Info re credit in pc world

~Leanne~

Dunno if this is right section but ive been trying to ring PC World in Blanch all day and no-one will answer phone.
Im going in 2moro to get a laptop on credit. I just wanted to know what paperwork to bring. Do they need a bank statement? I have drivers licence and utility bill.
Has anyone ever gotton credit from them before? They say they can tell you in 30 mins if you qualify or not.

Creamy Goodness

don't know about pcworld specifically but most companies look for the same thing.

which are

1. a vaild ID - like passport/a drivers license

2. a utility bill that will show proof of address.

now i'd imagine the utility bill could be anything but i'd take a bank statement with me as if they ask for one you have it plus it will have the proof of address.

pcworld are almost impossible to get through to on the phone, best bet is as you say to just pop in there.

good luck

fade2black

Bill has to be from the last two months as well.

JIZZLORD

bastards refused me credit because i'm a student who only works 16 hours a week

K.O.Kiki

Hey, they don't deserve anyone's business anyway!
Don't pay OTT prices; buy online

tom_ass19

ya best bet is online, i was always buying my hardware from shops until i found the dreamworld of online buying, why buy a stick of 512ram in a shop costing EUR140 when u can buy the exact same spec online for EUR53....i mean come on....online all the way baby..

daywalker

JIZZLORD wrote:

bastards refused me credit because i'm a student who only works 16 hours a week

PC World didnt refuse you credit, HFC bank did, PC World are the middleman, they just send the information to HFC bank, who then make a decision based on the information that is sent to them

Red Fan X5

Oh yeah, make sure you go and get your business done before 5 pm as HFC offices are closed so they can't deal with any refusals. This happened to me one day around 5.30pm. All the PC World guy said to me was " You're refused credit", "It's their computers" & "Nothing to do with Us" in front of his other customers.:mad: Best advice, go to your local Credit Union.

godtabh

Red Fan X5 wrote:

Best advice, go to your local Credit Union.

There APR is massive. You will pay back some amount if interest. Go to the credit union and apply for a loan there much cheaper. Even a personal loan from the banks would be cheaper.

Hunter S

If your a student the credit union is prob your best bet. Think i paid 1050 on a 1000 euro loan over a year. Very easy to get as well

~Leanne~

Its grand i got it sorted on Friday, went in and got approved grand. The laptop aint for me - for the bf as he was refused credit.