3V (Virtual Visa Voucher) - anyone used it yet?

Basq

Anyone used this yet?

It's for anyone who doesn't have a credit card doesn't want to lose out on those excellent online bargains!

Firstly, you need to get a Top Up Card from this crowd (handed out on college campuses and magazines.. well, practically all over the place last year!).

You go to your nearest Top-Up Club outlet and get a specified amount of money on your card (anywhere between €10 and €200) which you can then use to purchase a Virtual Visa, which you can use to buy stuff online.

A surcharge of €4 applied for amounts applied under €100 and anything over €100 comes with a surcharge of €5. Still.. not bad value at all!

Might get €100 or so on it this week - and buy a couple of DVD's. Got me eyes on Lost - Season 1, Scrubs - Season 1 and Undeclared - The Complete Season.

paconnors

yep used this service a couple of times great for buying cheep DVDS from amazon.com

Basq

mikegannon wrote:

yep used this service a couple of times great for buying cheep DVDS from amazon.com

Good to hear!..

And for anyone wanting to partake in this 3V business, below is a link to find your nearest outlet to get the money on your Top-Up Card (there are plenty of them anyways):

http://www.top-upclub.com/system.php?action=storeLocator&adt=storeLocator&uid=0&token=0fad87ce1f97f4e20d5c52c0d52ba94f

billy the squid

can you buy say 2 200 euro vouchers and have 400 on your card? my sister is always bugging me to book hotels and buy stuff on the internet with my card, I might get her to sign up for this.

thanks for the link.

Basq

billy the squid wrote:

can you buy say 2 200 euro vouchers and have 400 on your card?

Think the maximum you can have on your card at any one point is €200..

Decide how much you want to put onto your 3V Virtual Visa Voucher from a minimum monetary value of €20 to a maximum monetary value of €200 (in increments of €10).

Anyone have any idea what the 'increments of €10' part means?

Ciaran500

It means you can only get €20, €30, €40 etc vouchers. So for example you can't but €34 on it.

okidoki987

Good idea but the charges on it are horrendous :eek:

Basq

Ciaran500 wrote:

It means you can only get €20, €30, €40 etc vouchers. So for example you can't but €34 on it.

Ah right... makes sense! Cheers for that!

okidoki987 wrote:

Good idea but the charges on it are horrendous :eek:

Hardly!... considering annual credit card charges etc. And also think about how much you'll save from buying stuff online as compared to your local stores.

I think 3V's are more for occassional purchases rather than people who would use online shopping a lot. Best get a credit card then!

Jammer

Annual credit card charges are €40, €4/€5 for every time u use it is madness. It is a good idea though!

Basq

Jammer wrote:

Annual credit card charges are €40, €4/€5 for every time u use it is madness.

Yeah.. like i said, more for occassional online purchases for those of us who don't have credit cards!

More regular online purchases demand a credit card.

Undercoverguy

So far i've spent just over 30 using 3V and i have to say its excellent. So far the onlly problems i had was getting my card to work. It too 3 trips into town on 3 different days only to be told it was a problem on my card! :mad:

Now that it's working its great, I think there should be more retailers tho cos they all seam to be City Center based which mean a travel into town.

If ya dont have a 3V now get one!

By the way the number on your card aint like your credit card or a regular visa. The card is used just so 3V can ID who bought the voucher. Each time you buy a voucher you get a different visa number and the the CVV (pin) and Expiry Date are sent to your phone or e-mail. Simple!!

rugbug86

i think we're forgetting the fact that there will be no interest on the purchases so the charges are quite low really...

Repli

This sounds great!! Can anyone tell me where I can get a topup club card though? There's none in college and I dunno what magazines have them.. thanks

Basq

Repli wrote:

Can anyone tell me where I can get a topup club card though? There's none in college and I dunno what magazines have them..

Repli,

According to the website.. you can still get them in most retail outlets listed on the site.

billy the squid

you can also have them posted out to your address. Filled out a form and am having one posted out to me.

Basq

Yeah.. i thought there was somewhere you can register to get them alright!

Cheers for that billy. Will be getting €100 or so on it in the next few days and buy those DVD's mentioned!

Gotta wait for August and September for 'Undeclared' and 'Lost' though!

Gordon

afair AIB have a similar thing if you have a credit card with them.

Check that out first in case they are cheaper.

Basq

Gordon wrote:

afair AIB have a similar thing if you have a credit card with them.

Check that out first in case they are cheaper.

Sorry but whatcha mean, Gordon?..

The whole point of this is you don't need a credit card.

skywalker

rugbug86 wrote:

i think we're forgetting the fact that there will be no interest on the purchases so the charges are quite low really...

Theres no interest on credit cards either once you pay your bill on time.

Hitchhiker's Guide to...

Have to say that they are a brilliant service - you can still get the cards from that new Centra on Stephen's Green - also when i went in there before to top-up the guy behind the counter had used the card himself and was able to explain how it worked.

Hitchhiker's Guide to...

btw - in case it hasn't been mentioned before the service is offered by Permanent TSB so its about as reliable as you can get...

Gordon

basquille wrote:

Sorry but whatcha mean, Gordon?..

The whole point of this is you don't need a credit card.

woah, sorry, silly me.

segadreamcast

Yeah I've had this card for a while now - it's alright... nothing special...

If you can afford it - get a credit card though.