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Minor car damage, claim or not

Dr Devious · 2024-05-17 10:49:38

Recently I hit slightly touched the wall at my own house causing 800 quid of damage as quoted by the garage based on a non insurance claim. Am I better off paying that myself or claiming on my insurance from a long term perspective. IE will my insurance go up because of it. no claims etc

17-05-2024 10:49am

#1

Dr Devious

Registered Users, Registered Users 2 Posts: 347 ✭✭

Join Date: July 2014

Posts: 292

Recently I hit slightly touched the wall at my own house causing 800 quid of damage as quoted by the garage based on a non insurance claim. Am I better off paying that myself or claiming on my insurance from a long term perspective. IE will my insurance go up because of it. no claims etc

0

Comments

#2 17-05-2024 11:24am

Dr Devious

Registered Users, Registered Users 2 Posts: 347 ✭✭

Join Date: July 2014

Posts: 292

So I'd probably be better off paying it myself, just to be sure, I'd be paying the excess anyway.

0
#3 17-05-2024 11:26am

GSBellew

Registered Users, Registered Users 2 Posts: 790 ✭✭✭

Join Date: February 2007

Posts: 781

There is no point in claiming for that, it will cost you more in the long run than just paying yourself.

3