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Student bank accounts

  • 08-05-2003 12:02pm
    #1
    Repli
    Closed Accounts Posts: 3,322 ✭✭✭


    Can someone tell me the difference between a student account and a regular account.. you still get charged the €10/year ATM stamp duty.. you still get charged the €40/year for a student credit card.. even though it has a limit lower than most other credit cards..
    I'm with AIB at the moment.. you think they'd cut us students some slack..


Comments

  • #2
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Originally posted by Repli
    Can someone tell me the difference between a student account and a regular account.. you still get charged the €10/year ATM stamp duty.. you still get charged the €40/year for a student credit card.. even though it has a limit lower than most other credit cards..
    I'm with AIB at the moment.. you think they'd cut us students some slack..

    It's not up to AIB. The govt charge you the stamp duty. Whether you have a €100 or €100000 limit, the stamp duty is the same.


  • #3
    Repli
    Closed Accounts Posts: 3,322 ✭✭✭Repli


    Originally posted by BuffyBot
    It's not up to AIB. The govt charge you the stamp duty. Whether you have a €100 or €100000 limit, the stamp duty is the same.
    You're missing the point.. I thought the whole idea of student accounts was that they cost less.. and encourage the student to stay with the bank when they start working after college.. if I opened an ordinary bank account, I could get a credit card with a decent limit for the same price €40/year..


  • #4
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Originally posted by Repli
    You're missing the point.. I thought the whole idea of student accounts was that they cost less.. and encourage the student to stay with the bank when they start working after college.. if I opened an ordinary bank account, I could get a credit card with a decent limit for the same price €40/year..

    My point is that other benefits are given to students (discounted loans, no fees etc) - why should a bank pay your taxes as well?


  • #5
    hussey
    Registered Users, Registered Users 2 Posts: 6,240 ✭✭✭hussey


    You get free banking, not free taxes.


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