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Quick Insurance Q

  • 26-06-2005 1:01am
    #1
    Chaz
    Closed Accounts Posts: 1,275 ✭✭✭


    Hi

    Tried looking through the stickys - a bit confused.

    If I am named on my wife's policy to drive her car - does that qualify me to insure a classic as if I have a first car available?


Comments

  • #2
    mike65
    Closed Accounts Posts: 88,972 ✭✭✭✭mike65


    Not quite sure what you mean. If you mean you are a named driver and you want to insure a classic (with I presume the same company) as "your" only car on that policy (as a named driver) then the answer is no I expect.

    Open to correction but pretty sure the answe is no. I imagine you must have your own named policy.

    Mike.


  • #3
    Silvera
    Registered Users, Registered Users 2 Posts: 4,033 ✭✭✭Silvera


    Some companies allow classic's to be insured for 'everyday driving' (i.e. your only car).
    I think The Atheist has his car insured this way?


  • #4
    Chaz
    Closed Accounts Posts: 1,275 ✭✭✭Chaz


    Mike65, yes.

    I am look at options then - perhaps look at the way in which Athiest did it. I read on boards somewhere that there was a company doing it - sub E1000 for most classics irrespective of mileage etc.

    Thanks


  • #5
    ds20prefecture
    Registered Users, Registered Users 2 Posts: 1,765 ✭✭✭ds20prefecture


    Chaz wrote:
    Hi

    Tried looking through the stickys - a bit confused.

    If I am named on my wife's policy to drive her car - does that qualify me to insure a classic as if I have a first car available?

    I am insured on my DS with Carole Nash while I am only a named driver on my wife's car. But the trick is to join a car club and buy your insurance through them. What kind of car have you?


  • #6
    shagman
    Registered Users, Registered Users 2 Posts: 1,037 ✭✭✭shagman


    First ireland will do you a 10'000 mile policy for between €550 and €850 in these circumstances.


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  • #7
    Dades
    Moderators, Society & Culture Moderators Posts: 25,558 Mod ✭✭✭✭Dades


    Hey Chaz

    If you're still looking, the guys are right about the main driver policy.
    (Would have replied earlier but am on hols)

    First Ireland insured me as a full policy for about 550 Euro with a 10,000 mileage limit. Fully comp, breakdown cover etc.

    I had to get this as at the time I was only a named driver on another car and that did not count in getting a actual "classic" policy.

    I guess the cost will depend on the engine size and maybe value. (Mine was "only" a 1.6 litre)

    [Have since got a main driver and they dropped my policy fee to 110 Euro :) ]

    G'luck!


  • #8
    Chaz
    Closed Accounts Posts: 1,275 ✭✭✭Chaz


    Thanks - sounds OK.

    Anyone want to trade their classic for my 2003 Laguna :-) ?


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