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How does a vintage car work?

  • 04-02-2024 04:28PM
    #1
    Registered Users, Registered Users 2 Posts: 477 ✭✭


    Have a 00 Corolla that is going well. Thinking of upgrading to something more comfortable but want to keep onto the Corolla.

    Think she will be 25 years old next year so was hoping to keep her as vintage.

    So my Corolla tax is around 400 and 600 for insurance . What roughly would this be if keeping as a second vintage car.



Comments

  • Registered Users, Registered Users 2 Posts: 26,570 ✭✭✭✭Larbre34


    < >



  • Registered Users, Registered Users 2 Posts: 477 ✭✭irishguy19772


    Ah thanks for clarifying. I thought it was 25 for some reason. So if I wanted to keep onto the Corolla I would just park her up in a garage and hold on to her until she is 30.

    I don't want to let her go as sails through Nct each year and a grand car to spin about town. looking at a 152 mazda 2 for around 8000.



  • Registered Users, Registered Users 2 Posts: 51,697 ✭✭✭✭bazz26


    Some insurance companies will insure certain cars of 20 years or older on a vintage policy. However I don't think a Corolla would be one of those models.



  • Moderators, Motoring & Transport Moderators, Sports Moderators Posts: 750 CMod ✭✭✭✭LIGHTNING


    You wont get classic tax until it hits 30, insurance varies from car to car but it will be cheaper than the usual.



  • Registered Users, Subscribers, Registered Users 2 Posts: 13,703 ✭✭✭✭antodeco


    Some insurance companies won't insurance "mass produced" cars as classic. You could contact FirstIteland and see what they say.

    When the car hits 30 years old, tax turns to €56. Until then, it's full price unfortunately



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  • Registered Users, Registered Users 2 Posts: 4,291 ✭✭✭hoodie6029


    The insurance companies steer clear of run of the mill cars under 30 as classic insurance cars especially the like of corollas and starlets. Perfect everyday cars. Too much risk people will use them for commuting.

    This is water. Inspiring speech by David Foster Wallace https://youtu.be/DCbGM4mqEVw?si=GS5uDvegp6Er1EOG



  • Registered Users, Registered Users 2 Posts: 1,324 ✭✭✭MrCostington




  • Registered Users, Registered Users 2 Posts: 8,943 ✭✭✭BrianD3


    I will be trying to insure a 99 Megane as a classic with AXA this year - 25 years old is their stipulation although I don't know if they have a ridiculous "no mass produced cars" rule like First Ireland do.

    This is what First Ireland say:

    "The Vehicle MUST NOT:

    be mass produced. (Car types such as a Fiat Punto do not qualify under our classic car scheme)"

    Clowns.



  • Registered Users, Registered Users 2 Posts: 4,291 ✭✭✭hoodie6029


    It’s ones who think that they are so S-M-R-T and use their vintage car as a daily and prang it into somebody that ruin it for the rest of us

    This is water. Inspiring speech by David Foster Wallace https://youtu.be/DCbGM4mqEVw?si=GS5uDvegp6Er1EOG



  • Registered Users, Registered Users 2 Posts: 18,413 ✭✭✭✭AMKC
    Ms


    Brilliant. Hope you can get it insured. Great cars for there time. Is it a hatch or saloon?

    Live long and Prosper

    Peace and long life.



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  • Registered Users, Registered Users 2 Posts: 4,028 ✭✭✭HBC08


    Very vague description.

    Is an MX5 or TT or SLK mass produced? I'm guessing they are,I'm not sure what would fit the bill of not being mass produced.

    Strange wording by the insurance company



  • Registered Users, Registered Users 2 Posts: 4,291 ✭✭✭hoodie6029


    I presume they use the same methodology as the US Supreme Court did in defining pornography ‘I’ll know it when I see it’

    This is water. Inspiring speech by David Foster Wallace https://youtu.be/DCbGM4mqEVw?si=GS5uDvegp6Er1EOG



  • Registered Users, Registered Users 2 Posts: 724 ✭✭✭Whatwicklow


    I have a modern Gen1 Mini Cooper on my vintage policy. It's a 03



  • Registered Users, Subscribers, Registered Users 2 Posts: 13,703 ✭✭✭✭antodeco


    They're a broker though, so it suggests that they have obviously had push back from alot of companies so just say it up front now, to save themselves time



  • Registered Users, Registered Users 2 Posts: 6,473 ✭✭✭alias no.9


    The first Irish reg Puntos turn 30 this year, given their one time status as the best selling car in Ireland and their almost absence from the road, certainly the first gen, I would have thought they're every bit as classic as a mk1 or mk2 Escort beck in the day.



  • Registered Users, Registered Users 2 Posts: 8,943 ✭✭✭BrianD3


    Like a lot of things, classic cars insurance is a movable feast with vested interests bullsh*tiing and suiting themselves. So we get "classic car insurance" - but no mass produced vehicles which excludes 99.99% of cars ever made if the insurer applies that. And "no Puntos".

    I suppose competence of cars like the Mk1 Punto, regardless of how rare they now are, goes against it. in 1994 a 30 year old car was something like an Austin 1100 or a Mk1 Cortina. Not very usable in 1994. Whereas a 94 Punto is very usable in 2024.



  • Registered Users, Registered Users 2 Posts: 6,473 ✭✭✭alias no.9


    Oh I get it but it doesn't mean it's not a load of bollocks. The Punto is actually a remarkable car for 1994, it moved the supermini sector significant forward which if anything should add to it's classic cred as it hits 30 and is getting very scarce.



  • Registered Users, Registered Users 2 Posts: 196 ✭✭good vibes


    Hello there..

    Could you tell me please what insurance companies insure vintage cars and what vintage cars and years are acceptable..

    Any info is Appreciated

    Thank you..



  • Registered Users, Registered Users 2 Posts: 8,943 ✭✭✭BrianD3


    Try Campions. they are a broker but seem to be able to organise classic insurance without the "no mass produced cars/Puntos" nonsense

    Axa are a bunch of clowns. They say that they offer classic insurance for cars that are 25 years old. I asked about insuring a 2000 Clio and was told no, that doesn't count because the Clio is still on sale. By that logic, a Porsche 911 from the 1960s isn't a classic either.



  • Registered Users, Registered Users 2 Posts: 9,822 ✭✭✭PsychoPete


    Campions are very easy to deal with and Abbey autoline in the north if you've modifications done to a car



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  • Registered Users, Registered Users 2 Posts: 3,003 ✭✭✭9935452


    Look on the iveta website . It has info on insurance got through them..

    It shows rates they have. They have their own lads to ring about it.

    TThey Deal through campians and ultimately fbd.

    I deal direct with fbd but have to be a member of iveta to get insurance.



  • Registered Users, Registered Users 2 Posts: 3,003 ✭✭✭9935452


    https://iveta.ie/insurance/



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