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Insurance Question

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  • 30-03-2024 12:47pm
    #1
    Bluefoam
    Registered Users Posts: 7,713 ✭✭✭


    I've done a couple of quotes online and was shocked that they were coming out more expensive than my motorcycle…

    Then I rang about getting it added to the house insurance. They have a limit of €2500 when insuring bikes... But if I undervalued the bike, they'd do it for €95 all risk...

    Whats the best solution for bike insurance? I'm in the process of getting a cargo bike on the bike to work...



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    #2
    monkeyslayer
    Registered Users Posts: 911 ✭✭✭monkeyslayer


    Zurich insure bikes above that, forget how much it added to my premium but got two of mine insured at home worth approx 10k for only a few euro extra pm when listed as special items. Depends on the level insurance you're looking for I guess. It doesnt cover accidents or crash damage. Id never leave it unattended outside of the house. You can always take out a bikemo policy for a month or a few months or something for that, or if you're taking it on holidays or racing etc.



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    #3
    Bluefoam
    Registered Users Posts: 7,713 ✭✭✭Bluefoam


    Thanks, Zurich will only quote for a bike up to 2k online. I'll give them a call on Tuesday.



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    #4
    monkeyslayer
    Registered Users Posts: 911 ✭✭✭monkeyslayer


    Yea had to give them serials etc over the phone, Checked there, got 106 for contents and with a 7k and a 3k bike listed on top it brought it up to 200 ish, for the year.



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