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AIB Selfie, what do you make of it?

  • 20-09-2024 2:04pm
    #1
    spaceHopper
    Registered Users, Registered Users 2 Posts: 4,101 ✭✭✭


    OK I don't know what to make of this, if you use your face to unlock you phone it stays on the phone (hopefully) but AIB want to use facial reclination to approve up to 10,000 euro payments.

    So if I lose my cards, I can cancel them. I can change my pin, pass words… but I can't change my face. Also they are storing the biometric data on their "secure" server.

    Now anybody with a deaccent camera can take my photo without me knowing, how hard would it be to fool their facial reclination.

    Is it secure, safe? What am I missing here?

    AIB to use selfies in bid to make online banking easier and remove need for card readers | Irish Independent



Comments

  • #2
    LambshankRedemption
    Registered Users, Registered Users 2 Posts: 9,360 ✭✭✭LambshankRedemption


    A point made to me at a lecture many years ago is the problem with biometrics is you can't change them.

    I recently went through one of the automated border check machines in Dublin Airport. I looked into the camera and click-click was let through. While waiting for my bags I was reading a poster that had the directions for using them which I had not seen before. I should have taken off my hat, but didn't but still it recognised me and let me through.

    My work laptop uses the camera to authenticate me instead of a password. In the past it has authenticated me despite me looking at the TV, one time I was rubbing my face so my hand was half covering my face and it spotted what it needed and let me in.

    The flipside of this technology is I spent about 40 minutes a few weeks ago getting the Ryanair app to scan my passport. It arguably works great until it doesnt work. So another cause of concern for me is what if I want to transfer X amount of money legitimately, and I know my access codes and PIN and what not, but for whatever reason the software says I don't look like my control picture? What then?

    I'm not with AIB, but if I was prompted to set this up with my own bank, I would be declining.



  • #3
    artanevilla
    Moderators, Education Moderators, Sports Moderators Posts: 10,974 Mod ✭✭✭✭artanevilla


    https://www.boards.ie/discussion/comment/122682751#Comment_122682751

    There's still a guy looking at everyone coming through those gates. If your hat blocked the camera from seeing the points it needed to make a biometric match, then it pops up on the dudes screen, he looks at your scanned passport, sees you on the camera, same guy, go on through.



  • #4
    LambshankRedemption
    Registered Users, Registered Users 2 Posts: 9,360 ✭✭✭LambshankRedemption


    https://www.boards.ie/discussion/comment/122682776#Comment_122682776

    He was very johnny on the spot that day. His finger must have been hovering over the mouse.



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