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that 123.ie thingy for big cars

  • 11-10-2005 8:55pm
    #1
    Registered Users, Registered Users 2 Posts: 585 ✭✭✭


    the one with the mad excess....

    anyone here using it?

    do they do japs?


Comments

  • Closed Accounts Posts: 8,244 ✭✭✭drdre


    i used to work for them.it was great fun. but it was before i could even drive so it was no good to me as i couldnot get cheap insurance.:D

    they were cheap about a year ago but now the quotes have risen rapidly:o


  • Registered Users, Registered Users 2 Posts: 585 ✭✭✭Wanton


    naa, not standard insurance, they have one with a massive €4k excess, but will insure u on almost any car up to 3l


  • Closed Accounts Posts: 484 ✭✭ssh


    I'm with them at the moment - 2l Jap import and it isn't a problem. Haven't had to claim and hopefully won't have to. I'm fairly happy. It's a pity the excess doesn't come down with time.


  • Registered Users, Registered Users 2 Posts: 18,272 ✭✭✭✭Atomic Pineapple


    What age, how long you been driving, how many years full licence?
    and how much is your insurance?
    I'd love to get insured on a jap import integra type r


  • Registered Users, Registered Users 2 Posts: 1,785 ✭✭✭Farls


    draffodx wrote:
    What age, how long you been driving, how many years full licence?
    and how much is your insurance?
    I'd love to get insured on a jap import integra type r

    Haven't got it myself buy i'd seriously consider it.

    On a side note if your looking for a mint tegra type r a friend of mines is selling a 98 one if your interested pm me and i'll forward you his number. He just changed for a 325i beemer. :)


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  • Registered Users, Registered Users 2 Posts: 21,263 ✭✭✭✭Eoin


    ssh wrote:
    I'm with them at the moment - 2l Jap import and it isn't a problem. Haven't had to claim and hopefully won't have to. I'm fairly happy. It's a pity the excess doesn't come down with time.

    Is the excess only on your car, or is it also on a 3rd party car - I would think that an insurance company must have to pay 100% of the damage to a 3rd party?


  • Registered Users, Registered Users 2 Posts: 585 ✭✭✭Wanton


    ssh wrote:
    I'm with them at the moment - 2l Jap import and it isn't a problem. Haven't had to claim and hopefully won't have to. I'm fairly happy. It's a pity the excess doesn't come down with time.


    well they have updated the site, the excess drops by 50% when you turn 30 :o


  • Closed Accounts Posts: 484 ✭✭ssh


    draffodx wrote:
    What age, how long you been driving, how many years full licence?
    and how much is your insurance?
    I'd love to get insured on a jap import integra type r

    I'm 25, I've had a license since I was 19 and had never claimed when I was on company insurance policy.

    It doesn't seem to affect things though. My car is modded with a softtop and I live in an area where our local CHVs are quite happy to break into the cars of those that fund their social welfare. They didn't mind any of that. Eitherway, their site is a fairly honest representation of the facts. The second I get fully comp with a more reasonable excess for under €1500, I'll move. For now though, you can't really beat it.


  • Registered Users, Registered Users 2 Posts: 18,272 ✭✭✭✭Atomic Pineapple


    From 123.ie -

    "You qualify if...
    You are at least 25 years old OR if under 25 hold a 5 year No Claims Bonus
    Your car is valued at between €5,000 and €100,000 with an engine size of less than 3,000cc
    You have no convictions other than parking offences and up to 2 penalty points
    You have made no more than 2 claims in the past 5 years totalling less than €20,000
    You hold a full driving licence (add €400 to premium for a provisional licence)"


    I have four years named no claims bonus and 1 under my own name (hopefully in january, touch wood) anybody know if this could be used as 5 years no claims bonus or does it have to be 5 years under my own name?


  • Registered Users, Registered Users 2 Posts: 51,364 ✭✭✭✭bazz26


    I would assume they mean 5 years NCB in your own policy and not as a named driver on somebody else's policy.


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