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Prsi credits

  • 30-08-2024 8:59am
    #1
    horse7
    Registered Users, Registered Users 2 Posts: 3,830 ✭✭✭


    Hi, family member has returned from Canada to permanently live here, couple have two small children one in preschool and one in primary school. Husband has been working since they arrived back three years ago. Due to child care costs wife does not work. She was working in Ireland prior to working in Canada but that was ten years ago. I can't see how she could sign on for prsi credits as she hasn't any prsi contributions in the last few years and you need at least one. She is not looking for any payments but prsi has other entitlements which over the years are beneficial. Anyone know about signing on for prsi credits in this situation?



Comments

  • #2
    hawthorne
    Registered Users, Registered Users 2 Posts: 618 ✭✭✭hawthorne


    There is unfortunately no way signing on in this situation.

    The wife might try to get a mini part time job and get PRSI contributions that way.



  • #3
    horse7
    Registered Users, Registered Users 2 Posts: 3,830 ✭✭✭horse7


    i think your right.



  • #4
    loyatemu
    Registered Users, Registered Users 2 Posts: 15,329 ✭✭✭✭loyatemu


    For the contributory pension, if she's claiming child benefit, she'll get credited for any years spent as a homemaker while the kids are 12 or under.



  • #5
    L1011
    Registered Users, Registered Users 2 Posts: 71,143 ✭✭✭✭L1011


    https://www.boards.ie/discussion/comment/122632806#Comment_122632806

    It isn't given as credits but as removed from the calculation for qualifying years. And is capped at 20 years. Useful, but not as good as getting actual stamps

    Doesn't give my marriage-bar affected mother 28 years of stamps, just 2 years and 20 years that basically don't exist in calculating the average.



  • #6
    loyatemu
    Registered Users, Registered Users 2 Posts: 15,329 ✭✭✭✭loyatemu


    https://www.boards.ie/discussion/comment/122632829#Comment_122632829

    that's the Homemaker's Scheme, I was thinking of the Homecaring Periods Scheme which is applicable if you're likely to have your pension calculated using the newer total contributions method (i.e. anyone currently 56 or under). You need 2080 contributions for the full pension and up to 1040 (20 years) of these can be via the Homecarer's credits.



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