Do Insurers require a car to be NCT’d for a new policy

Barr

Hi All

I have bought a second hand car which has no NCT at present

I will also require a new Insurance policy as I let the last one lapse

Is there companies that will insure it as it is whilst I try get an NCT/ date

Thanks

Kimbot

No, I got my current car with no NCT and no issues insuring it.

Barr

Which company was it , if you don't mind me asking

Kimbot

Axa

Barr

Good to know . I heard there could have been an issue with some companies for new business .

Gary_dunne

No they don't require it to obtain insurance however there could be an issue if you tried to make a claim, usually they will say the policy is null and void as the car wasn't in a road worthy condition.

drury..

The above are all incorrect

Some insurers require a valid NCT

Some only require that the car is roadworthy

drury..

Ah I see you're asking can u obtain the insurance without providing the cert, my bad

Well my above answer pretty much applies anyhow

If it's a policy condition that you must have an nct , you're policy will be invalid from the start and u risk cancellation in the event of a checkpoint or accident , simply not worth the risk

Aviva afaik only require that a car is roadworthy

Viscount Aggro

NCT ... How do I deal with a car with expired test disc since 2021 ? Will they hang me?

I ve had valid tax, insurance.. car was being used off-road, on private estate roads, moving horses around.

User1998

https://www.boards.ie/discussion/comment/122194945#Comment_122194945

Will who hang you? If the car has no NCT then your supposed to get it transported to the NCT centre but me personally I would just drive it there.

Henry Ford III

Move to insurance forum mods?