - Ibiza etc for a grand and off you go

wonski · 23-07-2016 01:10AM

boy2litle wrote: »

years a

I am 31, full Irish driving licence, I've passed the test in another EU country 9 years ago.

No no claim bonus equals big money. Do yourself a favour and pick a car here. There are cars worth bringing in but that one is not worth it imo.

boy2litle · 23-07-2016 09:07AM

wonski wrote: »

No no claim bonus equals big money. Do yourself a favour and pick a car here. There are cars worth bringing in but that one is not worth it imo.

Thank Wonski for you opinion. I will have a thought about it.

Insuring a UK plate in Ireland before I will buy it from UK

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