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One parent family

  • 17-01-2024 5:01pm
    #1
    Annika99
    Registered Users, Registered Users 2 Posts: 1 ✭


    Just looking for some advice here. My Husband and I are likely to separate and we have two children under 7. For financial reasons and because we believe its best for the children we will be living in the same home but hope to create a separate living space for my Husband. I have no income and my Husband is a civil servant but in the lower grades so not earning a huge amount. I have spoken to the welfare office and a very nice lady there advised me to apply for job seekers allowance and ask to be assessed individually as a seperated person. She said even if this was turned down at least it shows that i am declaring we are seperated. Im not going to do this as we have not seperated yet and applying will mean an inspector will come out. I know I have to wait for 3 months after separation in order to apply for one parent family and I also know an inspector will check out our living arrangements. I am totally overwhelmed as we haven't started mediation yet or anything formal and our accounts are all joint accounts. They will ask for 3 months bank accounts before deciding if i can claim anything.

    Can anyone advise me on what I need to do first? I cant exactly remove myself from the joint accounts as I will have nothing at all then to live on. Should we do mediation first and decide who is going to pay for what etc and then use this as a basis for applying for one parent family? We will both continue to pay the mortgage and probably split the bills but that depends on how much I can claim.

    If my Husband pays half the mortgage and gives me maintenance is all of that money counted as means for me? I know the first 95 euro is not counted when it comes to rent or mortgage according to welfare website.

    if anyone has had an inspector call to verify they are living separately under one roof can you offer any advice? We don't know if we need to make an apartment type space or is it enough that he has his own bedroom/ bathroom and living area?

    Any advice appreciated

    Thanks a mil



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