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credit history in the UK effect my History Here (irish person)

  • 19-10-2005 4:02pm
    #1
    jamescrombie
    Closed Accounts Posts: 189 ✭✭


    might have left a mobile bill (200 quid mainly contract cancelation) and a tv (hire purchase) unpaid for in London :rolleyes: will that effect me when i apply for my morgage here ... am all worried now, will be applying for a morgage here in the next 2 or months or soo... should i contact the above and try pay them

    HELP HELP :(:(:(:(:(


Comments

  • #2
    The Troll
    Closed Accounts Posts: 686 ✭✭✭The Troll


    No need to worry!!! Unless you find some bizarre reason to bring this up when applying for a mortgage, there is no way they'll find out. Do you honestly think a bank will vet your credit dealings overseas before giving you a mortgage? Obviously not.


  • #3
    Hmm_Messiah
    Registered Users, Registered Users 2 Posts: 1,964 ✭✭✭Hmm_Messiah


    if u google u will find the credit check place... for 40 euro they will run ur credit check and u can see any bad credit ratings.
    AFAIK UK ones may show depending if the institution is signed up( the website gives a list)

    say the fone default is on ur credit rating do NOT pay; write and ask them to remove ur credit rating on payment. Thery have to take you off , its not automatic


    http://www.dataprotection.ie/ViewDoc.asp?fn=/documents/rights/2b.htm&CatID=19&m=r



    its called "irish credit bureau"


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