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Getting own insurance after Company car

  • 15-04-2005 2:47pm
    #1
    Gryzor
    Registered Users, Registered Users 2 Posts: 1,715 ✭✭✭


    whats the story with getting insurance after years of driving a company car....the da drove a company car for 20+ years...now he's in the real world and will have to go looking for insurance.....will he get credit for all the years accident free driving even though he's never had a policy in his own name???


Comments

  • #2
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    Gryzor wrote:
    whats the story with getting insurance after years of driving a company car....the da drove a company car for 20+ years...now he's in the real world and will have to go looking for insurance.....will he get credit for all the years accident free driving even though he's never had a policy in his own name???
    He should do. I've yet to see a quote form that didn't ask about driving on a company policy.


  • #3
    GristlyEnd
    Registered Users, Registered Users 2 Posts: 2,063 ✭✭✭GristlyEnd


    I had a company car for 5 years. When I bought the car from my comany, the insurance company they where with gave me 5 years no claims bonus.


  • #4
    Seth Brundle
    Moderators, Politics Moderators Posts: 41,246 Mod ✭✭✭✭Seth Brundle


    He may need to get a letter confirming his company usage for the ins. company


  • #5
    Gryzor
    Registered Users, Registered Users 2 Posts: 1,715 ✭✭✭Gryzor


    sound lads...just thought i heard somewhere before that them greedy fòckers wouldn't give any credit for driving under a company policy..


  • #6
    ando
    Registered Users, Registered Users 2 Posts: 5,439 ✭✭✭ando


    Gryzor wrote:
    sound lads...just thought i heard somewhere before that them greedy fòckers wouldn't give any credit for driving under a company policy..

    I've been driving a company van for 4 years with no incidents, and they wont give me any NCB , the f*ckers


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  • #7
    ds20prefecture
    Registered Users, Registered Users 2 Posts: 1,765 ✭✭✭ds20prefecture


    ando wrote:
    I've been driving a company van for 4 years with no incidents, and they wont give me any NCB , the f*ckers

    I think it depends on whether you're named as the primary driver of the car. I got full credit for my company car when I switched to private. Maybe with the van anybody could drive it and that's why they don't give you the credit?


  • #8
    leeroybrown
    Closed Accounts Posts: 7,563 ✭✭✭leeroybrown


    As is pointed out above it depends on whether a person is named on an individual car or as part of a fleet policy. When my father retired and had to go back to his own insurance after almost 10 years of company car use ne had no NCB or insurance record of any kind (single fleet policy) and ended up paying almost 1500 TPFT. The good news is that after a couple of years claim free motoring that excess totally disappeared and he has since recieved a very good comprehensive rate.


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