Insure two cars on one policy?

m_stan

Is there any way to insure two cars on one policy, or to at least get a significant reduction on the second car ? I'd love to have a second 'fun car' to my existing boring car, but without having to double my already expesive insurance. Obviosly, I'm physically incapable of driving both cars at the same time so I don's see any reason why this couldn't be done.

Any way for me to do this ? I think not. Correct me if I'm wrong.

unkel

m_stan wrote:

Any way for me to do this ? I think not. Correct me if I'm wrong.

Well one way of cheaply doing it is to temporarily change the insurance on the boring car to the sporty car, e.g. for the weekend. Your insurance company can do this based on a quick phone call

This would leave one car uninsured though...

m_stan

yeah I could do that, but then every time I feel like taking out the other car I need to make a phonecall - I guess my ins company might get p'd off with that after a while, never mind me !

Any other ideas ?

stag39

unkel wrote:

Well one way of cheaply doing it is to temporarily change the insurance on the boring car to the sporty car, e.g. for the weekend. Your insurance company can do this based on a quick phone call

i tried to do this a few years ago when i had a spare car and when i had to get some work done on the one i was driving, my insurance quinn direct wouldn't do the temporary transfer as i owned both cars... :mad:

BrianD3

Transferring insurance from one car to another is going to be messy. Everytime you want to use the 2nd car you'll have to transfer the insurance and it'll be a real PITA. Also, you need insurance to get road tax but you'll only have an insurance cert/policy for your primary car, so I dunno how you're going to be able to tax the 2nd car.

Really, the only solutions are to have a motor trade policy or to take out two separate policies. Taking out seperate policies may not be as expensive as you think. Ring around the insurance companies and see what they say. They might allow you a discount on the 2nd policy if you insure both cars without any named drivers or open driving.

jimmytango

if yer over 23 you can get classic insurance
on a 2 litre car for 310 euro comprehensive that allows you to do 5000 miles in the years

thats with norton insurance alot better than carole nash

Capt'n Midnight

You could get your other half to get it insured and use it as a named driver, women get cheaper insurance on sporty cars.

Just don't let her sell it for 50p

Curran

Capt'n Midnight wrote:

You could get your other half to get it insured and use it as a named driver, women get cheaper insurance on sporty cars.

Just don't let her sell it for 50p

For his missus to be the policy holder, she'd have to be the registered owner of the car....so it would be hers to do as she wishes if you p*ss her off...so she could sell it for €1 :-D

seamus

Curran wrote:

For his missus to be the policy holder, she'd have to be the registered owner of the car....so it would be hers to do as she wishes if you p*ss her off...so she could sell it for €1 :-D

Nope.

You can insure a car that you don't own. The insurance would be third party only though.

Edit: Also, a member of family can be insured fully comp, since a loss by a family member is considered a family loss in certain circumstances.

Pataman

Curran wrote:

For his missus to be the policy holder, she'd have to be the registered owner of the car....so it would be hers to do as she wishes if you p*ss her off...so she could sell it for €1 :-D

She has to be the registered owner? I am the registered owner of both our cars yet one insurance is in her name.

confused 11

can one person insure two cars even if they are not registered owner of second car as registered owner will be disqualified

savagethegoat

Pataman wrote: »

She has to be the registered owner? I am the registered owner of both our cars yet one insurance is in her name.

it's not correct. Husband and Wife clearly have insurable interest in each other's cars

biko

11 years old thread with probable outdated info.


confused 11, please start a new thread instead