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Deeds on property

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  • 27-03-2024 4:16pm
    #1
    Registered Users Posts: 1,302 ✭✭✭


    Is there a website where you can see if you are the property owner for the house?



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  • Moderators, Business & Finance Moderators, Motoring & Transport Moderators, Society & Culture Moderators Posts: 67,697 Mod ✭✭✭✭L1011


    landdirect.ie - you need to pay €5 to see the folio. Some stuff is unregistered, then its a Registry of Deeds search which costs



  • Registered Users Posts: 1,302 ✭✭✭thebourke


    so when you originally bought your house and you get the document from the solicitor,is that the deeds?



  • Moderators, Business & Finance Moderators, Motoring & Transport Moderators, Society & Culture Moderators Posts: 67,697 Mod ✭✭✭✭L1011


    In modern setups, "the deeds" really refers to a pile of paperwork including engineers certs, etc - the folio registration is what legally records ownership, not possession of paperwork.

    In unregistered purchases, which could happen up until about 15 years ago in some counties, that paperwork is actually pretty important.



  • Moderators, Social & Fun Moderators, Society & Culture Moderators Posts: 10,555 Mod ✭✭✭✭Robbo


    The PRAI website ( www.landdirect.ie ) is what you want. A plain copy of the folio will set you back €5.

    There are other, third party websites, which trade off high Google rankings to charge you triple that for the same document. Avoid like the plague.



  • Registered Users Posts: 1,302 ✭✭✭thebourke


    So the folio basically shows you when you bought the house etc?



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  • Moderators, Business & Finance Moderators, Motoring & Transport Moderators, Society & Culture Moderators Posts: 67,697 Mod ✭✭✭✭L1011


    If registered, yes; and any mortgages secured on it (including possibly how much was secured at the initial lending), any previous owners (since first registration), and any registered wayleaves/easements.

    Registration started in the Victorian period but only became compulsory in most counties in this century - some were compulsory in the 70s/80s or so. My house was only registered at its third most recent sale in ~1998 even though it had been sold three or four times before since it was built.



  • Moderators, Politics Moderators, Sports Moderators Posts: 24,267 Mod ✭✭✭✭Chips Lovell


    Correct. Who owns it now. Who owned it before. Whether there are any burdens (i.e. mortgage) on it and who owns that charge.



  • Registered Users Posts: 1,302 ✭✭✭thebourke


    so if you are selling your house...you need to give the new owner the folio?



  • Moderators, Business & Finance Moderators, Motoring & Transport Moderators, Society & Culture Moderators Posts: 67,697 Mod ✭✭✭✭L1011


    Their solicitor will buy a copy of it. You don't need to buy one.

    Anything else that you/your solicitor has, like engineers compliance certs will need to be handed over



  • Registered Users Posts: 2,295 ✭✭✭beachhead


    Will be making use of information here. Thanks L1011



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  • Registered Users Posts: 182 ✭✭thereiver


    You can go onto the landirect website do a search on the address in some streets older houses some houses may not be registered on landirect if it shows a folip no eg folip 20df that means it's registered

    LLandirect only started registration in the ,90s

    You can go to the registry of deeds Dublin it may be registered there there's no online search you have to go to the office

    or the solicitor gets the documents

    A search there is a few euros

    When you buy a house you get the deeds documents of ownership or you get em when the mortgage is paid off completely the deeds show all the previous owners as well as the current owner



  • Moderators, Business & Finance Moderators, Motoring & Transport Moderators, Society & Culture Moderators Posts: 67,697 Mod ✭✭✭✭L1011


    Folio registration started in the 19th Century - it just wasn't compulsory until a variety of dates from 1970-2011 depending on county.

    Folio of a parcel of land next to my house in Donegal has the most recent owner as having registered it in 1906. Don't think I'll be asking him to sell it… my own wasn't registered until 1978.



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