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Advice or Experiences needed

  • 14-03-2003 2:55pm
    #1
    yop
    Moderators, Home & Garden Moderators, Regional Midwest Moderators, Regional West Moderators Posts: 16,724 Mod ✭✭✭✭


    Quick summary

    Got rear-ended, damaged bumper, guy said he would pay not a problem, got guards to come, took all details.

    Got a quote and forwarded it to the guy to repair the damage. Asked him to forward the payment to me so that I could get the damage repaired, if not I would put it through his insurance.

    After 10 days no sign of cheque.

    So what do I do ?

    If I got through his insurance, what is the procedure.

    Thanks


Comments

  • #2
    Gmodified
    Closed Accounts Posts: 973 ✭✭✭Gmodified


    Well, contact him again and tell him that you are not going to wait much longer and will go through his insurance.


  • #3
    c0y0te
    Closed Accounts Posts: 931 ✭✭✭c0y0te


    Did u get him to admit 'guilt' in front of the cops? If so - they have a record, and therefore you can claim off HIS insurance, but he cannot claim of YOURS...

    That way you get a quote from garage, claim off his insurance company, get it fixed and it doesn't effect your no claims bonus (if you have one).

    Very same thing happend to me, and the scumbag tried to avoid paying so I sicked his own insurance company on him, and they had to pay up and then screw his premium etc.

    Serves 'em right. Tis one thing to be fair and decent, but quite another to be dumb about things. Take no chances, and take no prisoners..

    my advice, for what its worth.

    c0y0te


  • #4
    mike65
    Closed Accounts Posts: 88,972 ✭✭✭✭mike65


    As the above, make it clear that you'll
    be willing to go to his insurance
    company looking for costs if he's not quick.

    Mike.


  • #5
    yop
    Moderators, Home & Garden Moderators, Regional Midwest Moderators, Regional West Moderators Posts: 16,724 Mod ✭✭✭✭yop


    Thanks Lads

    Will do


  • #6
    Dave
    Closed Accounts Posts: 2,922 ✭✭✭Dave


    If you're rear ended isn't it the person who has ran into you at fault automatically? Or am I sorely mistaken?


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  • #7
    jamesd
    Registered Users, Registered Users 2 Posts: 3,464 ✭✭✭jamesd


    Originally posted by Dave
    If you're rear ended isn't it the person who has ran into you at fault automatically? Or am I sorely mistaken?

    Most of the time but not always!!


  • #8
    mike65
    Closed Accounts Posts: 88,972 ✭✭✭✭mike65


    Thats how the courts view a rear-ender as a rule, Dave.

    Mike.


  • #9
    Pimp Ninja
    Registered Users, Registered Users 2 Posts: 1,130 ✭✭✭Pimp Ninja


    If you have fully comprehensive insurance, you can go through your own insurance company. Then in turn they will claim from his company, giving you a hell of a lot less work.

    Contact your insurance co. give them the details and have a word with a rep in the claims department.

    I did this with Hibernian, after a lovely woman broke a erd light and wrote off my motorbike while I was still on it.. Ver considerate of her tbh.

    Anyway, once your insurance co re-coup their costs from the other company, youre sorted, and the other fellas premium is loaded.

    Be sure to give his details, and details of the Gardaí that attended the scene.


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