Classic Insurance Issue

Didihno

Hi all, I'm about to buy my first classic hopefully. But I have encountered a problem, I've always been a named driver on my wife's policy, since 2006! Never had my own policy, never needed it. Until now it seems, rang chill today and they flat out rewfused to qoute because I didn't have my own, Carole Nash too. Any suggestions?

junkyarddog

Get your wife to insure it,and have you named on the policy.

elperello

If your wife insured with Campion through IVETA you can get open drive for anyone age 25 to 71.

Didihno

No my wife is with another insurer and she does not want to take out a classic policy for me. Looks like I'm screwed. I'd have to buy a cheap car, insure it as my daily, then take out a classic policy. So we'd be a 3 car family. Ludicrous way of doing business.

kdevitt

https://www.boards.ie/discussion/comment/122832073#Comment_122832073

Classic policies are designed for occasional use - and they're priced accordingly. The expectation is that you have a daily driver insured, which means you represent less of a risk. Sounds like you want a standard policy on a classic car.

w124man

https://www.boards.ie/discussion/comment/122832073#Comment_122832073

Buy a cheap car - €2000+? + road tax etc

Insure it as a daily - €500+?

Simply insure your classic car on a limited miles standard policy - €500 max!

This is what happens when you overthink things!

Shellfishfcuker

https://www.boards.ie/discussion/comment/122832073#Comment_122832073

Your wife buys the classic and registers it in her name. She can insure it with Campion because she fulfills their requirements, ie has a modern car already insured in her name. Now if you are over 25 with a full licence you can drive that car on her classic insurance policy, nothing to do with her main car. It's so easy that, frankly, if she's not willing to do that she doesn't trust your driving or you personally.