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Car modifications Car Insurance quote

  • 29-02-2024 8:14pm
    #1
    somethingbleh
    Registered Users, Registered Users 2 Posts: 26 ✭


    I recently discovered that my car has certain mods that are different than factory .(coilovers and different wheels)

    I genuinely didn't know when I bought it. The car is 15 years old.


    A friend told me a few horror stories about insurance assessors flat out denying cover as a car had different alloys than factory model.


    Shitting myself that my insurance will skyrocket (It's already very high as its a sports car) if I notify the insurer , but also **** myself if I happen to get into an accident.



Comments

  • #2
    whomitconcerns
    Registered Users, Registered Users 2 Posts: 4,396 ✭✭✭whomitconcerns


    You should notify them straight away. As it is you not be covered if you had an accident, and there might be no extra charge...



  • #3
    PsychoPete
    Registered Users, Registered Users 2 Posts: 9,282 ✭✭✭PsychoPete


    Personally if it was me I'd say nothing and just drive on. If you tell them you have coilovers fitted then they probably won't insure the car. If you are worried then just fit standard suspension, the aftermarket wheels shouldn't be a problem. Don't believe all the stories you hear



  • #4
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 3,055 ✭✭✭Eggs For Dinner


    https://www.boards.ie/discussion/comment/121834503#Comment_121834503

    Might as well not bother with insurance at all.



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