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housing

  • 02-02-2005 9:36pm
    #1
    coolio_64
    Closed Accounts Posts: 346 ✭✭


    what are the costs of buying a house. lets say you buy a house for 200,000. what are all the other costs that occur with it?


Comments

  • #2
    LegacyUser
    Registered Users, Registered Users 2 Posts: 166,026 ✭✭✭✭LegacyUser


    well say your mortgage is 92%, you'll need the 8% ballance, legal fees, which are anything between, 1,000 - 2,000, surveyor, 300-500.

    stamp duty of 3% if property is over 317,500

    then of course, cost of modernising or fixing gaf, alot of 2nd hand home's are in bits, and ye got to furnish the place.

    200k wont get you much by the way, especially if you're lookin in dublin. you might get a damp bedsit.


  • #3
    Victor
    Registered Users, Registered Users 2 Posts: 78,574 ✭✭✭✭Victor


    Within the legal fees you will have the solicitor's fee and also fees for registering the property.

    If you go through a mortgage broker, consider paying them a flat fee (having the mortgage company pay their fee may colour their vision / independence).

    There are also the usual costs of moving house - removal companies, painting (most new houses aren't painted inside in the contract, apartments seem to be).
    paperclip wrote:
    you might get a damp bedsit.*

    * Damp extra. Not optional

    New apartments in Clondalkin from €210,000 (Aras na Cluine ?).


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