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money saving question

  • 28-10-2005 2:56pm
    #1
    Takeshi_Kovacs
    Registered Users, Registered Users 2 Posts: 1,115 ✭✭✭


    i have bank account with ulster bank at the moment, but i'm thinking of getting a rabodirect account (as the interest is better, and no charges)..
    i also have a considerable amount of money saved up (i get paid cash every week), and haven't been to bank in a while,
    sorry if this is a bit of a stupid question, but i'm wondering, what should i do with the cash, i.e. should i put it all into ulster bank, and when i get Rabo account, transfer it across, or is there more suitable place to put to put the money...

    (also i assume that if deposit all the money into Ulster Bank, they won't start asking questions, since i have paid all taxes due...?)


Comments

  • #2
    pan
    Registered Users, Registered Users 2 Posts: 190 ✭✭pan


    You should also look into Northern Rock online account....interest rate slight better than radodirect!!


  • #3
    OfflerCrocGod
    Registered Users, Registered Users 2 Posts: 6,334 ✭✭✭OfflerCrocGod


    Are Rabo or Northern Rock ever going to offer ATM cards? I'm waiting for them to offer them before I bother moving to because having the money in their a/c is great but it's annoying to get it out. So does anyone know?


  • #4
    defiantshrimp
    Closed Accounts Posts: 241 ✭✭defiantshrimp


    OfflerCrocGod wrote:
    Are Rabo or Northern Rock ever going to offer ATM cards? I'm waiting for them to offer them before I bother moving to because having the money in their a/c is great but it's annoying to get it out. So does anyone know?

    I doubt it. They are not a full service bank, but more of a secondary savings and Investment bank. ATM cards would increase their overheads significantly so they would not be competitive. Also you don't usually have ATM cards on savings accounts.


  • #5
    daveirl
    Closed Accounts Posts: 14,483 ✭✭✭✭daveirl


    This post has been deleted.


  • #6
    madramor
    Closed Accounts Posts: 324 ✭✭madramor


    Takeshi_Kovacs wrote:
    (also i assume that if deposit all the money into Ulster Bank, they won't start asking questions, since i have paid all taxes due...?)

    as long as its under 10k(might be more now) its ok.

    if you payed the taxes, whats the worry, don't take any s**t off the
    banks they work for you not the other way around.

    Northern Rock is the best guaranteed interest rate.
    You might want to look at a unit linked fund which should perfom
    better over the long term.

    Quinn Life are good
    The best way is too use a discount broker and one of the big insurance
    companies.


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