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Classic car Policy - agreed high value

  • 20-08-2024 10:44am
    #1
    Kersh
    Registered Users, Registered Users 2 Posts: 2,892 ✭✭✭


    Hi all,

    Who currently insures classics, at a reasonable cost, with agreed value of c. 200k, and approx 500 miles a year, tops.

    Abi Autoline came back with 1400 euro, 1500 mile limit.

    Campions wont quote, said they only do cars under 20k.

    Carole Nash wont quote, said they only do cars under 60k.

    FBD wont quote, only do cars under 60k.

    Who else should I try, Any advice appreciated.

    Post edited by Kersh on


Comments

  • #2
    Rows Grower
    Registered Users, Registered Users 2 Posts: 8,576 ✭✭✭Rows Grower


    1400 euro sounds cheap for such a valuable car.

    "Very soon we are going to Mars. You wouldn't have been going to Mars if my opponent won, that I can tell you. You wouldn't even be thinking about it."

    Donald Trump, March 13th 2018.



  • #3
    kdevitt
    Registered Users, Registered Users 2 Posts: 2,331 ✭✭✭kdevitt


    Try Chubb - they only do over €30k



  • #4
    JP 1800
    Registered Users, Registered Users 2 Posts: 389 ✭✭JP 1800


    Yes it may be a bit difficult, I recall even some garage policies would only insure you to dive cars upto 80K if I remember correctly. Being nosey, what type of car is it to be over 200K?. Something Italian, British or even German?



  • #5
    antodeco
    Registered Users, Subscribers, Registered Users 2 Posts: 13,632 ✭✭✭✭antodeco


    Are there insurers out there who will do agreed value? Also how do they come to the agreed value calculation?



  • #6
    Rows Grower
    Registered Users, Registered Users 2 Posts: 8,576 ✭✭✭Rows Grower


    https://www.boards.ie/discussion/comment/122538999#Comment_122538999

    Abi Autoline.

    "Very soon we are going to Mars. You wouldn't have been going to Mars if my opponent won, that I can tell you. You wouldn't even be thinking about it."

    Donald Trump, March 13th 2018.



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  • #7
    MrCostington
    Registered Users, Registered Users 2 Posts: 1,288 ✭✭✭MrCostington


    https://www.boards.ie/discussion/comment/122523439#Comment_122523439

    Yes I recall ringing around for quotes and that's what they told me. I think it's 'private' insurance, whatever that means.

    This topic has been covered here recently, @antodeco think you need a report from an assessor, auction house or the make club.

    OP if you're in/near Dublin the supercar show is on today in Dundrum, half the cars there will be in that price bracket, you might have a chat with the owners if you can see them around



  • #8
    Whatwicklow
    Registered Users, Registered Users 2 Posts: 709 ✭✭✭Whatwicklow


    Chubb will sell you a multi car policy that will cover >200k.

    I am unsure about single vehicle though.



  • #9
    kdevitt
    Registered Users, Registered Users 2 Posts: 2,331 ✭✭✭kdevitt


    https://www.boards.ie/discussion/comment/122541135#Comment_122541135

    You don't need any of that with Chubb - you tell them the value, once the policy is issued then the value you've provided is what they accept and its what gets paid out for a total loss event. I'd imagine if you provided something outlandish they might query it.



  • #10
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,822 ✭✭✭✭galwaytt


    Chubb here for agreed value on my 2003 Porsche, no issues. Excellent cover.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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