Credit ratings?

Keeks

How would u go about checking your credit rating? I've often wondered about this. I understand what can effect it, but how or where is this infomation?

Victor

Usually if you pay a fee to a credit rating agency (eg Stubbs / Stubbs Gazette), they can check up on the business / individual. Banks and credit card companies use them a lot. You should be able to find them in the golden pages. When you get a loan / credit card, the terms usually allow the lender provide information to these agencies.

root

To get a credit report in Ireland apply in writing to the Irish Credit Bureau and 10 Euros (approx).Fill out the form below and send it to

ICB House
Newstead,
Clonskeagh Road,
Clonskeagh,
Dublin 14,
Ireland.

http://www.ifha.ie/icb%20personal%20enquiry%20form.doc

strat

Originally posted by root
To get a credit report in Ireland apply in writing to the Irish Credit Bureau and 10 Euros (approx).Fill out the form below and send it to

Rates
Charges may be applied by the public body for the time spent finding records and for any photocopying costs incurred by them in providing you with the material requested. It is very unlikely that any fees will be charged in respect of personal records, except where a large number of records are involved. Section 47 of the Freedom of Information Act provides for fees. The current rates are:

20.95 euro per hour - search and retrieval
4 cent per sheet for a photocopy
51 cent for a 3 and a half inch computer diskette
10.16 euro for a CD-ROM
6.35 euro for a radiograph (X-Ray)

hmmmmmmm

Meh

6.35 euro for a radiograph (X-Ray)

Wow. Now that's being thorough!

Victor

StrataGIST, by "public body" they mean "state body", i.e. Gov. Dept., local authority, health board and the like and certain voluntary organisations that are financed by public funds. The Freedom of Information Act only applies to such bodies.

There is no state credit rating agency (bar what the Revenue might do to you).

The Data Protection act applies to virtually everyone.